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<br /> . '�'a0�v�ITA al�the i�upmvements rto�v oz k��er�t�an t€ta P�og�rt�►•�d s�!e.�rnsms,aPA±�"renances,a�d ,
<br /> fi�Ctu.res aotv ar 4serea�er a part of.ttie PTaP�?'�Y. Alt r�gS�:a:�s-�tztd ttdditiuus��hali nlso he tave�t 6y,.xhis.Secunry . --
<br /> insuum�rrt.ATii di the foieg�ing is r�efeaeed tv Sn dtis Se�m�►Iastrume�astflo"Prap:�ay." , � . , -
<br /> � `S�R$�V�tBR C4y�'ANfiS that$om�ver is laivfulty�sise�!nFtH.e estatr hereby cnn�cye�r.t►d ha3 tT�e ri�ht to�ranE an�� -
<br /> � .�.wuvey the PropeYty and that tA�Fmperty is un�ncam62reef.except for ei�umbrarac�s nf recard. Borrower�varrants a�d wilt ' __
<br /> _ defeud geuer�llY the dtie.to t�e Propeity aSainst ail_cla�ms us�d dema�d�.suD�ect�o any enca�mb�rances of cecard. .,
<br /> . , �S��t1�tl�fY fN�7RiJMENT�ro�Iiines wiifarm co��nants far a�tion�l us�nn8 dun�v�iforsrs�covenants witt��imit�ct�
<br /> � � va�ieus by jnrisdictioa`to cimstitute a uniforin st�curlty.nste�ment cbverina tcai property.. � • , ----
<br />� ' UNIFORM CO�NAY�F�'S.Barcomei snd Lender oove�ant and agre�a�fottows: _
<br /> 1.1°apa��i af 1'�3nctpa! u�t� IqYerest;FrepaymPnt and La3e Chiu�t�. I�orro�ve�ehall promp�ly pay witen due the ___
<br />_ priaci�ai afa�!��un ttee debt�bq.the.NotP end tny prc�ayat�nt ar�1 tlte c�ar�es d�cuu undec the Note. �°__
<br /> 2.F�is'fl�r Tagcs aar8�suruuc�.Subject w appl�uble law or to a written wn�i�er by Lendc�. Borro�ver_shait:pay ta ��_.
<br /> i.eader aa tIle day mflnthly gay�uents are dae.pnder the Nate,untii t�za Note is pa�d in fuil.a sum("Fun�s')f�r..ta?Y�Y:� -=---
<br /> aad�mr�ts whictf may attsin priority aver this S�rity�ln.ssrument as a tien on the t'mp�riy:lbl Y�t�r te�sehotd paynQent��:..::.:�• , �-
<br /> or graund rents on the Prop�tyt if any:(c)yearly i�ard or pmperty insuraezce premlums:(dl.Y�a�t3't�6od insvrdrtce premiutns. . �_
<br />. if any;.(e?.yearly mort$age insurance pretriiw�s. ii aay;and(�eny sums,paya6te by BorrQtvet[o Lcntter.in acc4tdance with�; ' _—
<br /> � the.gi�risions of�raragraph 8,ia lieu of t�ee paymeat of mnrt�ge insurnnce premiums.'i'i►�sz items are cnited"Escmw Iteins."
<br /> i�.-�y,,at any time. cottect and h,nld Funds,in an amaum not to exce�d the maximkmi amnunt'a teader far a federatly�
<br /> rel�t�`�3ort�e loan tnay require for 8orrower's�escmv►account under tFce feders!Eteal [:state Setdemcnt Prpccdures Act of ° °�=`
<br /> 19T4 a'�',amett�>fropa pms w time; 12 U.S.C.5ection 2601 et seq.("RE5PA").untesy ntinther la�v that nppl�s to tha Fun►is �.
<br /> :;'. �. sets�..l��i anieitat.If so, Ixndar may,at any time.collett and hold Furtdg in au simnunt wt to excetd the lesser amount. � ��_
<br /> `'�'•'` L�en�;�y,�e the amouat of Fnnds due on the basis of cument_data and reasnnuble estimntes of capenditure,�oF future ��•:=
<br /> • ��it1s'or othenvise in ac�rdant�with a licabte law. - �'"�''
<br /> Fsc��;�, PP • ;c;-•�a
<br /> ,��._
<br /> • �?�e-Funds shalt be bel,d.in�n institution whnse deposits are insured by a federnl agency. instruaicntulity,'or entiry' �r=::�='
<br /> 1",;�_
<br /> ('iacl�ding.Lendet,�f_I ender is such an�nsritution)or in aay Federal Home Lnan Bank�.Lender shall n�tiy the Funds ni pay the ;:r;,:,.
<br /> r . �- Escmw Items.Len�ti may not chazge B�rrower for hotding a�!-applying the Ferids.<►annually urialyaingahe escratv.arcnunt.or-.---.--..-:- .ti;I:=_
<br /> ��':
<br /> ,verifying the Escrow Items,unless Lender Qays Bonower interest on the Funds and applicable iu�v permits Lcndcr to make setch .i`__�:
<br /> a c6arge.However,Lender may cequire.Borrower to pay a one-time cluzrge for an independent cea)estate tax�epnRing setvioe °r
<br /> used by I,ender in cunneMion with this loan, unless licable la�v myides utherwise. Unless on�a reemeot is mude or �`.�-
<br /> aPP P S :s:..;,
<br /> applfcabte taw neqaires�terest to be paid,Lender shall not 6e rtquired to pay Boan�ver any interest or camings on tite Fartds. , �_
<br /> Bormwer and i.ender may agree in writing,however,that imerest shali be puid on thc Funds. I.ender sh511 givc t�Horrowe�. �
<br /> • without.charge,an annnai accoundng of the Funds. showing cre�its and dehits to the Funds and the purFose far �vhich eash �>' i;,
<br /> debit tu f�Funds was made.Tfte Funds ate pledged as additional security far$II sum.�secumd by this.Sccurity Inetrumcnl. � `""%>�
<br /> ifrt�i�Funds held by.I.eader excrxd the amounts permitted ta t�held by applicabte law.Lrndcr shall nccount to 8oraiwer • °__
<br /> for the e�ss F�ds,in accordance with the requiremeats of sippliqble law_ If the amount of thg Funds held by la;ndcr at uny '.t::;
<br /> ° qme is not sufhcie�!ta pay the Fscrow Itea�s when due,Lender may so natify B�rrower in writins,und.in�ach cac�Eiorn)wer �''�:
<br /> _ shalt.pay ta Leader;t�e amnunt necessary to make up the deficiency. Bonrower shall maf:e up the deficicncy in n�morC�han '
<br /> twelve monthly pagments.at Leader s soIe dissretion. •
<br /> Upon payment in fulI of all sums secured by this Security Instcument, l.ender shnll promptly refund to [�atmwet uoy
<br /> Funds hetd by Lender.If.under paragraph 21,Lender shall acquire or sell,the Property.Lendcr.prinr ta thc ucyuiriti�m or ralc
<br /> of the Property.sha11 appty arry Funds held by Lender at che time of acquisition or salc as o credit a�ainst tha sumr eacuted by
<br /> this Security instrument. � . '
<br /> 3.Applicat�on oF Paymeuts.Unless applica6le law p:ovides otherwise.all p�yments received by Lcndcr utiidcr para�raphv
<br /> I and 2 shail be applied:fiist, to any prepayment charges due under�he Note:�econd,co 3mounts payAhle under paragruph 2:
<br /> third,to interest due;fourth.to principal due;and last.to any late charges due under the Note.
<br /> - • 4.Cbarges;Ltens.Borrower shall pay al!taxes.ussessments.char�es.fines and impositinnw attributablc to�hc Property __
<br /> . . w0icn may attain ppuonty over this Security Instrumeat, and teASehold payments or ground rents.ii'any. Burrowcr ehall puy ''-��
<br /> these obligations in ihe manner provided in paragraph 2,or if not paid in�hat manner,Darrower chall pay thcm on timc dircctty '
<br /> to the person owed payment.Bonawer shatl promptly furnish to Lsnder all notices uf sunuunts to be p:fid under thiw pi1PJ$fApn.
<br /> If Bortower makes these payments directly.Borrower slnill prompt[y fumish to Lender reoeipts cvidencin�the payments.
<br /> . ' Bomower shall�romptly discharge any lien which has priority over this Security instrument unless 8orrawer: iut agcerti in .
<br /> . writing to the payr,r�,�af the obligation secured by the lien in a manner acceptuble to L,ender;(b)rantests in grnKl ladth thc licn. �
<br /> by, or defe►ids against enforcement of the lien in, legal praceedings which in tf►e Lendcr's c�pininn uper,�te u► prevent ttie •:�
<br /> enfn��ent of the lien:or(c)s:ecures from the holder of[he iien an agreemcn2 satisfuctory tn Lender sub��rclinulinb�he licn tc+
<br /> this Security Instcument. if l,ender determines that any part of the Property is subject to�licn which m�y attain.ptiurity nvcr
<br /> . . . � this Security lnstru::;;ni.Lender may give Sorrower s►notice identifying the'li�n.6arrower shall�atisfy the lien or ta�e one or •
<br /> ' more of the acticzts s:t,fonh above within 10 days of the giving of notice: '
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