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200409711 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />44- 14 (Seal) <br />ARTHUR J ROWLAND - Borrower <br />(Seal) <br />ROBIN A ROWLAND - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, Hall <br />The foregoing instrument was acknowledged before me this 30TH day of SEPTEMBER <br />2004 ,by ARTHUR J ROWLAND AND ROBIN A ROWLAND <br />Witness my hand and notarial seal at <br />County, the date aforesaid. <br />My Commission Expires: <br />E NERAL NOT=BOEHLE <br />JANIMy Comm <br />Grand Island, Nebraska. <br />- -- -_ -_,� <br />Notary pub <br />Q6 4RINE) (ssoi) Page 8 of 8 <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />County ss: <br />in said <br />