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200409707 <br />23. Reconveyauce. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to <br />reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security <br />Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it. <br />Such person or persons shall pay any recordation costs. Leader may charge such person or persons a fee for reconveying the <br />Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is <br />permitted under Applicable Law. <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to <br />any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. <br />Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon <br />Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address <br />which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument <br />and in any Rider executed by Borrower and recorded with it. <br />0 <br />�. .:..�/�. ..... ............................... <br />(Seal) <br />KIPP R. MITH <br />- Borrower <br />.� ......................... <br />(Seal) <br />ELIZABETH KEAR <br />- Borrower <br />(Space Below This Line For Acknowledgment] <br />STATE OF NEBRASKA <br />County of .....................HALL <br />.......................... <br />The foregoing instrument was acknowledged before me this .10.01 2004 <br />............................... ............................... <br />.... ............................... (date) by KIPP. R:.$MITH,. E!_.IZAKTH. KEA& EACH A SIMQU.P.WOMr .1.OIMM A R PACH M. THEJR. OWN.RIG.HT.... <br />.......................................... ............................... .......�. .........(na e of person ack� lodged). <br />My Commission expires: <br />....... ............ .............................................. ............................... <br />Notary Public <br />�- :WjK Nebrast� <br />Kam I L <br />My <br />� �. , 2c ,13 <br />.=. <br />NEBRASKA — Single Family— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Bankers Systems, Inc., St. Cloud, MN Form MD -1 -NE 8/17/2000 Form 302E 1/01 (page 7of7pages) <br />