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2004097015 <br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to <br />reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt tecured by this Security <br />Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it. <br />Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the <br />Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is <br />permitted under Applicable Law. <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to <br />any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. <br />Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon <br />Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address <br />which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument <br />and in any Rider executed by Borrower and recorded with it. <br />. . .. .. . ......... ............................... <br />(Seal) <br />KIPP R. SMITH <br />- Borrower <br />�r�� <br />Lr!'I . ............................... <br />(Seal) <br />EL4ZABETH KEAR <br />-Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF NEBRASKA <br />County of .....................HALL <br />...................... <br />The foregoing instrument was acknowledged before me this .10.01.2004 ..... <br />.. <br />...................... ............................... <br />.... ............................... (date) by KIPP. R..$MITH,. l=1-.IZAKTH. KEW. EACH A SI RE PER OM 4IN.T.LY.A.NR. EACH !N THE R.OWN.RIGHT.... <br />........................................... ............................... ............ ......(name of person ac`It�nowledged). <br />My Commission expires: <br />r <br />...................... ................ ............................. ............................... <br />LEGUM.fit Notary Public <br />I�VN R MACK <br />M <br />l►Cali 6p. Mehr 8, 2aC3 <br />NEBRASKA — Single Family— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Bankers Systems, Inc., St. Cloud, MN Form MD -1 -NE 8/17/2000 Form 3028 1/01 (page 7 o 7piages) <br />