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200409694 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />(Seal) <br />uaf%eal ) <br />ERALD L CHRISTENSEN SR - Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(M) —6(NE) (0005).02 Page 15 of 1e Form 3028 1/01 <br />CVNE 08/26/04 12:51 PM 6289881580 <br />