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<br /> _ (tItie"Leader")of tGe san�e date aAd"mv�ring ttPr pto�rty dc.�rrit�d i�thc S`ssurtty i.asitumcni.A�t�tatated at: - -
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<br /> .;�'�u'�-: • 636 8 14ACaR�HtIR AVEIiUf3
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<br /> �""`���v�'="° ' . Tl� NOT� COI�iTAtNS PI�U,Y[SIOPjS �ALL�i�1YG FOR CiUtNG�.S�dN TfiE -_--
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<br /> �:��r � , . 1K'�ER�4T �tA'CE IiPI�!�'i"�DE.I�tON'f'WLY PAYMElVT. ,'�HE NtYEE L[MIT�u TH� � -
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<br /> "'����� � AMOUNT'1'H�i BORRO�V�R'�!N'�E�FST RA'�'L CAN�G�INGE AT ANY ONE TiME '' � � , .
<br /> `�S r Y� �� '�` AND THB MAXtINSUM I3ATE THE SORF�U��E�IV�USi'PAY.�
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<br />'��,;:' "' �� � . ADDYftONAL CQuENAN7'S. fn addition tn thc cavenants :n�-agmemenGs m�ute in the Stscurity*;'�nsuartsem. ,�
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<br /> -_-"�,`�-�.�•. Borrowe►snd Lender farihe�covenant and agree As fofto�+s: • - --
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<br />-:.�'''.,... _:, - INTERESI'RIeTE AND MONTHLY PAYMENT CHAN(3ES ---
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<br /> �" °� � EA) CAaageD�ta. ... Octnber 1, 2995 � r ��s��.•-r
<br /> ` �.��,c The iaietest�ate mx�:diange on the first day oi . ;. .and ttt�t day at each�it�year. ��---_
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<br /> �+F ,•! ; •� �:."'(��ge F]ats"means each`date on which the interest rnte cauld change. ��? --
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<br /> �� ` Beginning with the rrst Chan$e Date.the interes�"r�►te wiH be based on an lndex. "lrtdex"means the vie�Ly�ayerage � -- -
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<br /> ��� '•�` • yietd on United States 7t�easury Securities adjusted tu a wnstunt maturity af ane ycar.as made availabte,fsg��:�flt�Fateral '.�:%�,%t'' ; _
<br />:��,,,,�,,;,,�,;,.,:: :;_• Reserve Boaf'�L "Cument Indea"means the most�ecent Irtdea figure�uailable 30 days before the.Ch�nge D�te.`,►'T the Index -" f, `��
<br /> (as detit�d�4ve)is no lon er availahte,l.ender will use as a ne�v tndt�nn inetex rescri6ed B t!�Secre�ry..As useA in �'r`�
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<br /> �.*°^'� �s''��� � • tAis Rider,"5�cretary"meat�s the Secre�a oi Hoosi�g and Urb�+n t�evelo mena�a rhis on c�r�; ee. t.t�i5ster will �ve '�'''��..
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<br /> � '" Borrower notice of ihe c��r Uidex. � • ��V-�
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<br /> -_�.�.,_���. . (C) Cetcutat�onofl�terestRateChanges . , . .�*'��;;
<br /> - - Betore each Change Date.l.ender will calculate a new inte�s�rate by adding a margin of .' �. . � °�'-�;;�;,,'�
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<br /> �..,,ar,K��:� , . percentage � ..
<br /> ----� "" � � - potnts f ,2•�Qflfl •��iti�the cwrent`lndex'and roUnding the sum ro the n�t one-eighth of one yer�xntage point ' �
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<br /> - ` � � (p iZS%�:.�iti7ject to the iimlts stated in Paragraph(D1 of this Rider,thic rounded a�unt will be Ihe ne�v interest rate until '•
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<br /> - • .� tte�neat CEr�►ge Date. � ' � : . . :�s'�: ,
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<br /> ;�,`..�•:.__.,..�� ':''. : (D) Limits oo�mtEresl Rate Changes � '. � ,.,��::;_;��,' :� ,
<br /> - .. 'Rie int�rest rate�vailt never increase or decrease hy more thun one per�entage point(1.0�lokon nny singie�Change Date. . :�.'��'��'� � .
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<br /> ---;�.'� •, Tf�e Literest rate wil[never be more than Gve RerceM�e points(SA�/o)higher or lower thnn tFe iititial intere�t r3te. �'���:��• ��`'�
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<br /> - '`' ' � ti the 9nteresl rate chunges on n Change Date.lende�will c�lculate the amount o�monthty payntent a!'��inCipal and � ���
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<br /> - -��,�.���, • Interest whicA woutd 6e necessary to�pay the unpaid principal balance in ful!at dre malurity dote at ehe ne�w enterest rate .•
<br /> -_:=7z�}'��' .�.. � throngh�stautinQy equal payments. [n m�tlting suc(�calculation.Leader wip use the unpald prwclpal b�latice which woutQ. � ' �'� " �
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<br /> =����.;;��,}�'� .� he awed ar�tde Change Date if there ttad been no defaull in payment�the Note.reduced 6y tfce amount o!any prepayments. . � '�
<br /> . . .�:... .
<br /> ;;,.`,�., '? .' ;i'' to principat. Tha tesult of this calcutation will be the nmoun!of the me�v monthJy�aymem of prfncipaf and interest. ' .
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<br /> i"� . . � (6� Natfce of Cfiange� `' � �
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<br /> , � Lend�rwiil give natise to Borrower o!csny change in the interest rate urtd rr,onthly paymeot amaunt. The nmice must _' . . .
<br /> - -=:�;��•.��;��r:•. . 'be given at least 25 days bzfore the new monthly paymem amount is due.and must set forth(i)ihe date of the notice. _� , _
<br /> �� �� ` . (iiyilte Chsmge Date.(iii),the oid interest rate. (iv3 tfi�e new inferest rnte. t�)the rtew monthly payment amount.�vi)the � `,, . '
<br /> �`' �'�.�'.�, - .Cument Index and the da[e it was pu6lished.(vei)the melhad of calcuiaiing the chnnge in monthly payment cunount.and .
<br /> ' . •. - • (vii�any ottier anfmmation whtcf�may be tequired by Iaw from time to�ime. . ' , :
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