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<br /> • pertnds tliat ixnder reguire�. The insuiance canier providing the insurnnce shaEf be ch�►sen by Bomnwer snbJect to I�enderb
<br /> epprovei wl�ich sh�il rtot be unreasonably withheld. If Bomower fsib to maint�n aovex�ge describc�Rbove.C.cndar may,at
<br /> l.ender's c►ption,obtaij�coverpga ta protect Lender's righ�.g in thG Property in ac:cordance vrtd�pan�graph�.
<br /> All�hsunnce poiicies and renewals shetl bt eeceptable to A.,encl�c and shul!include�stAndaM mortgage etause. Y.ender
<br /> shall htve the dght ro huld the policies end nenewals. If I.entkr rcquice9,HOIIOWEP fi}IHII pP0!lljHlx�VC Ila I.E11At1 AU f�CCCIptfl
<br /> of pa#d p�romiums and a�enewtl ncstfoe9. [n the evmt of loss.Bortower ah�ll gtve piumpt natice to tho inautwrce curier�r�d
<br /> LeiMer. l.ender may make�noof of las�If rtot made pcwnptly hy Barrow�er.
<br /> �--- ------, Un!>-ss L.snder nu��arrormr athenvLc a�a In�rritIng,In�uance prar,eeds shol!�e nppllzd to r�:tnrattor a.r..y�te csf �=-
<br /> cha Praperty cl�maged. if the resWrxt�on os re�alr Is economic�lly feasi6le a��d Lender� securiry is na lessened. If�he
<br /> restaratIon or �cpair is not economicully feasi6le or Londerh security would 6e lessened.tho insarance pr�ucceds shall bo
<br /> oppl�ed to the 6ums se�ured by thta Secudry Ins{tument,whethar or nat then due.with any eacess pald w Hormwer. If
<br /> Botmwer abandons the Pnnperty,or does nat enswer w[th[n 30 days n notIce from Lender that the inswance carrier has
<br /> affend to settle a ctairn,then l.ender ma�+coUcct the insurnnce prmc,ecda. C.ender may use the prnceeds to rcpsir or restore
<br /> the fRoperty or to pay sums ssecund by ttus Security Iastrumen�whether or aot then due. 71ie�O�y perial w111 begin when
<br /> __ _ -- tka nodce is given.
<br /> Unfess Lender and Barmwer otherwise agree in writing,any npplIcadon of pmceeds to princtpal shaU nat extGnd or �
<br /> postpone the due date of the monthly paymenta�ferred to in pazugraphs 1 and 2 or chnnge the amount of the payments. If
<br />__ under paragruph 21 thP Pmpe�ty is acqulm.d by I,cnder.Barrower's dgbt to any insurance polIcies artd pmceeds rcsult�ng
<br /> from damage to the Roperty prior w the acquisItion shaU pass to Lxnder w the eatent of the sums secured by this Secudty
<br /> = Instrument immediately pdor to the acquisit�on.
<br /> - 6. Qocnpancy, Preservation� iNa[ntenance end ProtecNon ot We Property; Borcower's Loan AppUcadon;
<br />- — L,easebolds, Botrawer shall occupy,establish,and nse the Propetty us Bomower§principal residence wlthin slxty deys aftcr
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<br /> _� e exocution of this Securisy lnstnunent and sbaU continue w occupy the Pmperty ea 8orrower's principal�esidence for at �
<br /> least one year aftet the date of occupancy. unless L.ender +othenvise agrees in writtc�g. whlch consent ahs�ll nat be
<br /> anreasona�ly wIthheld.or unless eatenuadns ci�rumstances extst which a�e beyond Borrowenc�ontml. Borrower shall noi
<br /> destroy,damage or impair the Property.ullow the Property to deterioraie.or wmmit waste on the Aroperty. Bomower shall _
<br /> " be in default if any forfeisure action or prooceding,whether clvil or criminal.is begun that in Lender�good faith judgment
<br /> wuld result in fu�fetture of the Property or otherwise materially impair the Uen created by this Security Instiument or
<br /> Lender�security intetesw Borrower may cw+e such a default and t�eet�atau.aS provided in paragtaph 18,by causing the actIon
<br /> or procaeding W be dlsmissed�vith a rulins that.in Lender�good faith detem►inatton.prectudes forfeitur+e of the Borrower�s
<br /> interest ir�the Property or other matedal Impairment of the lien created by this Security Instrument or Lender`s security
<br /> inte�est. Borrower shall also be in default �f Bormwer, �uring the loan applicadon pracess. gave r►uteriaUy fs�lse ar
<br /> inaccurate informadon or stntements to Lender(or failed w provide Lcnder with tiny rtaterial information)in connecdon wlth
<br /> the toan evIdenced by the Note. Including, but not limited to, cepresentations canceming Borrowerk accup;�ncy of the �
<br /> - - F�Crty sts a Qrittcipal�sIdence. if thic Security inr,tn�mPnf iF on�le�sPhol•�,I�or�wer shall cnmply wlth a!4 she prQY'ssiQns =
<br /> �i �!: of 8he lease. If Borrower acquires fce tide to the 9roperty,the laasehotd and the fee tItle shall not merge uniess L.ender s�grees
<br /> to the merger ia wridng.
<br /> T. YrotecUon o!I.ender's Rigttts i� the Property. If Borrower fails to perfrnm the covenanes and agreements
<br /> contairrad in this Sxwlty [nsuument. or there is a legal proceeding that may significandy affect Lenderx rig6tis in the
<br /> Pruperty(such as a proceeding in banktuptcy.probnte.for condemnadon or k'orfeitut�ar to enforce iaws or regulatIons).then
<br /> y��( ° Lender may do and pay for whatever is necessary to pmtect the value of the Property and i.ender's rights in the Property. _
<br /> �,� I.ertder�s actions may include paying any sums secured by a lien which has rioti over this Securi Insirumen� b
<br /> r P tY tY
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<br /> in couR,paying rea.vonable attomeys fees and entedng on[he Property to make repairs.Although L.ender may take action
<br /> under this paragraph 7.Lender does not huve to da sa. .�
<br /> My emounts disbursed by Lender under this psuagcaph 7 shall 6ecome addidonnl debt of Borrower secured by this �er-�
<br /> Securi Insuument.Unless Borrower and L.ender `' -
<br /> ty agcee to other terms of paymen�these amounts shs+ll bsur interest from the „-..,
<br /> �z date of rdisbuisement nt the Note rate nnd shaU be payable.with inte�+es�upon notice from I.ender to Borruwer requesdng �;:.
<br /> . paymea� �-
<br />- & Mortpge Insutanee. If Lender required mortgage insurance as a conditton of making the loan secured by this �'�'
<br /> Security instn�ment,Borrower shull pay the premdums mquised to mnintain the mortgage insurance in effec� If,for uny �:`
<br /> reason,the mottgage insurartce coverage requtred by Lender lapses or censes to be in effect. Bomower shall pay the �"�'�
<br /> premtums requtred to obtnin wverage substnndatly equivalent to the mortgnge insurance prevto�.41y in effect. at a cost �.`
<br />� substantiall wv�lent to the cost to Borrower of the mort e insurunce reviousl �n effec�from nn nitemate mort a e �'°�
<br /> Y�1 � 88g P Y� &g �!::�
<br /> insuier upprove�by Lender. If substantiuUy equlvalent mortgage insurance covera�e is not available.Borrower shall pay to ��_-
<br />. Lertdet euch month o sum eyual to one-twelfth of the yearly mortgage insurance premium being paid by Borrower when the
<br /> insurance�vetnge lapsed or ceased to be in effect. Lender will accept,use and retuin these payments�.s a loss reserve in Iteu
<br /> of mortgage insunsnce. Loss reserve payment�may no longer be required.at the optIon of Lender,if mortgage insurance `
<br /> � c � ' coverage(in the omount und for the period thut Lender requires)provided by an tnsurer approved by I.ender again becomes '
<br /> `"� � available and is obtain�d.Borrower shull pay the pmmlums required to mninwin mortga�e insurnnce iz►effec�or to prcnvide u
<br /> loss reserve,un6l the requinement for mortgage tnsurance ends yn accotdance with any written agreement between Bortower
<br /> and Lender or appltcable law.
<br /> ' 9. Iaspectioa I.ender or its ngent may make reasonabte entries upon and inspactions of the Property. Lender shall
<br />,;'�;�� give Borrower notice at the time of or prior to nn inspecNon specifying reasonabte cause for the inspecuon.
<br />��";•' 10. CondemnaHon. 11ie proceeds of siny award or claim for damages.direct or consequentiul.in connection with any
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