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n = D <br />TI <br />a CA <br />n Z ? _ <br />M > N <br />n y J J <br />7t '1 <br />r: <br />=*i <br />Return To: <br />Commercial Federal Bank, a FSB <br />13220 California St <br />Omaha, NE 68154 <br />Prepared By: <br />Brenda Nordling <br />450 Regency Prkwy <br />Omaha, NE 68114 <br />s <br />rr-1 <br />N <br />CD <br />_D <br />GJ <br />c.n <br />W <br />1Space Above This Line For Recording Datal <br />DEED OF TRUST <br />MIN 100104000182458912 <br />DEFINITIONS <br />U <br />© —4 <br />Cz T> <br />r � <br />u� <br />x <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated September 24, 2004 <br />together with all Riders to this document. <br />(B)'Borrower "is THOMAS M NOWICKI, LORRIE R NOWICKI, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />18245891 <br />18245891 <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mae UNIFORM INSTRUMENT WITH MERS Form 3028 1101 <br />m <br />Page 1 of 15 Initials: <br />VMP MORTGAGE FORMS - (800)521 - 7291 <br />rn <br />o <br />N <br />O <br />0 <br />s <br />O <br />CD <br />CD <br />O Z <br />O <br />�S <br />.SC) <br />