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<br /> 7Yx7EfH�R WITH all thp.in�p�vs�lr�tR rK�w ar I�rreafter crectad on the property.and ell easemcnte.appuHen�cee.�u►s!
<br /> (ixiurer �x►w ot It�rc:�ttc� n p.ut ��f.dt�,j1171�1'lY. Alf rr}�1ni:emcnts nnd pciditions ahuli ulso bo crsvcrcd by �his Sect�rtty
<br /> (»:.tju�ix�tt.AU Af(I!C�ili6�'(1111�j�A lwft;}•E�ti lu hi thib Sctu;ity iuyt�iinicm usi thc"Prancrty,"
<br /> 6lQRK�Wfik�.�.DVL'NrLNT��th��,�irawcr is lawfutiy nci�cf uY dtc cslatc hcrcby canveycd nnd huy thc elght ro gr�u�c�nd
<br /> convCy the Pr+�►peny and titp�thfl,P�?enY is unencum4ered,except for cncumbranres oP rceord. Borrower warrants a��d wiil
<br /> defeix!Rcncrufly thc titic to�I�q Pmi�ty nfialnst all cluims nnd dcmanda.Rubject so any encumbrunscs of rccord. ----
<br /> TliIS SECU1iI�'Y IN5T�ttJ!M,�iN7'rnmbines unifarm covatunt�for national use end non•uniform oovenants with limited
<br /> vnrl�tiuny by juriscliction ta c,�nsta�np a un'►farm security itt�tn►ment covering real property.
<br /> � � UNIFORM COVENA,NT�I.•i3nttawer und L.ender covcnant nnd ugrce as foUows: `
<br /> 1. P�ymtnt ot P�°4nclppl,r'�tH! inter�t; Prepyarent wnd Iatte Chuges. Borrnwer shall promptly pay when due the
<br /> principal af and intcrest an.th€t�xbt evidG�toed by the Note and i►ny prepayment ttnd late char�es due under the Notc.
<br /> Z. l�bndg for T�utes aRd,�rance�Subjcct to appltatbte law or to a written wuiver by[.ender.Bonawer shnll y to.
<br /> I.endcr on tha day monthly p�,y,�cnta are due under the Note.until the Note is psiid in full.a sum("Eunds")for:(a)yearly taacs
<br /> -' and nssessmentg which ma�y et«in prioriry aver this Securi�}� Insnument as a lien on[he Property; (b>yearly leasehold paymcnts
<br /> �" � or ground rents on the pm�ny,if,mv;(c)yeariy hautrd or property insurance pmmiums:(d)ycarly flood insurunce pnemtwny. -_
<br /> -- if any;(�)yearly matt�age ln�uranae prcmiums, if any;and(�uny sum.s payable by Borrower to[.ender. In uccaidance wtth
<br /> the provi9ions of parngmph,fi.ln Ueu of the paymerit of mortguge insurance premiucns.These lterns are callc�d"Escrow Item.�."
<br /> Lender may. nt any tlrne,ccflicct and hald Funds in nn amount nat to eaceed the maximum amount u lender for a federally
<br /> related mortgage lo�mqy,e�equit+e for Borrower's escrow aoa�unt uader the federal Real Estate Settle�nent Proc<xtut�e�Act of
<br /> 1974 as umendEd fmm tit�ta,to time. 12 U.S.C.Section 260t et seq.("FtESPA"),unless unother!aw that appliea to rhe Funds
<br />• __________ _ _. sets a lesser emorutt. If s0. Lender may. ut stny titae. callect and hold Funds in an amount not to excx�the lesser aaiaunt.
<br /> Lender may estimutu thp m.tlount of Furtds due an the basis of current daut and repsoaable estimates of expenditur+es af futum �
<br />- — Escrow items or othenui�i,in ecoordanas with appitcable luu.
<br /> The Ruads shull ba held in en insdtution whose deposits are insured by a federal agency, instrumentality, or entity
<br />° (including Lender.if I..ande�r is such un institution)or in any Federal Home Loun Bank.Ixnder shall apply the Funds to pa�y tha
<br /> Essrow Items. Lertder mey;not charge Aotrower for holding and applyIng the Funds.unnuaily analyzln�the escrow uccount,or
<br /> verifyins tha Escro�x Itams�unless Lender pnys Borrower interest on the Funds and applicable law permits[.ender to make such _
<br /> a charge. However. Lands�t muy�+equitr Borrower to puy a one-time char�e for an independent real estate tax reportins servlce
<br /> used by Lender in cont►Y�:tion with thls laan, unless uppticuble law pmvides otherwise. Unless an a�reeneent is mude or ___
<br />-= npplicabte law reqtt�te�i�tarest to ba paid.Lender shaU not be requlred to pay Borrower uny interest or earniags on the Funds. __
<br /> Borrower and L.ender cn�y ugcee in writing, however.that interest shall be puid on the Funds.Lender shall give to Borrawer. -
<br /> �_____ _ z without char�e. an nnnwal accounting of the Funds.showing credits and debits to the Funds and the purpose for wh3ch Kach `
<br /> debit to the Funds was+nt�de.The Funds are pledged as additional security for atl sums secured by this Sccurity Instrument..
<br /> If the Funds hcl.diby Lender excead the sunounts permitted to be held by applicable law. Lender shail account to 8orrawer --
<br /> for the excess Funds in�a:co�+danc�e with the requiremenu of applicable luw.If the stmount of the Funds held by Lender at su►y
<br />-- time is not sufficient.tcl�puy the tscrow Items when due.Lender mny so notity Borrower jn writing,and,in such case Borrower a=
<br /> shall pay to I..eRde��hw amourtt nece.csary to roalce up the deficiency. Borrower shall make up the deficiency in no moce than �.
<br /> twelve monthly payerr�nts,ut Lcndar's sole discretion. _--�
<br /> Upon paymeret�3n ful! of all sums secured by this Security Instrument, l.ender shall promptty refund to Borrower any ---°'
<br /> Funds held by Lettd�r. If,under paragraph 21.I.ender shalt acquire or seU the Propeny,L.ender. prior to the acquisition ar Sale '"`�"'
<br /> of the Property,shall�pply any Funds held b i.ender ut the time of a uisition or sele as a credit p wnst the sums securcd b ���
<br /> Y �9 � � Y ��-.
<br />=' this 5erudty InstcumEnL
<br />_= 3.Appl�cmtian of Peyments.Unless applicable law provides othenvise,all payments received by Lender under paragraphs ,,ti�`�.�
<br /> r� 1 a¢d 2 shall 6e,applied:first,to uny prepayment chsv�es due under the I�ote; second,to amounts payable under paragmph 2: "',,;:;•
<br /> third.to interest due:fourth,to principal due;and l�.st,to any late charges due under the Note. +��
<br /> 4.Chataest Liens.Borrower shuil pay ali tnses,assessments,char�es, fines and impositions uttributable to the Property °�
<br /> which may att8iu�priority over this Sexuriry Instrument, and leasehold payments or ground rents,if any. Borrower shail pay ��-�
<br />� these obligatians in the munner pruvided in pazugraph 2,or if not paid in that manner,Borrower shall pay them on time directly � :�
<br /> to the person owed puyment. Borrower shall promptly fumish to Lender all notices of amountc to be paid under this paragrnph.
<br /> If Borrowcc makes these payments dinectly,Borrower shatl promptly furnish to Lender receipts evidencing the payments.
<br />– - — Barrower shalt promptly discharge any lien which has prioriry over this Security Instrument unless Borrower. (a)u�rees in
<br />-'��A; wr3ting to the payment of the obligution secured by the lien in a munner acceptable to Lender;(b)contests in good faith the lien
<br /> by, ur deCends ugainst enforcement of the lien in. le�ul proceedings �v�ich in the Lender's opinion operate to prevent the
<br /> enforcement of the lien;or(c)secun�s from the holder of the licn an agrcement satisfactory to Lender suiwrdinating the lien to
<br /> , this.Seturity Instrument.If L.ender detern�ines that any part of the Property is subject to a lien which may attain priority over
<br /> � this Security[nstntment,Lender may give Borrower a noticc identifying thc lien.Bormwcr shali satisfy the lien ar takc one or .
<br /> more of the actions set forth above within t0 days uf the�iving of notice. '
<br /> Form 3028 8I80
<br /> Pepn 4 of 8 •
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