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2,00419559 200210181
<br />20010.91-841.
<br />(a) Each' unit owner is an insured person under. the policy
<br />with respect to liability arising out of his or her
<br />interest in 'the common elements or membership in the
<br />Association;
<br />(b) The insurer waives its right to subrogation under the.
<br />policy against any unit owner or member of his or her
<br />household;
<br />(c) No act or, omission by any unit, -owner. unless acting
<br />within the scope of his or her authority on behalf of.the
<br />Association, will void the policy or, be a condition. to
<br />recovery under the policy; and
<br />(d) If, at the time of a loss under the policy there is other
<br />insurance in the name of a un.it'owner covering the same .
<br />risk covered by the policy; the Association's .policy
<br />provides primary. insurance.
<br />Section 3. Insurance by Unit Owners..
<br />Unit owners shall not be prohibited from carrying other insurance for
<br />his or her own benefit. Insurance coverage on furnishings_ and other items
<br />of personal property belonging to an owner and public liability coverage
<br />within each unit shall be the sole and.direct responsibility of the unit
<br />owners thereof, and the Executive Board and the Association shall have no
<br />responsibility.thereto.
<br />Section 4. Notice.
<br />An insurer that has issued the insurance policy - pursuant to Section
<br />1 shall issue. certificates of insurance to the Association and, upon
<br />..written request, to any unit owner, mortgagee or beneficiary under a deed
<br />of trust. The insurer issuing the policy shall, not cancel''or.refuse to
<br />renew it -until thirty (30) days. after notice of the'proposed cancellation
<br />or non - renewal has been mailed to the Association, each unit owner and each
<br />mortgagee. or beneficiary under a deed,of trust to whom a certificate of
<br />insurance has been issued at.their respective last -known addresses.
<br />ARTICLE VII. MAINTENANCE AND ALTERATIONS
<br />Section 1. Maintenance.
<br />The unit owner'shall have the obligation to.mai`ntain -arid keep in .good
<br />repair the interior surfaces of walls, ceilings, and floors (including,
<br />carpeting, tile, wallpaper, paint or .other covering) as well as alb.
<br />fixtures, utilities, wiring, plumbing and appliances, located within such
<br />owner's unit. An owner shall• not be responsible ,*.for repair to common
<br />elements by casualty, unless such casualty is due to the act or negligence
<br />of the owner, his guests, invitees or jenants. All common element
<br />maintenance, insurance, including lawn - maintenance and snow removal,
<br />repairs and replacements to the general common elements, shall . be
<br />made by
<br />the. Association and be charged to all the unit owners as a common expense,
<br />unless such maintenance,: repair or replacement is necessitated by the
<br />negligence, misuse or neglect of a unit owner;:in which case, such expense
<br />shall be charged to such unit owner. The costs. of insurance may, at the
<br />discretion of the Association,.be assessed in proportion to risk.
<br />Section 2 Alterations by Unit Owners
<br />No unit owner shall make any. structural addition, alteration or.
<br />improvement in or to his unit, or. the limited common elements, pertaining
<br />thereto, including, any exterior painting or .exterior alteration or addition
<br />(including .awnings, grills, etc.) without-the prior written consent thereto
<br />of the Executive Board. The Executive Board shall have the. obligation to,
<br />answer any written request by a unit owner.for approval.of a proposed
<br />structural addition, alteration or'improvement in such owner's unit within
<br />thirty (30) days after such request,. and failure to do so within the
<br />stipulated time shall constitute a consent by the Executive Board to the
<br />proposed addition,. alteration or: improvement. Any application . to any
<br />governmental authority for a perit to make an-,addition,.- alteration or
<br />improvement in *or .to any unit shall be executed..by;.the Executive Board
<br />only, without, however, incurring any liability .on. the part of the
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