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<br /> '1`tIl3l3'I'H�R\ViTH c�U thc impruvcnicnts naiv ur txnaftcr crcctcd on the pro�crty,nnd cdl risculcnts.tlP�t3�'ICili111CC.9, �
<br /> " — ""'"" and flxuuP�nuw or 1►erenftcr n�art uf Utc grulxny. All repl�cc»Knts und a�dditlons r;halt cdw bc covcrcd by this Scruxity
<br /> Instnrntinnt. All of itfo foregoing is rrfcmcd ro in ihis Sxudty�[nsiRUment w the"Property."
<br /> — fICSItItUV1.lER�nVE1VANTS that Borrnwcr iw lawfully acised oY thio estare hereby conveyai ctnd hu.g the rfght ra grant
<br /> und onm�ny thN�topctty nnd that the['mpeny is unencumbemd,exccpt for encumbrances of record. Aoaowei wu�nts und
<br /> ..� �v�ll dQrond gen�r�tlly tho dtle ta the Prnpeny ngatnst u!I etaims nnd deemands,subject to any encumbrances of record.
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<br /> _' T}II1� SECU1tiTY INSTRt1M�N7' ccimbtncs unifam covenants far nadunuf u�w �fxl no�r-unifurm covet�ants wi ► -
<br /> Bmitad�vndadane by jurlr�diction to wnsHtutr n u�ifonn securi4y inswmenicoveeing real property. Y
<br /> "°'��°"''—'Q'—!—�° lJh!lBQRM COV@NANTS. Burrower�nd Lcndcr covena�t and age+cens fol[ows:
<br /> � !� ihyntent of IMndpat and Intere�t;Prepayment�4ate Cfur�ca. Borrower shall prompdy pay when due the
<br />'�r prinoipnl of and intor+cst on the debt avidencad by tAe Nate and ar�y prepayment und late chrugeg due undcr the Note.
<br /> :E: �ada for 1i�xes ana Ia4urufce. SubJect to npplicabte law or¢on writtea wuiver by l,eader.Barrower shaU pay to
<br /> "����--- Leader.an the day mouthly paymenis are due undet tRc Note,untll the Note Is pald in full.u suttt("Fundg")for.(a)yearly �--_
<br /> - tnxas�nd s�ssessments whlch mQy attnin prloriry over this Seaurisy(astt�ment es a liPn on the Ptaperry:tb)yenrly IeasPhold
<br /> _-� p.�ymuma or IIround rents on the Property. if any; (c)yearly hazurd ar property insucunce premiums: (d) Yearly fload
<br /> �,�� insumnca p�miums. if eny;le)yearly m�rtgage insurance preu�iums. iP isny;and(fl nny s� payuble by Bo�rower w
<br />,-. � L,enden in�aeeardance with the provisloaa of paragraph tl,�a tieu of the Qaymeat of mortgage iasurnuce prem3ums. These
<br />.�;; itema c�ro enlled"Escmw Items." Lender muy.at nny time,coUect and hold FLnds ia an uiuount aot to exceed the maximum
<br />'_�'; umount a lender for a Federnlly related uwrtgage loan m�,y require for Boerower3 escrow accouat under the federul Real
<br />'`' Eslato Satllament Procedures Act of 1974 us amended from ame to dme. 12 U.S.C.$2601 et seq.("RESPA").unless another
<br /> -: taw that�apAlies to the Punds seu u lesser utaoun� if so.ixrc�ier w;iy.at any time.coltctt artd hold Fuads ia aa nmount not to �_-
<br /> axcoad�t11a losser amount. Lender may estlmate the amoum of Funds due oa the basis of curnnt data aad res�onnble -
<br /> estimatos of oxpanditures of future Escrnw Items or otherwis�In Fucordance wit�applicabie law.
<br /> ��°. � �'''T' Tl�e FUnds shall be held in na institution whose deposits iur insumd by a federal agency. iastrumentality.or entity �-�
<br /> (inaluding Lendcr.i�Lender i.s sucb an iasdtudon)or jn any Federal Home Loaa Bank. Lender shall apply the Funds w pay �
<br /> „ ;1'�;�:i�,;:,, :. th4 8sarow lteaas. .4;e:nder may not charge Borrower for holding aad applying the Funds,unnunUy aaalyzing the escrovi �,,
<br /> �k uceounJ;or verit�ing the Escrow Itema, unless Lender pays Sorrower iaterest on the Funds and applicubte Iaw pertnit�
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<br /> ;�.��;��.�;• l�td��c u�make such a ch�e. However.Lender may requir�Bomower to pay a one•ti�ne c h a r ge for aa independent mal ---
<br /> .t�,'•: ' estato t�us tepoPting service used by Lender tn connecHon with this loan.ualess a�plicable law provides otherwIse. Unless aa
<br /> '�`'•'"'''t`r Agrooiaent is mnde or npplicuble law requimx interest to be paid I.ender shal!not be c+equired to puy Borrower eny intemst or
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<br /> �#�' °d�',4y4�' es�nin�s on the�itnds. Bortower and Lender may agree In wririn�.howevec.tbat interest shnli be paid on the Fiutds. Lender
<br /> ��'� shaU give to Boaower,without char�e,an ucmual nccounting of. the FLnds. sliowing crediu and debits cc�th�Fands and tde
<br /> ' __ '. _ �+���• .•�,• . gurpas�for which each debit to the ftuids was made. 'ihe fiunds are pledged as addiaonal security Far atl sums secured by •
<br /> ' �'.�` ihis Seaurity Insmiment '-
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<br /> ����,��„y,�,.;�;6,• If the F1u►ds hcld by LeAder excced the amounts permitted to be held by uppIIcnble law. Lender shall account to ��,..
<br /> ;:t; 4*�Cj��1�,1�' t„r�; Bormwar for the o;ccess Funds in uccardance with the requiremeau af app��ble law. If the amonnt of the Funds held by g��,
<br />. ;y;.;, ��`i `r��'- ,,y��. Landtrr at any tfm�r�s tr33 sufficlent w pay the E�w Irems when due. Lender may so aotify Borrowet in wridag.and.ia l�-::
<br /> " k�'""�''+''�.�ft such.aasc Horirower �^�,�1 u to Lender the aincxint necess to make u the deficienc Bornower ehall malce u the _
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<br /> _:` •�. ��'�'•.,`s,'•'��'.-�' z� dQn�anoy In na more than twelae manth[y payments.at Leaders e,ole discretion. '
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<br /> ;� , a,�:•r�.�. , U�n Qayment in fWl of all,s�uns secured by thLs Securiry Iustrumenc. L.ender shall pmmpdy refiu►d to Borrower any
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<br /> ;�''i ;� Funds•trzld by T.ender. [f.uaderpaxagraph 2i.Lender shall acquire ot sell tbe Ptoperty,Lender,prior to the acquisiaon or ,
<br /> ,., salo af the Property. shall upply any Funds held by Lender at the time of acquisidon or sale as a cmdit against the swns
<br /> ,� . .,:}� ,-=.. secute@ by tl►iis Secwity Insuument.
<br /> 3. AppUcuflon of Puymenl8. Unless applicable law provides otherwise,all paymenu received by Lender under
<br />'a,:. pamguphs 1 and 2 shnll be applied:fus�to any piepuyment chctz�es due under the Note;second to amaunts puyFtble ut[der .
<br /> � � ' paragruph Z;tbird,to interest due;fou�th.to principal dae;and:l;is�.w auy�ate cdarges due uader the Note.
<br /> " 4. Chnrgcs; Ltena. Borruwer shall pay nll taues, assessments.charges.fiu�es and impositions attributable to the �
<br /> � �"`�="'°` Ptop�rty which muy atwiu priorlty ovcr tlus S�:,urity Ittsm�ment,�nd Ieasds�Ld puyments or graund mnts,if any. 8orrower
<br /> � • ��'.�' shall pay these oblig�tians in the mssaaer provtde�9�n parag�sspd 2.or if not�aid in that manner.Bormwer shali pay them on
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<br />- , � G';:.:hi���._ timv d3tectly to the p�son owed paymen� Boirvrver shall promptly fumish to Ixnder all nodces of amounts to be peid under
<br /> '��(,v',,;p,� 3 this patt�laph. If Bonower raukes�hese p3y�ents directly. Boz�ower shall promptly furnish to Lender receipts evidencing
<br /> nk..;. ;.,�;},. '.. th:p�ytuents.
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<br /> < < Bormwer xlwll pmmp8y disc�es�e any lien which has prioriry over t�is Security I�strument ualess Boaower.(a)agmes
<br /> � �'":�.����`.�l Y in writing to the paynreat of the obligntion secumd�y the lien in a mnrmer ucceptable to Lender,(b)contests in gaod faith the
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<br /> - Uea by.or defends�,.�ainst enfonemont of the lIen in,legat proceedings which in the Lender's opinion opecate to prevent e
<br /> ���� `'��=Y��x. enfonemem of the�*�n;or(c)secures from the holder of the lien an agrPeinent satisfactory to Lender subondinating the lien `
<br /> �� • �� ��- ° to tM�S�curity Insnvment If Lender determines thut:sny pcut of the Propercy is subject to a lien which may attain priariry
<br /> ��: ''.� over d�s Secwity►ttsuument,Lertder may give Bornower a noti�e identifyin�the 19en. Borrower shall satisfy the lien or take
<br /> � .,.';� ��Y ona oi�nara of t!�oc:�ions set forth above within 10 days of the giving of notice.
<br /> � � .'���': �� , S. Hazatd¢n�Property+Inss�rnnce. Bormwer slwli keep the improvements now existing or hereafeer erected on the
<br /> �;:"". Property insured aguinst loss by fire,huz�uds inciuded within the term"extended coverage"and any other t�a�ds.including
<br /> � �"���,�-=' floods or flooding, for wtich Lender neqnlres insurnnce. This insurunce shell be muintaiaed in the aurounts and for the
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