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<br /> TGL3L�Y'HER WITH all thc i�nprovauents now or hereaRer erecta!on tho prope�ty. and all ease�n`jxn�s,,ap��l;�
<br /> fixtunes naw ar h�reaRer n Qart of tho pmperty. Ail replacements nnd addidons shall cilso be coverecl by thls Srxurlty
<br /> ��m��r�-�.�••• Listnmtem. All af tho furegoinP is taf�rred to in this Sccurtty Instnimcnt ns thc"Pruperty." .
<br /> — -- —.- �OItROVy►ER COV�NP,NTS tt�:�t Rorrowcr iA lnwfully sciscd uf thc cstatc hcrcby conveycd und has tfic right to grant c�nd
<br /> convey thn Pro(►erty ond that the Prciperty is urtancumbFred.exccpt far encumbrance9 of rccord. Borrower warrnnts and wlit
<br /> defend gouomily the title to the Pmperty against uU clnims and demnnds,subject to su�y encumbrances of record.
<br /> TIf1S 3ECURITY IN.STRUMSNT combincw uniform rnvcnAnts for nutionat usc ar►d non•uniform cuvenAntx with timited
<br /> vududnm by jurisdictian to canstituta s�uniform sccurlty instrument covcring rcal property.
<br /> - �--�----= -- -� UNiFOI2t�4 CUVEPIANI'S. Botro�vcr and Lender coveennt nnr!ngree nv failo�vx:
<br /> l. Payment of I'rinclprl �tnA Intet+est; Prepwyment and i.ute Clutrges. Borrower shull promptly puy when dua the
<br />_ , principal of nnd intcrest on the debt avidenced by tho Notc:uid any prepayment ansl tate ch�rges du�under the Note.
<br />°`_'; �. bli[ads tor Twces nnd tnsnrsnoe. Subject ta npplicable law or to o wrItten wuiver by I.ender, Horrower shull pay to
<br />;:.r. LenQur on tho duy monthly paym�nt�aro duB under the Note,untit the Note is paid in ful l.n sum("Funds")for:(u)yearly taxes
<br /> -= and u5sttssmanta wMch may atu►in pdarlry over this Security Instrument as u Hen on the Property;(b)yearly leasehold payments
<br /> — or graund cents on the Property.if any;{c)yearly hazard or property insumrtce premium�;(dj yearly flood insurance premium9, ___
<br /> " if unyc (o)yearly rnartgago insuranoa premiums. if any; and(t1 any suma payable by Borrower to Lcnder,in accordance with
<br /> �?.: tho pr�visions of puragraph 8.In Hea of.th$puyment of mortgage insurnnce premiwns.These items are caUal "Escmw Items."
<br /> =�r. l.endar may,at any time.collect nnd hald Funds in un umount aat to exceed the maximum amount a lender for a federally
<br /> � reluted �tta»guge loun may requiro fas Hotco�ver's eserow account uttder the federal Real Estate Setdemeat Procerlures Act af
<br /> t974 as nmanded from time to timfl, 12 U.S.C. Section 26U1 et seq. ("RESPA"), unless another law that applies to the Funds
<br />-��r� sets n l�tsser amout�t. If so, Lender may,at any time, collect and hold Funds in an umount not to exceect tMe lesser amouat.
<br /> I.eAdar muy estimute the amuunt of Funds due on the basis of curocnt data end reasonabtc estimates of expe�dicures of future -
<br />- F.,seoow Items or udierwise in acoordan�a wtth applicabie law.
<br /> - Tho 6uRds shall be held in an institution whose deposits are insured by a fi�ernl agency, instrumentality, or entity
<br /> _- (fnaluding I.cnder,jf Lender ia suah tu�institutIon)or in any Federnl Home Loan Bank.i.ender shall apply tb.e Funds ta pay the
<br /> Esarow Items.I.ender may not churga Borrower for holding and applying the Funds,annually analyz[ng the escrow account. or
<br /> ' veriCying the Escrow Items,unless Londcr puys Borrower interest on the Funds and app(icable lnw permits Lertder to make such
<br /> u charge.However.Lender may require Borrower to pay u one-dme charge for an independant�eal estate tax nportins service
<br /> used by Lender in courecUon with this laan, unless applicable law provides otherwise. Uniess an ag�:ment is made or
<br /> upplicable law requires iRterest to ba paid. I.ender shull not be requirecl to pay Borrower any interest or eamings on the Funds.
<br /> Bomower and Lender may u�ree in+vriting. howaver, that intcrest shall bc paid on the Funds. Lender shall give to Bor�rower, _
<br /> , ,
<br /> without tt�urge, an unnual acwunting of the Fund�. showins credits and debits to the Funds nnd the purpose for which each
<br /> - ` dsbit m c'.�e�unds was ttiacie. 7ito Funds:tre pletIgt�S ttx udditiUUUI�cc:uriiy fui aS1 autt��ica:urc�by tliis�x�-.u�+�y.�sttu�-m.c�t.
<br /> If tt�e�unds held by f.ender axceed tho amounts permitted to be held by applicable law. Lender sha11 account to Borrower
<br /> : for ttie excess Funds in accordance with tho requirements of applirable luw. If the amount of the Funds held�y I.ender at any
<br /> - i Nme is�oat sufficie.nt to�y tho Escro�v Items when due.Lender may�o notify Borruwcr in writing.and, in such case Bornower _
<br /> -�` sbWt pay to Lendx�i't�."��amount necessury to make up the deficiency. Bocrower shall make up the deficiency in no more than
<br /> s twelve mAm3ily payrr.v�+is,at l.ear3�r s solB dir.cretion. �';-�
<br /> = Upoc� payment in full of al) sums secureci by this Security Instrument, L.ender shall promptly refund eo Borrower any ����
<br /> Funds hald by I.ender.!7',under p.�rngrnph 21.I.ender shnll ucquire ar sell the Property. I.ender, prior to the acquisition or sale �=-
<br /> of tha Property. sh�ll apply any Funds held by l.ender ut the time of acquisition or salc as u rredit a�ainst the sums securcd by �"•'•y'
<br /> `�� thIe Secur�ty Inswment. �r'
<br /> �''� * 3.A �fcution of Pa ments.Unloss a licable luw rovides othcrwise,nll a ments received b Lender under ra ha �'-�
<br /> • pF 9 PP P P 3' Y P�8 P o�?;:_.
<br /> '�' f` 1 und 2 shall be applied: firss,ta any prepaymcnt charges due under the Note:second,to amounts payable under paragraph 2: �-
<br /> �.
<br /> thtrd.to interest due;fourth. to prinoipal due;und Isut.to any late charges due under the Notc. I�,_
<br /> . 4.Clu►rges;Liea9.Borrower shall pay ail tuxes,ussessments, charges, fines ;md impositions uttributable to the Property l•=:�;
<br /> u
<br /> Y P Y Y P Y S Y• P Y �°`'
<br />- which ma uttain riorit over this Securit Instrument. u�id�easehold a ment�ur round mnts, if nn Borrower shall a �•-
<br /> • 3. .
<br /> _ ; ���;a these obf9gauons in the manner pmvided in parcigraph 2.or if not paid in that manner,Borrower shull pay them on time directly ��':s;
<br />- a•'j�U'' i�:`;:_
<br /> �,�:;���u;q to the pe�son owed payment. Born+�ver shall promptly furnish to IJender:sll notices of umounts so be paid under this paragraph. �;
<br /> t�,vr,;�T If Bo�rower makes thess payments directly, Bormwer shull prompUy furnish w Lender receipts evIdencing the payments. :�'
<br /> -rr,.�_a�..a,�� -
<br /> _�-�;�.R.�,p�., Borrower shull prompily discharge any lien which hus priority over this Sec:uriry Instrument unless}3onower: (a)agrees in
<br /> __ �`y`�'tyy' writin�to the payment of the obligadon secured by the Ilen in a munner acceptable to Lender: (b)contests in good faith the tien
<br /> - • :.�;:- by, ar defends aguinst enforcement of the Iten in, legul proceedin�s which in the I.ender's opinioa operute to prevent the ,
<br /> enforcement of the lien;or(c)securos from the holder of thc lien an agrecment satisfactory tu Lender suhordinating the lien to
<br /> �. thie Security Instrument. lf Lend�r detormines that any part of the Property is subject to u lien which may attain priority over
<br /> •�� �� thie Security Instwnent.Lender may givo Borrower a notice identifying the lien.Borrower shall satisfy the lien or take one ar
<br /> _ � more of tha actions set forth above within l0 days of the giving of notice. �
<br />:� wm,aoae siso
<br /> � .� �"� v�2 ot 8
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