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<br /> TOQ�T1�iER WRTH aU the imnrovcmcntg nrevr aY hercnfter erccted on thss�p�rtY.nnd a!I en�ectse�►ta.sppv,�tenu�c=��
<br /> °•�����-�+ r.ud fixturc�now on c�r�eaftcr n�an af tha pr�gra.r3y. PiA csplacemcnle c�nd As3dldona ehnll �.��Rov�red by this S�cusity
<br /> --- I�stNmeaZ� All uf lho fot+e$olt1g{s 1'Gfeit�In�r��t�#��.�.uicy[nawmcnt ns U►�"Propeny."
<br /> BpRROWP.II CAV�NAN7'3 tt�at f3orrowet is IawNlly ecised of tlta eistnta i�ereby convcycd r�7d has tho ri�ht to grunt
<br /> and canvcy tho Property und that tho PcoptrtY is urtsisaumbcnd.excapt for onaumbrancca af�card, �csimwer warrrntn s�nd
<br /> will defend�ener�lly tho tiQu tn tbe Propeny a�alnRtali claim.g and daniandn,�ubJect to nny cncumt�rances uf reCOrd.
<br /> 7'HTS S�CURLTY INSTRUMBNT camlfinas uniform covenAnts faa nndonal u�a nnd nan•unifcxm covensnt�with
<br /> --- = --=_---� tii►�ltcd varlatious by jiui��(ctlon tocnnat�rnln n unf6orm�ec��dty instnunant oavednB reu�pc»pertY.
<br /> UNIFORM tCOVENANTS. Borrowar atud L,cnd�r covcnant and uAnis tts foUawe: P P 9 PaY ,
<br /> _ 1. payment ot prMdpd�nd jntRrati 17eD�Yment And I.st°Cdar�es' Bomowcr ehnll rom tl when duc the
<br /> __ _ prtnci u1 of and Intereat on the dabt evddaAr.ed by tho Noto ctnd uny prepuymont and late churges due under the Note.
<br /> — � E�nds[or 7hxeaaml lmu�nce. S¢bject to applicublo tnw or tu n,arltten waiver by Lender,F3otmwer shall pay to
<br /> - Lender on the day monthly paymonts u�due under tke Noto,undi the Nota is paid in full.a sam('Funds")for.(a1 yesrly
<br /> -� texes and assesaments whtch may atwin priwity over this Securlty Insuument ue a lien on the Propeay:(b)YearlY IeASehold
<br /> -� — — payments or ground renta on th�r�y� ig auy; (c) Year�Y hn�z►sd or pmpeitY insurancr, premiums: (d) Yearly tlood __
<br /> �°�� lasutaace premiums.if any:(cy,.yQarsy mortgage inanrance premiums+. if any;and(fl�Y swns payable by Borcower w
<br />,:�' Lender,in accordance with the provlaiona of parag�aph 8.fn lIeu of tbep�yaneui of mortgage ins�ua►�ce preu�iwnv. 'fhese
<br /> items are calied"Fscroa ltema." Leadar may. at aay time.coUect nnd ho1d�E�nda in aa aznount not w exceed the nuutitnum
<br /> amount a leader for a fedarally reluted cnortgage loan may reyuire for�omower's escrow accouat under the federril Dteal
<br />'.:t Estate Settlement Proceduata Astt of l974 as arneaded from time to tlme.12'U.S.C.§2601 et seq.C'RESPA").unless another
<br /> Iaw thut applles to the FtiadA eQta a lesser amounG If so,Lendcr may.at any.dmc,coUect und hold Fuud.g ia an umou:n aoi to
<br /> excetd the le.�.ter amount,� Lendor may esdcnute the amount of PUttda due on tde basis of current daw and reasanable
<br /> • estimates of expendiwms aS liiw�Escrow Itema or otherwlse ia accordanau with ePPlicabte law.
<br /> The Fuads shuU•be hald ia an insticudon whose deposits are insumd•by a federal agency. instrumenmlity,or entity
<br /> (including Lendes,if Lendar Ia such an insHtution)or in any Federal Homa Loeu Haak. Lender shrill apply the Funds to pay
<br /> tite Escmw Items. Leuder may aot cbarge Borrower for holding and applying the�nds,aauually analyzing the escmw _
<br /> account,or veri�ylag the Escrow Items, unless Lender pays Bormwer intet+est on the Funds and appUcable law petmita
<br /> Lender to make sucb a chatge. However,Lender may require Borrower ta pay a oae-time charQe for an independent real
<br /> esmte twc c�eporting serviae used by Lender in connection with this loan,unlass appllcable law provides othenvise. Unless an
<br /> ap,reement ia mada ot�ppl[�ah181aw requirex lnrerest to be paid.Lendor rhaU not be neyuired w pay 8orrower any lnterest or
<br /> , earnings on the Funde. �o�xuwar attd Lender rnuy ag�+ee in writing,ho�vevar.that intemst shaU Ue pnid on the�nds. Leader
<br /> shall give to Boriuwer,withaut charge,un annual accounting of the Ft�nds,showing cc+edits aad debits to the Fuads and the
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<br /> 1: , puqwse for wt�ch eaah dubit to th¢F�nds wns made. The Flmds ar�s pledged as additlonal security for ail sums secureci by
<br /> ��s � thisSecwltyIashumenG
<br /> �' "�``• If ttie Fun�heitt�isy L,citdcr aaceed sh�smoeusts Pt�niMS� I°he held by appllcable law. [.ender shaU account to
<br /> .� Bortower for the excess Funds in uccordance with the requh�ementa of applicuble law. If the amauat of the Funds heid by _
<br /> ;,y; Lender at aay tl�ne is notsuPficiant w pay th�Escrow Items when dua.Leaa�er may so nodfy 9acrower in wridag.and.in
<br /> � �fs�, auch case Borrowor ahall pay to Lender the aaiount necessary to meke up tho deficiency. Borrower shall make up tha __
<br /> � ,;';,; .,;-� deficlency ia no mare tlu�a twelve momttly puymcnu.at[.ender's sofe di6oredon.
<br /> . ,�•�;���. . ��`•'�� Upon paymant in fbll of ap sume secured by this Securlty Instniment,Lender shall promptly refund to Bomower any -4-
<br /> ;�{��Q� ",� Funds held by L,endec. If,ander paragcaph 21,Lender shall acquins or sell the Property.L.ender, prior to the acquisidan or �____
<br /> - ` '`� sale of t6e Pcoperty, shall apply any FLnds held by Lender at thB cim6 of acquisidon or sale ar� a cr�edit agninst the swms �,.__
<br /> ; �••� secured by thia Secudty Insmiment. -
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<br /> • 3. AppScatton of I�ayments. Unless applicable luw pmvides athErwise. all paymente receive� by Lender under F,; :
<br />�.:, . paragraphs 1 and 2 shall be appUed:ficst,to any prepayment charges due under the Note;second.to amo�ints payable under C��
<br /> ' � ;; . : �a'-;�, � paragrctph 2;thffrrd,�o intn�st due;fou�th.w principal due:sind last,ta anY late charges due under the Note. �
<br /> � �:csi� 4. Charges; Liens. Bomower shuU pay all t�xes. assessments, chei'ges. fines and Imposidons atMbutable to the 2..•'
<br /> �7• Property which rnay attain priority ovcr this Seruriry Inawment,and leaseho]d payments or ground rents.if nny. Borrower -
<br /> '�• ' � ` "° shali pay these o6ligatiuns in the manrier provided in ps+tugrnph 2,or if not paid 1a that mermer,Bortower shall pay them on =�
<br /> � ", ,f�r�:yti+�, time directly to tha pezsan owed QaymenG Borrawer si�all pmmptly fnmish to I.ender all nodces of amounts to be paid under �i_-,:'
<br /> '•" .. �:.�':� �s P�P�Ph, IP Boirowcsr makes thsse payments dime►ly.Bonower shall prompdy furnish w L.ender n�ceipts evidencing -_ .
<br /> � - �.:�;'r�° '�:.:.�. the ente.
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<br /> Y .,, Y:-..>.,..• •.,.. Bomowershall`p�mpdy discharge any lien which has priority ovar this Securiry Insuument unless Borrower.(a)ag,rees � �
<br /> in wridng w the payment of tho abligation secured by the lien in a manne3r acceptable to Lender,(b)mntests in good fa{th the ��?�
<br /> =.,� .,���:f�,.t Y' lien by,ar defends agafnst enforoement of the lien in.legal procee�ings which in the Lender s opi�ion operate to prevent the ,
<br />_ ;;;,�,, "-"_� enforcement of the Uen:or(c)secu�es from the holder of the lien an agroament saUsfactory to I.ender subordinating the Uen
<br /> , ,�l�Y�;:;;: � to this Securiry InsmimenG If Lend�r deternaines that any pa�t of tho Propetty is subject to a lien which may attai�priority
<br /> •j,;.,•,_. , . over this Security Tnsuumon�I.endar may�ive Borrower a noticc idontifylng thc Iten. Borrowcr shell sadsfy tho lien or take �'
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<br /> one or more of ttto actfone set forth ahove within 10 days of the giving of noUce. '4�
<br /> �"�a �'- � g, Hoz�rd ar p�•aperty L�surance. Borrower shall keep thu improvements now exleting or hemafter erected on the
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<br /> `="�_�,� �''••.; �`' Property insured against inss by 6rci.hezards included wlthin the tomi extended covernge"and any otha hazards,including
<br />� .,y'� `''��"•-=��.`J� floods or flooding.for which Lender nequines insurance. This insurance ahali be maintained in the amounts and for the
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