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<br /> periods that l..cnder��equires. 'Clie insnrnncc r.�srier pn�viding the in�urence xhall be chosen by�armwer b,�}ect�I�en�c erb ��
<br /> npproval whic�sf�ill nat 6e unreasrmebly withtkla. [P Rmtmwrx f�ilR to maint�zn covrn�te dewmbal wbove.i.etxier m�y.at
<br /> " Lenderls option.obt�in cover�go to protect Lend�ett�dghts in Uae Pra xrty In t�ccordu�co with parag�aph 7.
<br /> ' �11 insunu�ce poticJc�and re.newalti eha�ll be�cceptAble to�r u�d sh�li include a awidaM moYtpaga cl�►ubc. l.cnd+:r
<br /> al�all have tho right tn hold the policIes and rencwala. If l.ender sw�uiree.�orrower shaft prnmptty give to Lendet dl recei�pt�
<br /> • ot p�id prcmi�una�nd renewd noticee. In ths ovrnt of loa.Bamwer ehall�iva pe�ar�pt notice to tho ineur�nce c�uricr and
<br /> l.ender. l.ender may make praof of toss if nat made Pmmp��y by Borrower.
<br /> — Untess l.c�ul�r atxi Boi�eowee otiierwise agi�c�: In witiiing,lrisur:�u:c: °acce�is slml:b�applicd to restnmtion or�+epair of
<br /> the propetty d�rn�ged. if the nestor�don a repeir ie ec�nvmle�lfy feaa�ble and Lendqrl�aecutity is not lessaned. If'the
<br /> i+eswration or repnir Is ewt economtcelly feasi�te or Lender'a secunty would tx lr,�senecl.the inauranceproceeds sh�ll be
<br /> applled ta tha sums secared by this Securlty Inscrament.whether or not then duc.with any excess pai tcl o Bo�rowet. If
<br /> Borrower abandons d►e Piroperty,or dces not answer within 30 days a notice from Y.ender tl�at the irtsurance ctrrier has
<br /> offend to seate a etaim.then I.ender may coitect the Insurance praceeds. I.Cnder may use tf�e proceeds to repsir or reston
<br /> thep�c�operty or to pAy swns securecl by this 5ecurlty Inatrument,whether or not then due. '17�e 30-dny perlod wI11 begin when
<br /> the aot�ce is given.
<br /> Unless Lender and Borrower otherivise agre�!n writing,eny upplicatton of proceeds to princlpal shull not extend or
<br /> postpone the due d0te of tAe monthly payments nfened w in paregrapha 1 and 2 or change tha amount of the paymenta. If
<br /> under pazugraph 21 the Property is acquired by Lender. Bomnwer's right w any lnsuru►ce pollcies and pmceeds e�esulting
<br /> from damage to the Ptoperty prtor to the acyuisidon shaU pass to Lender to the extent of the enms secured by thia Security
<br /> Insin►ment in►mediately prlar to the acquisidon.
<br /> b. Occup�ncy, PKServptton, Maintenance and Protectio� ot the Proper�y; Borrowu's I.oan AppllcAtian;
<br /> __ _ l�seholds. R�rmwer shall accupy,estublish,and use the Properiy ns Bomowerg principal residence wlthin alxty days af'ter
<br /> ';;;ai;?� the executlon of this SecurIty Instrument and shall continua to occupy the Pmpelty as Banower�princIpal resiclen�e for at
<br /> — least one ysar after 1he date of accupancy. unless Lender otherwlse agreas in wciting. which consent ahull not be
<br /> - - —= uraensonably withheld.or unless extenuating cinvmstances exist which are beyond Horrower�s control. Borrower shall not
<br /> _ — --_ destroy.damage or impafr the Ptoperty,atlow the Property to deteriorate,or commit waste an the Prop2ny. Borrower shall
<br /> be in default if any forfeiture acHon or procceding.whether civil or crlminal,is begun ihat In Lenderl�good fattlt JudBment
<br /> --- could �ault in forfeiture af the Property or otherwise materially impair the flen created by this Secudty Instrument or
<br /> Lender's security interesG Horrawer may cure such a defeult and reinstate,as pr+ovlded in paragraph 18.by causing the action
<br /> or proceedin$to be dismissed wIth a ruling that,in Lenderk$aod faith deteten�natIon,pr�cludes forfeiture of th�e Sorrowerk
<br /> _ __ interest in the Property or other material impaimtent of the Iten created by ttua Security Instrument or I.ender�s security
<br /> — Ltteces� Hoirower shaU alr,o be in default if Borrower, dur3ng the loan applIcation process. gave mater�sUy false or
<br /> inaccurate information or statements to L.ender(or fefled to pmvide Lender with any materlul informatlon)in cannecdan with
<br /> ' the loan evidenced by the Note. includIng, but not IImIted to. repiesentadons conceming Borrower's occuPancy of the
<br /> - = I , g. - Sccvrity Is�atrus�s is oa s les�ehold Ho�Qe*rr.r shal!romgly wlth e!1 ihe pmvisi�n�
<br /> � �rty as x pr�cipaf.resi�lc�. If thls
<br /> of the lease, U Borrower acquires fee title to tRe Property.the leasehold and the fee ttde shaU not merge unless Lender agrees
<br /> ' w d�e mer�er in wridng.
<br /> 7. F'rotertton ot L.ender's Righta�n the Property. If Horrower fails to perForm tha covenants and agreements
<br /> conta�ned in this Secuiity Instrument. ar there Is a legal proceeding that may significantly nffect I.ender's rights in the
<br /> - Property(such as a proceeding in bankniptcy.probate,for condemnation or forfeiture or to enforce laws or reguladons),then
<br /> Lender may do and pay for whatever is necessary to protect the value of the Property nnd Lender�rights in the Property.
<br /> Lender�s actions may include paying any swns secured by a lien which has priority over this Security lnstrument,appearing
<br /> in court,paying�easonable attomeys'fees and entering an the Property to make r�epairs. Although Lender may take aCtion
<br /> under this paragraph 7.Lender dces not have to do so.
<br /> Any amounts disbursed by Lender under this parugraph 7 shall become additional debt of Borrower secured by this
<br />- SecurIty Instcument. Unless 8orrower and Lender agee to other terms of paymen�these nmounts shall bear interest ftom the
<br /> date of disbursement at the Note rnte and shall be payable.with interest.upon nodce from Lender to Borrower mquesting
<br />. paymen�
<br /> _� 8. Mordgage Insurance. If Lender rcquired mortgage insurance as a condltton of making the loan secured by this
<br /> Security lnsuaanen� Borrower shaq pay the premiums required ro muintain the mortgage insurnnce in effect. If.for any
<br /> reason,�the mongage insurance covernge required by I.ender lapses or ceases to be in effect, Borrower shall pay the
<br /> premiums requiced to obtuin covernge substandally equivalent to the mortgage insurnnce prevtously in effect, at n cost
<br /> substantiully equivalent to the cost to Borrower of the mortgage insurance pc�v�ously in effect.from un altemate mortgage
<br /> • :i��,� lnsurer approved by Lender. If substnntially equivalent mortgage iosurnnce covemge is not available.Borrowor ahall pay to
<br /> Lender each month a sum equal to one-twelfth of the yearly mortgage insurance premium being p�d by Borrower when the
<br />°-- j' lnsurance coverage lapsed or ceased to be in effect. Leeder will accept,use und retaln these payments i�.s n loss reaerve in lieu
<br /> ' ,, of mortgege inswnnce. Loss reserve payments may no longer be requtced.at the option of I.ender.if mortguge insw�artce
<br /> " " coverage(in the amount and for the perIod that Lender requices)provided by an insurer approved by I.ender aguin becomes
<br /> �; available snd is obtained.$oreower shall pay the pnmiums required to maintain mortgage insurance in effec�or to provide a
<br /> loss reserve.umdi the requirement for morigage insurance ends in accordance with any written agreement betv+een Bo�rower .
<br />"i' t �, and Lender or applicable law.
<br /> li 9. InspectEon. I.ender or its agent may make reusonable enlrics upon 3nd inspections of the Property. Lender shall
<br /> � g(ve Borrower notice at the ame of or pdor to an inspxcrion specifying reasonatale cause for the inspectlon.
<br /> 10. Coademnatton. The proceedx of any award or claim for dumages,direct or consequendal.in connecdon with any .
<br /> ;� Single C�amily--ELnnte MtdFhddte Mnc UNIEORM INS'I'RUMEIV7'»Un[form Covennnu 9l90 (page 9 oj6 page�!
<br /> ' ;I ciret totes B�iemeae Poeoi.tna■
<br /> Tb Order Co0:1�BOOE30�9303 0 OA1t 816781.f191
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