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<br />After Recording Return To:
<br />FLAGSTAR BANK
<br />5151 CORPORATE DRIVE
<br />TROY, MI 48098
<br />FINAL DOCUMENTS, MAIL STOP W -530 -3
<br />V1 WBCD LOAN # 500237852
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<br />DEED OF TRUST
<br />MIN 100052550023785289
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13,
<br />18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument' means this document, which is dated SEPTEMBER 20, 2004, together with
<br />all Riders to this document.
<br />(B) "Borrower" is Kevin M. Russell and Shanell S. Russell, Husband and Wife as Joint
<br />Tenants..
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is HOMESTEAD MORTGAGE, INC.
<br />Lender is a CORPORATION organized and existing
<br />under the laws of NEBRASKA. Lender's address is
<br />643 S 25TH ST, 6, LINCOLN, NE 68510.
<br />/ (D) "Trustee" is AMAN" MV AWA4W
<br />Gary D. Byrne, a member of the Nebraska Bar Association
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as
<br />a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary underthis Security Instrument.
<br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box
<br />2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated SEPTEMBER 20, 2004. The Note
<br />states that Borrower owes Lender *********************THIRTY THOUSAND FOUR HUNDRED AND N01100
<br />Dollars (U.S. $30,400.00 )
<br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later
<br />than OCTOBER 1, 2019.
<br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT
<br />© 1999 -2004 Online Documents, Inc. Page 1 of 9
<br />Form 30281/01 Initia1s:4�� / l,-
<br />NEEDEED 0402
<br />09 -20 -2004 11:43
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<br />DEED OF TRUST
<br />MIN 100052550023785289
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13,
<br />18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument' means this document, which is dated SEPTEMBER 20, 2004, together with
<br />all Riders to this document.
<br />(B) "Borrower" is Kevin M. Russell and Shanell S. Russell, Husband and Wife as Joint
<br />Tenants..
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is HOMESTEAD MORTGAGE, INC.
<br />Lender is a CORPORATION organized and existing
<br />under the laws of NEBRASKA. Lender's address is
<br />643 S 25TH ST, 6, LINCOLN, NE 68510.
<br />/ (D) "Trustee" is AMAN" MV AWA4W
<br />Gary D. Byrne, a member of the Nebraska Bar Association
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as
<br />a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary underthis Security Instrument.
<br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box
<br />2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated SEPTEMBER 20, 2004. The Note
<br />states that Borrower owes Lender *********************THIRTY THOUSAND FOUR HUNDRED AND N01100
<br />Dollars (U.S. $30,400.00 )
<br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later
<br />than OCTOBER 1, 2019.
<br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT
<br />© 1999 -2004 Online Documents, Inc. Page 1 of 9
<br />Form 30281/01 Initia1s:4�� / l,-
<br />NEEDEED 0402
<br />09 -20 -2004 11:43
<br />
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