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ti• , <br />s <br />200409431 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />CHRISTOPHER J. /y�(Jy <br />(Seal) <br />J IE M. BARN g /q'6(/ <br />(Seal) (Seal) <br />(Seal) (Seal) <br />(Seal) (Seal) <br />=0 6(NE) 10005) Page 14 of 15 Form 3028 1/01 <br />