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200409430 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />. i (Seal) <br />RONALD D MILLER <br />L (Seal) <br />MARY LWMILLER <br />(Seal) (Seal) <br />(Seal) (Seal) <br />(Seal) (Seal) <br />(M 61NE) (0005) Page 14 of 15 Form 3028 1/01 <br />-- --tip <br />