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<br /> � Tf)G�TN�1�vPPt'N�t�1he improvemenu now�ot fKreaRa erected on the propeity.u�d all ee�rrent�,�otarnca.u�d.
<br /> fixtnres now cer 6;r;.nafter p part of the �rcipeRy. Rit rrplactinents a�xi arfdiYrons sh�ll al!so be covered by thib �riry . ..
<br />_ --�-_-� -��� Iu�tciant:nt. A!1 0�[":,fa�AC�;t�inry Is refeired ta S►lthis Srcurity(n:,tinantnt u9thc"Property." �
<br /> __ ' 13nRR0�h'TR CUVk?NRi+I'f3 that I3orrower ls Iswfl�lly sefs�ecl af thc estste hr,reby c�nveyed und hus the right ta grant end
<br /> convcy tho PropSrty wx1 tt�t the Property ia unetuumberod.except for encumbrw►ces of record. eorrower wammts snd wiU
<br /> defend generally;tYnQ dtic tn the Praperty�gai�ist ali ciaim�and denwnds� subJtet to sny enaumbrances of raord.
<br /> , THIS SSCURITY INSTRt1FAEN'f cumbiney nniform covenanty far n�tional use atd non•unife.m�►a�venonts wflh limitod. �
<br /> —s variatians by juxi5d'nction ta constitutc u unifomi�security instru►r�ern covering real property.
<br /> �- -- - Ul'3FT�ORi���L'F.it3f�r3'T:;.i:ur+�ucr�r,�l.et�cr c�venant uud agree us foiloc�s:
<br /> ! 1. p�ymiaM,d i'rit�pv And Iptera�t;' PnpaYment �ad I.�te Cb�a�. Aanower shall promptly pay when due the
<br /> j�, principat of nn�i�t�rfrst on ihe dcbt evtdencod by the Note and any prcpayment su�d late charges dne undcr the Note.
<br /> Z. Funds tpr 'I�xea Apd Insuc�nce.Sub�xt ta upplicablG law or to a wdtte�waiver by I.ender, BonoK�er shall pay to
<br /> a• [.endar on the ciqy iwtonthly payments arc due under the Natc.unti!the Note is pnid In full,a sum("Funda") for:(a)yeatly taxes
<br /> �� �nd ussessment�wt'aich inay attain prtority ovCr this Seet��ity Instrument as a lisn on the Property;(b)yearly leasehold paymenus
<br /> =-O69f°�--�__ � or ground renGs a.t thA[�operiy.if any;(a)yearly huz�ud or progerty lnsurance premiums;(d)yearly flood insurarsce priraiuwe,
<br /> °' if any: (e)yearty nsaartgage iasutcusce premiums, if nrry;annd(� any sums payable by Borrower to Lernter. in accordance wIth
<br /> '' the pmvisions af paragcuph 8, in lteu af the payment of mortgase it�urance prepuwns.Tttese items are called"Escrow Items."
<br /> ixnder may,a�;ao,y titaae.collect and hold Funds in an amount nat to exceed the maxjmum amount a lender far a federally
<br />- related mortga�e I�an�ay requiro for Borrower's escrow account under the federal Real Estat� Settlement Procedures Act of
<br /> 1974 a5 amendad fi�om time to time, t2 U.S.G.Scctlon 2601 et se�. ("RESPA").unless another law that applies to the Funds
<br /> — sets a lesser a�taouml.If so. I.ender muy. at su�y time. oollect and hold Funds!n an au�ount not to exceed the lesser atnount.
<br /> —�_- Lender may estiatiz.te the amount nf Furtds dtte on the busis of current duta and reasonabte esdmates of expendltures of future
<br /> ' Escrow Items aaat'henw+ise in accordsu►ce with applicuble law.
<br /> ..�;T�i�a. The Fur��13 shall be held in un institution whos� deposits are insured by u federal agency, insaumentality. or entity
<br /> (iasinding Lend+u, if Lender is such an institution)or in any Federal Homz Loan Bank. I.ender shall apply tha F�nds to pay the
<br /> ---° �scrow Items. 6.wncier may not churge Borrower for holding und applyin�the Furtds.annually analyzing the escrow account,or
<br /> - -_� verifying the Escmw It�ms.unless I.ender pays Borrower interest on the Funds and applicabic law permits Lender to make such
<br /> -'— a char�c.HoweYer.Le�ader may require Borrower to pay a ane-time chazge for en independem ir,al estate tax reporting service
<br /> '",:"�' usod by L.ead�i[n oamnection �vith this loan, unless applicable law provides othcrwise. Unless an agreement is made or
<br /> �y upplicuble law rec��ire.4 interest ta be paid.Lcnder shall nat be required to pay Borrower any interest or earnings on the Funds.
<br /> Borcower and L,ci►der may agree in wrlting. however, thnt interest shull be paid an tl�a Funds. I.ender shall gtve ro Borrower.
<br /> without charge.am unnual accounting of the Funds, showing credits ared debits to the Funds and the purpnse for whlch each
<br /> `��"'�°a"-� debit to the FuMs�vas made.The Furtds are pledged ns addicionai securiey ior alt sums scxured by[i�is 5eturity tnstrument.
<br /> If the F�e�ds!*�eld by Lender exc.eed che amounts pernutted to be held by applicabte law. Lender shall accaunt to Borrower
<br /> � fa�r the excess Funds in uccordance with the requirements of uppli��able law. If the amount of the Funds held by I.endtr at uny
<br /> � .�• r �� Li�e is not sufftcle�i ta pay the Escrow Items when due,Lender muy co na[fy Barrower in writing,and.in such case Borrower
<br /> shall pay to Le�xier the aunount necessary to make up the deficiency. Borrower shatt make up the deticiency in no more than
<br /> twelve monthly.�ments,at Lender's sole discretion.
<br /> � Upon payment in fuli of al( sums secured by thia Security Insuument, Lender shall prompdy refund to Borrower aay
<br /> F�e:�ds held by L,erader. If,und�r ptuagraph 21, [.ender shall ucqutre or sell the Praperry,Lender,prior to the acquisltion or sale
<br />, � of the PropeRy,slnall apply any Funds hetd by Lender at the time of acquisition or sale as a credit against the sums secured by
<br />- t�ss Security Ir�stna�►xnt.
<br />- �� �
<br /> � 3.Applicattla�m of Payattenis.Unless appficable law provides otherwi�e,all payments received by Lender undor paragmphs :
<br /> i 1 and 2 sh�li Lx�u�aplieal: firat. tu a��y prepay�nent churges due under the Note;second, to Amounts payabie under pstragraph 2;
<br /> cl�'rd.to interest dnae:foarth,to principal due::�►d lust,to any late charges due under the Note.
<br /> � 4.CAar�Qe; Liens.Banower shult pay all taxes. asse»sments, churges. fines and impositions attributuble to the Property Y
<br /> �� � which muy�ttain priority over this Security Instrument, and lcusehold payments or ground rents,if any. BorcowBr shall pay
<br /> ;;�� f f these oblig;�tions i�the manner provided in para�rnph 2.or if not puid in that manner. Borrowcr shall pay them un time directly _
<br /> �'�,v���:'� to the person owai payment.Bormwer shall promptly furnish to Lender all notices of amounts to be paid under this purugrnph. _
<br /> ����'���_�� If Borrower m� these a ments dicecti ,Barrower shall rom tl furnish to Lender recei ts evidencin the ments.
<br /> ;F'.;��;; P'Y Y P P Y P B paY
<br />;� ��'�,�•� Borrower shsll promptly discharge:�ny tien which has prioriry over this Security instrument unless Borrower:(a)a�re,es in
<br /> �i't�:.�e writing to the payrnent of the obligntion secured by the lien in a manner acceptuble to L.ender;(b)contesGS in good fuith the lien
<br /> ''��'"�� b or defends ainst enforcement of the lien in, le al roceedin s which in the Lender's o mion o rate to revent the '
<br /> :• <<.��. Y• �' € P 8 A Pe P
<br /> 3` �' enforcement of thQ licn:ar(c)socures from thc holder of the licn an agrcement satisfuctory to l.ender subordinating the lien to
<br /> ��'s`•''��
<br /> ,,,�•* � this Security Inrtrument. if Ixnder detecmines that ar+y purt of the Property is subject to s Ilen which may attain priarity over
<br /> :���'� i this Security Instnnment,Lcndcr may give Borrower a notice identifying the lien. Borrower shall s�tisfy the lien or tuke one or
<br /> � ':'f...
<br /> more of the uctions set forth alwve within 10 duy�of the giving of notice.
<br /> � fotm 3028 819a
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