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<br /> ti+o.nd��. d..�+.a w.m�a.�a«,�a a�.t�orr�., o..e a rtia o.s.�r�r c«�ttns's.a,�ey�n�,mm�•�o��a+..�m.
<br /> dMM I�wn dg►Ms undwniyn�d(tM'6ono�wr'I b�ow���w�t�1�w1�bM HMit lloM IMN�NoM'1����:��
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<br /> M�d aovab0 IM Piop�t�►dMabd N th�O�tNly InelrtMn�nt and boM�d ax ' �
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<br /> _ — r�e�coKrNNS �owsior��c�.o�nNO Foa cwwo�e.u+�TMs u��sr.�►�ne
<br /> =- – �TM���Y p��EKr.TM�r�ore u�rrs� �ut�r��BoRaow�a�s
<br /> �� �NTERE�7'RATE CAN CWW�E AT ANY ONE 11N1�AND THti MAXIMUM Rl6'1�� �
<br /> - 80RROYYER YU81'PA1G �
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<br /> JILa01RONAL COVENANi3.b �ddUon to tM carenants�nd��n�t�tt�de b tM BsaxMy Instruma�t�otrosra��nd l�AMRet
<br /> - aor�nt md pra�st toMows:
<br /> N. fi�i�g�i't RN�i1Ffl�iWOAi�Mi.1I PAlfii�EP�'CHAAiGES .
<br /> - 7M Nau prayldN tor m N�i.i rd�of 7.a2b%. Th�Not�provMa ta ch�n�ea h the btt�arett t�te attd tha montNy p�►M.
<br /> a tolAtw�: _
<br /> 4. INTHREST iU1E AND MONTHLY I�AYNBNT CHANOEB
<br /> (A►)Cfw�p�D�t�s �
<br /> m•ine.nd at.�w91 pay m.y cn.nas on en.��day ot�utv .'1 s99 . urd on tt,a dey erery 12th
<br /> moMh tAr�K. EaWi daU on whkh rtry Interat ratt coutd chanps ta eeMed�•Ctetn9u QtDo.' .
<br />- (B)77N lfld�lt
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<br /> 9�¢ninp witA N�flrsi Ch�np�D�te.mY int�nest rate wr�be baecd on in index. 'fha 'kidex' fa the morttf+ly aver�$a yldd an tkdted
<br /> Sl�t� Tnasury s�curitl�s adJust�d to� constmt mtAuRy o2 1 yev.te mtd�ar�n bY ihe�et�ai ii+asano Sdia�. 'iiei�iru i'.�,w-�i _
<br /> ind�e 11y�avrabte aa M Me date�S days bdaro acb Chanye Date Is eNad ths 'CuoQent Index'.
<br /> il tM tndoc b no fonp�r avaWbis.the Not�Hoider w11 cAoose�new tndex whta�+Is bQaed upon aompermble infixma.tio�. Ths Nat�
<br /> �lolder wM �N�rrw noUae d this chWca
<br /> (C)Calcul�tion of Chanp�s
<br />- BNa� �cA CAa�gs Dite.ffi�Not�Hoidar w10 cdcukte my new Intaest r�te by�uW)n9 Twq uld TSO�Q1t�(J PercentaQ�
<br /> ' poMe( 2J8Qly to th�t�ment indac. fie Note Hokter wi!then rourtd the rasuk o!Nte addtUon tq tAe�e�r�!ane�eiphth of �-
<br /> �P�9�Pdn!(0.126%). Sub�ect to the Amite sfated Ir�SaWion 4(0)bdow�ttfa n►unded amouM wW be m1r naw Intrroel att urrtM thv --
<br /> " nwd CNenge D�h. —
<br /> . Th�NoU HoWw wilt t1��n datamhe tAe amoant of the moMAN piyinent that wautd b�auA[eter►t to ropay tha unpntd prindpd that I am =_-
<br /> e�chd to ows tt tAe ClWnpe pate N tu�on the maturity dnte at rtry new htaeat rsd0 h aubstantklly equst{tnyments. The result of this °°
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<br /> ala�ittJon wi be the aetr�nwuM of my monthy Payment. mn,,�_-
<br /> (0)Umits on IM�rpt Rat�Chang�s _
<br /> '�� The ht�nst rat�1�m requtrod to pay at the tkat Chonpe Date wW noi b� graate than 9.8Zfi9�or laae thnrt 8,6Z8l6. �=
<br /> ����' 'lh�naftr, my M�teat tate wW aevar be tncroased or deaesaed on any alnas Changs Otte by more than T °�'~
<br /> "'�`'" "`' ptexr►t t �.Otl076)from ths rats of htaroo! 1 have bean paytng ta tk�pracedktg twetve oMh �ty Mkrcat ata wii neror ba �=n�
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<br /> '-:, . ; 9re�tec then 13.825l0 or Iesa than 6.AOQ9�. Q1Ri�Nf II�+EK 5.31 �� �"�'�
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<br /> „ ~•��*�� � My new Mdereat rte wIN:beaoms eftealNe an each Chertga Date, t wi�poy the ernount ot my new mo�'�y pa�mecnt beginnirtg on the �'..�•:
<br /> ''"�� tUat momh9y�t dete etter the Chartge Qate uMil tAe amouM of my montht�r Palrtrtent changes agatn. r.'
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