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200409408 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />,,I , - 'Ia / ),/" / <br />(Seal) <br />Gary L e r - Borrower <br />(Seal) <br />Cy thea L Clerc - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me this 22nd day of September , <br />2004 , by <br />Gary L Clerc Jr and Cynthea L Clerc <br />Witness my hand and notarial seal at <br />County, the date aforesaid. <br />My Commission Expires: <br />GENERAL NOTARY - State of Nebraska <br />ROBERTA L. REED <br />My Comm. Exp. July 30, 2006 <br />Grand Island <br />Notary kb1i. <br />(M- 4N(NE) (9802).01 Page 8 of 8 <br />ID <br />in said <br />