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<br /> T(?OIiTHI?R W[TH uil tho improvementa nnw or hereafter erectad on tha property.and nil casemsnts.ap�urtenanas,and
<br /> � �v� fixtures nc+w ar hereafter a part aY thr, praperty. All replacr.mentr3 nnd uddiUon9 rhall also be covej�ed by �hiR �ec;urfty
<br /> I�strument.A11 of dio.fongoing is refernd to in this Security InstrUment uA the"Property.°
<br /> HURROWB[�COVFNA1dTS tda�Borrower IR lawflilly seised af tho esitnte horc6y cnnvcyed and ho�thC right ta grurit and
<br /> convey tho Propetty und that the Proporty is unencumbercd. cxcept fAr encumbrunccs uf rccord. Borrawer wUrcunts and will
<br /> defend generr.11y tba title to the Property agalnst ull cluims and demunds.subject to any encumbrances of recz�rd.
<br /> _�----_ , THIS SECURITY INSTRUMEN'P cmnbine.�uniform covenantx far nntio�wl use und non•unifotm oovenanta with limited t__
<br /> va�atlons by Jurisdicticsn ta constitute u uniform serurity fastrumont covering real praperty.
<br /> UNIFORM COVBNANTS.Honower and l.csnder cuvcnum a��d agree a�foltows:
<br /> 1. Payment of Principai and Interest; Prepwyment und I.�te Chstrges. Borrower shall promptly pay wh�n due the
<br /> p�incipal af and intcrest on thc debt evIdenced by the Nate und any prepuyment und lute chargcs duc under tha Note.
<br /> 2. Flunds!ar Taxes and Iasnrarke. Subjec3 to opplicuble law ar ta a�vrInen waiver by Lcnder. Barrrower shall pay to
<br /> _�_�..���_ __ _s Lender on the duy montbly paymenta c�re duo under the Nate,until the Note is paid in full,u sum("Funds"3 for: (u)yearly taxes
<br /> snd x�sGSSmems whIch muy nttnin pdority over thia Security Instrument as n lien on the Property;(b)ycarly leasehold paymcnta
<br /> - or gtound rents on the Property.if any;(c)yearly hozard or property insumnce premluma;(d)yauly flood insurance pmmiums,
<br /> — if any;(e)yearly monaage insurance premlums. if nny;nnd(�any yums payable by 8orrawer to[.ender. In sccordance with
<br /> the pmvisions of putngraph 8. in lieu of thc payment of mortgage insurartce premiums.Th�e items are called"Escrow Items."
<br /> Lender muy, at nny.time. wllect nnd hold C�nds In an amount rtot to exceed the maximurr►amount u lender for a federelly
<br /> retated mortgase loan msy requlre for Borrower's escrow eccount under the fedenil Reat Estute Settlement Arocedures Act of
<br /> - 1974 as amended fram timc to timc, 12 U.S.C.Section 2601 ei seq. ("RESPA"),unless aaother!aw that applies to the FuRds �--
<br />- seta a lesser umount. If so. Lender may. at any t�me, eolleet and hold Funds in an amount not tu exceed the lesser amoueit.
<br /> L.ender may�stimnte the umount of Funds due an the basis of current data nnd reasonabta estitnntes of expendltures of future
<br /> Escraw Items or othetwise In accordance wIth applicable law.
<br /> The FuRds shall be held in ar► institution whose depostts are insured by a federal agency. instramentality, or entity
<br />� (including Lender.lf Lender is such an institution)or ln any Federai Hame Loan Sanlc. L.ender shall apply the Furtds to pay t he
<br /> Escrow Items. Ixn�der may not charge Borrower for holding nnd applyin�the Funds,annually analyzing the escrow uccount, or
<br /> ver�fying the Escrow Items.nnless Lender pays Borrower interest on the Funds and applIcable law permiu I.ender to mak�such
<br /> - a charge.However.Lender may require Bonawer to pay a one-time charge for an independent real estate tax reporting service _
<br /> - used by I.ender in rnnnectIon with this loan, unless appljcable law provides otherwise. Unless tu► agreement is made or �-
<br />- -- appllcuble law requires interest to be pald.Lender shall not be r+equired to pay Borrower any interest or earnings on the Funds. -__
<br />� - � � 8arrp��asn!Lesscles msy sgiee itt i�rifing.ltoweveT. th�t inttr!�s sha!!hP�iri on thP Fnncix. i.ender chaU give to Bomower.
<br /> . without�charge.an annuai accaunGng of the Funds. showing credits and debits to the Funds and the purpose for which cach
<br /> debit to the Funds wAS made.The Funds are ptedged es uddjtional secudty for all sums secured by this Securiry insttum0nt. --
<br /> -- If the Fuads held by I.ender exceed the amounts permitte�t to be held by upplicabl�law.i.ender shall account to Horrower `
<br /> for the eaee�Funds in accordence with the requirements uf applicnble lnw. Tf the amount of the Funds held by Lender at any �:
<br /> time is not sufticient to pny the Escrow Items when due,Lender may so rtotify Borrower in wrlting.and.in such ca,e Bocrower �:{__
<br />:. !�..:� shall pay to i,ender the amount neoessary to mnke up the deficiency. Borrower shaU makc up tha deficiency in no mare than _
<br /> +� twelve rttonthly payments,ut Lender's sofe discretion. !
<br /> IJpon payment in full of nll sums secuced by thls Security Instniment, L.ender shali promptly refund to Borrower any �°�
<br /> Funds held by L.ender.If.under paragrnph 21. L.ender shall ncquic�e or sell the Property, Lender.pdor to the acquistpon or s�ile �•�r
<br /> �. of the Property.shall apply any Funds held by Lender at the time of acquisition ar sule as u credit a�ainst the sums secured by
<br /> _ _ this Securiry Instrument. �'-
<br /> 3.ApplicatEon of Payments.Unless npplicable iaw provides otherwise,uli payments recetvai by L.ender under parugraphs "`°
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<br /> 1 and 2 shall be applIed:first.to uny prepuyment charges due under the Nate; secand,to umounu payable under puragraph 2; �°•
<br /> t � third.to interest due:faurth,to principal due:and Inst.to any late charges due under the Nate. �Yr=
<br />:��,y��� 4.C6argeai Llens.Borrower ehull pay all wxes.asse.ssments,charges, fines and Impositions uttributabie to the Property ;;;;"
<br />- —�,� which mny attain prIority over this Secuciry Insuument, and leflsehold payments or ground rents, if any. Borrower shall pay "�=:
<br /> these obllgations in the manner provided tn paragrnph 2.or if not paid in that munner,Borrower shall pay them un time directly �
<br /> to the person owed Qayment. Borrower shull promptly furnish ta Lender all notices of amounts to be puid under this pamgraph �S„
<br /> If Borrower makes these payments directly,Borrower shall promptly fumish to Lender receipts cvtdencing the payments. �
<br /> Bormwer shall promptly dischar�e any Uen whtch has priority over this Security Instrumcnt unless Bormwer. (u)ugrces in ,. '
<br />-_'+�'�1 . wttti�g to the payment of the obligation secured by the tien in a mnnner acceptable tu Lender,(b)contests in good fuith the lien
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<br />_ by, or defends ugninst enforcement of the lien in, legal proceedin�s wh[ch in the Lender's opinion operate to prevent �he
<br /> enforcement of the lien:or(c)secures from the holder of the lien sic►a�reement sat'ssfnctory to�.ender subordin�ting the lien to
<br /> _ this Security Instrumcmt. If i..ender determines that nny part of the Propeny is subject to a lien which may uttuin priority over
<br /> this Secudty Instrument.Lender may give Borrower a notice Identtfying the lien.Sorrower shall satisfy the Iien or take ane or ��
<br /> ��,��r more of the actions set forth above within 10 duys of the giving of notice.
<br /> Y'.'e ,.
<br /> Form 3026 9/80 �
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