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<br /> — 't'OC3BTH�R WITH nll the Improvcmente now ar hereufter erected an the property.und fl1�eusementa. appurtettanccs,ond
<br />- ��"�T-�-,� fixtuccs rfaro ar hercaftcr a part of the pmperty. All repl¢cements nctd additions shall also he covered by thia Sectsrity
<br /> - Instrucnent.All af thc foregoing ix refcrred to in this 9ccurity Iastrument u.s thc"Peapen.y."
<br /> - BORROWER COVENANTS that Barrower is tawfully scised af the estat�hereby conveyod und has thc right t�grant nnd
<br /> camey the Propecty und thut tho Property ix unencumbered. exeept for encumbrnnccw of record. tiotrower wurtartts und will
<br /> defend generally the title to the�rupcny agninst all claims und demunds,subjcxt to any encumbruncss nf rccard.
<br /> -_g- --- �_-—�
<br /> THIS 5ECURI'a'Y iNSTRUM�NT cambincw urtifarm covenants for natiana!usc and non•unifarm cavenants wlth Ifmited
<br /> varintioag by judsdirtiun ta con�titute n unifai�n sccurity in�trument covering property• �- .
<br /> UNIFORM COVENANTS.Borcower und I.ender covennnt and ngree as fotlow�v:
<br /> _— —_— — Y. Payment oi Princitwl and lntemst; Prc{wyment �nnd I.ate Chae�es. Borrower shall promptly pay when due the
<br /> ° principul of und interest on thc debt evidenced by the Note and any prepayment nnd lute charges due urtder the Note.
<br /> - 2.F�nd9[or Texes and Inse�rance. Subject to opplicnble taw or to u w�ttten wniver by I.�:nder. Bonower shull pay to
<br /> = - - {xnder on the day monthly puyrnents ere due under thc Note.until the Nato is paid in full.a sum("Funds") for:(�)yearly wxes
<br /> --- nnd asse.ssments whlct�u�ay utt[iin priority ovcr this Security lnsnument us a lien on thc 1'r�perty;(b)yearly leasehold payments �__
<br /> ?�� or ground rents on the Prnperty.if any; lc)yeurly hnzasd or praperty tnsurance premiums:(d>yearly flaod insurance premlums.
<br /> if any;(e)yearly mortgage inse�truux gremiums. if any;and(�any sums payable by Borrower to Lender,in nccordartce with
<br /> �;�, the provisions of pnmgraph 8,in lieu of the payment af mortgage insurnnce premiums.These items are called "Escmw[tems."
<br /> L,ender may. at any time. collett and hold Funds in nn amount not to excced thc maximun�.amount a lender for s►federally __.�•
<br /> : reluted mortgu�e loan muy require for Borrawer's escrow accaunt under the federal Real Estate Settlement Procedur�Act af _
<br /> t974 as amended fmm time to tirne,l2 U.S.C. Sectton 2601 et seq. ("RPSPA"),unless anather law that upplics to the Funds _
<br /> seta a lesser amo�u►t. If so. L.ender may,at any time. rnllecc und hotd Funds in un uniuunt �wt to excced thc lesscr amouet. �
<br /> . Lender mny estimate the amount af Funds due on the basis of current data and reaconable estimates of expenditures of future �N
<br /> •,,, Escr+c}w Items or otherwtse in accordence with npplicabl�law. �L
<br /> The Funds shall be held in an institution whosc deposits are insured by n federal agency, instrumentulity, or endty �4�z,
<br /> on or in an Federul Home Loan Bank.Lender shaU:s 1 the Funds to a the ='_'•'""
<br />_ � ,_ i (including Lender.if Lender is such an instituti ) y Pp y p y ��°�
<br /> Escrow Items. Lender may not charge Borrower for hotding and applyin�the Funds, annunlly analyzing the escrow account,ar :�'
<br /> verifyin�the Escrow Items.unless Lcrtder puys Borrower inte�est on the Funds and app{icable law permits I.ender to make such ,?r
<br /> a charge. However.Lender may require Borrower to pay a one-time charge for an indepe�dent�eal�tate tex reporting service
<br /> .. ., . .�~ used by L.ertder in connectlon with this loan, unless applicable luw provides otherwise. Unless an a�raement is made or `�..:
<br /> �`'�",��t���.,;z applicable law requires intecest to be paid. Lender shall not be required to pay Borrower any interest or earnings on the Funds. :
<br />_ � ,�',"_.;�:;,,,;., Borrower and Lender may agree in writing, however,thut interest shail be patd on the Funds. I.ender shall�ive to 8orrower,
<br /> withuat eWtrge.an annual accounnng af t6e Funds, showin� crcilit�w�d 3ebits to thc FuaGs and the pur�..e for whirh each
<br /> ` -''i. ��:•� �,.�
<br /> debit to the Funds was rtiade.The Funds are pledged as udditional security for all sums secured by this Securiry Insuument. �'�s
<br /> ' '�J'' If the Funde held by L.ender eaceed the amounts permitte�i to be held by applicabte law. Lender shall account to Borrower .
<br /> .`��$ '� '�+�'�i� for the excess Funds in uccordance with the requirements of applicuble law. If the nmount of the Funds held by Lender at any ��r�;
<br />- .J�'��`.Y time is not sufficient to pny the Escrow Items when due.Lender may so notify Borcower in writing.und,in such case Borrower •
<br /> . � �. �,Z.. �
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<br /> ;;,�f shall pay to f..ender the amount necessary to make up the deficiency. Borrower shall msike up the deficiency in no more than
<br />_ , __ twelve montiily payments.at I.ender's sole discretion. ,.
<br /> ` ' Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly rcfund to Borrower any
<br /> Funds held by I.ender.If, under paregraph 21, Lender shull acquire nr sell the Property.L.ender, prior to the acquisition ur sale
<br /> `, af the Pmperty.shali upply any Funds held by L.ender nt the time of acquisition or sale as u credit aguinst the sums secured by
<br /> ;r';� ; "^r�;, this Security Instrument. '
<br /> 3.Appltcation of Paymenf.s.Unless applicable law provides othcrwise.all payments received by I.endcr under paragraphs
<br /> -` 1 und 2 shall be applied: first, to any prepayment churges due ur.der the Note: ticcond,to amounts payable cnder paragrnph 2;
<br />_ I<<4. � � tt�lyd.to interest due;fourth,to principal due;and last.to any latc charges duc under the Note.
<br />` � 4. Charges; Ltens. Botrowcr shall pay ail tuxes.ussessments, charges,tines and impositions attributable to the Property
<br /> � ' wl�ich may attain pdority over this Security Instrument. ;►nd leasehold payments or ground renu, if uny. Borrower shAU pay
<br />_ �c;,,,
<br /> s� �,�`�:�" these obli ations in the mctnner provided in para�raph 2,or if not paid in that manncr.Borrower shall pay them on time direcdy
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<br /> '""^"`''' ' "�° ' to the person owed payment.Borrowar shall pramptly furnish to Lender ult notices ot amaunts to be puid under this paragraph.
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<br /> " ' �"'�"��" If Borrower mskes these payments direcdy. Borrower shall promptly fumish to[.ender receipts cvidencing thc payments.
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<br /> '_ �':=�`k�^= Borrowcr shuil promptly discharge any lien whtch h:u priority over this Securiry[nstrument unlesx Aorrower: (a)agrces in
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<br /> - �^-�;��;;`:�`.<<: wrlting to the payment of the obligation secured by the tien in u munner acceptable to I.ender;(h)contests in good faith the tien
<br /> ,. • �'••��� • by. or defends a�ai�st enforceinent of the lien in, legul proccedings which in the Lender's opinion nperate to pmvent the
<br /> IY:•�'x�t:
<br /> _;.:;: � - enfarcement of the lien;or(c)secur�s from the holder of the tien an agreement satisfactory to Lcnder subordinuting the lien to
<br /> `"'`� '�• this Senurity Instrument. (P l.cnder determines that uny purt of the Pmperty is subject to a lien which may�ttain priority aver
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<br /> r'�`'��� this Securiry Instrument.Lender mny�ive &►rrower u notice idcntifyin�the lien.Borrower shall satisfy the lien or ti�lce one or
<br /> � '°.�..;:�~��;,; more of the ucdons set forth above within 10 days of the giving of notice.
<br /> �°, : °.: :,y. Porm 3028 8190
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