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<br /> --- 3. �tl�uaxtt air 1'r+tigc*ty In4urunru. Faon'n�scr hh,all kecp thc in��smvcn�cnts nriw existin� ar hereuRer r.�$cted on ttse
<br /> i'ri►petty iitwttd aguinst I��vs by Crc, t►urards includccl witldn thc Rcrm".:xtei►d�.�t cciverago" a�xf nny other h�.�rd�, Includte�
<br /> flcs�xlo nr Iloodina. far which I.�txirr:t�yui�rx in�uruncc. 't`hi�in�UrnrKO shail he mrintrfr�al ia thc amwnt��rnd Cur tt�perlud�
<br /> thut I.ender requIrea.The insuraneo c�rriGr pmviding iht insuramb nh�U be chuse�i by�rrower subjat tu I.e�xfet'e+ppproval
<br /> which stuill �x�t be unrca.w�u►biy withheld.iP&�rtr�wer fd1A uti �int:sin covrrnge describ��d rlwve, !ender�tt�y,at Lender's
<br /> aption,ubtain coverage io pmtect'f.cndrr's dghts!n►he Prapeny in accy�fdu�ce wtth pnragraph 7• �
<br /> `w."- - _ __, AH ii�suiWnce pati�ies w;�J �awwul�► elwit i�,w:cc�2abt�to Lcu�lrr r:ad shall Isclue�e n,terxl�rct �nort+�egc r.laasn. l,en�l�r
<br /> �hai!havc tho�tght to hotd thc pc►Iicie.r And rcnew�ls.IQ�.encler rcquires,&�rrawer stWl pmmplly give to l.en�kr pil t�occipu of
<br /> paid prcmfdms and renewat aoticos.In tl�e event af loss.l3urrowcr�hali give prompt notlee to the insurance r,�r�i�r�nd Ltrrkr.
<br /> i.e�xlsr may mu�ke pmof uf loss if nut nwde pmmptly by Bormwcr.
<br /> Unless lxncier and Ek�rrower oth�rwise agrce in wrlting.i�uurance proceeds alt�ll bc uppUod ta restomtian ar repair af the
<br /> propeMy damagod.if the restaratlon or repatr ia econamicullq fwsible cuid I.ender's security is not lessennd. if thc rrstoratton or
<br />-- --- m{�sie ls not ec,onomically fcasibte ar Lcrtder's r.ecu�iry waufd be lessened.t1�insurnnce pr�+cad.4 sl�ll 6c uppplled to the sumg
<br /> securcd by this Secudty Instn►ment. whethar or not then due, wittr�any excess pald to 13orrower. If Borrower ab�andon�the
<br /> Property.or daos not unswer wlthin 30 days u noti�from Lendcr thut the insurance curder hns offet�d to settic a clafm, then
<br /> L.ender muy cotlect ths insur.vr�e pmcer�ls. Lender may usv the pmcxds to repuir or restoro the Property or to pay sums
<br /> sccun�by this Seaidty I�.gui�:�tnt,whcthcr ar not thrn due.'The 30-day pc�dod wlli btgin whcn the notia is given.
<br /> Unless i.ender and Borrower othcrwire ugrce in writing, any•upplicutlon of proceods to principai ahnit not exteM or
<br /> postpone the due date of the monthly payments referred to in parngraDhs � and 2 ur changr the amount of ttxs payments. If
<br /> �-� under paragreph 21 the Pmperty is ucqu�red by r.ender. lbrmwep's rigfn to any iasurauti pAlicies and pmrccds resultirtg fro� �--
<br /> damage to the Property prior to the acqulsition shuli pass to l.�nder to the extent of the sums secun0d by this Securiry Insuument
<br />- immediately prior to the ucqu�sltion.
<br /> 6.Occupnncy,Pe+�cserv�tion,Matntenunce a�Protection of the Property;Borrowe�''s I.oan Applicatton;i.easehaldg.
<br /> Borrower siuilt oocupy.establish.and use the Property us 8orrower's pdncipal residertoe within sixty daye after the ex�ecution af
<br /> " this Secnd!y Instrument and shall continue to occupy the Property as Horrower's principal i+esidence for at least one yeur after
<br />__ — the date of occupnncy, unless I.ender otltenvise agrces In writing,which consent shall not be unnEasonably withheld.or unless
<br /> _ exrenuuting ci�cumswnces eaist which are beyond Borrower's control. 8orrower shall not d�troy. drunage or impair the
<br /> ,�o� Pmperty.allow the Property to deter�oratc. or wmmit waste on the Propercy. Borrower sh�ll be in default if any forfeiture
<br /> --- action or procc�din$,whether civil or criminal. is began that in Lender s good faith judgment could result in farfeiture of the
<br /> Property or otherwlse macedally impair the lien created by this Secur�ty Instcument or l.ender's secudty interest. Borrower may
<br /> - - - - cure such a detault and reinstate,as pr�videci in P�S�Ph IS.by u�u5't��g ttt�a..-tiaa ur psorce�ing to be dissnisses!s�lih e tvlitsg =- ,
<br /> that. In Lender's good f�ith determinatian, precludes forfetture of the Borrower's interest in the Properiy or ather material
<br /> impairment of the tien created by this Security Inscrument or I.ender's securiry intems2. Borrower sh�li also be in default if
<br /> '�� Borro�cor,during tha loan applics►don prooess,gave rr�terially false or inaccurute information or stutements to L.ender(or failed
<br /> to provide Lender with any materiat informat�on)in connectton with the Ioan evIdenced by the Note. including.but not limited
<br /> to�,repmsenwtions wncerning Borrower's occupancy of the Pra�rty a.4 n principal residence. If this Security Insaument is on u
<br />_ lausc6old. Borrower shatl camply wtth all the provis[ons of the lease- If Borrower acquires fce tide to the Property, the
<br /> leasehuld and the feE tide shnll not merge unless I.ender ugrees ro the mergcr in writing. _-
<br /> 7.Protodion of Lender's Ri�hts in the Property.If Bormwer fails to perform the covenants and agreemenu contained in _.
<br /> thts Security Instrument, or there is n legul proceeding that may sisnificantly affect Lender's right� in the Propetty (such as a =--
<br /> proceeding in bankruptcy.pinbate. for condemnation or farfeiture or to enforce laws o�regulutions). then Lender may do and
<br />- pay for whatever is neceasary to protect the value of the Property und Lender's ri�t►ts In the Property.Lender's actions may ==_�
<br /> .m�
<br /> include paying arty sums secured by a lien which has prlority over this Security Instrument. appearing !n rnurt, paying ��a;
<br /> reasonable attamBys'fec�.and entertng on the Property to make repairs.Alth�u�h Lender may tnke action under this paragraph �t�::.
<br />- �„;' 7.Lender doea not hav.:to do so. ��:_-'�
<br />_ '" Any amounts disbursc�d by Lender under this paragraph 7 shall become additiona! debt of Borrower secured by this :�:`,,
<br />- �;. e�::
<br /> Secudty Instrument. Unleas Bomower and L.ender ugrec to ather terms of puymont, these umounts shall bear interest from ttie ���°
<br /> ;., ur�:.
<br /> ,. date oF disbursement At the Note rate and shall be payabfe, with intcrest, upon notice from Lender to Bnrrower requesting
<br /> ;,; �.k
<br /> '3`•,�`;.r ment. �s.
<br /> �;�.ti�>;s PaY F'';:
<br /> ��'��i $. Mo�e Insurance.if Lender rcquired mortga�e tnsurance as a mndition of making the loan secured by this Security ,, .
<br /> -- --- ' Instnrment, Borrower ehctil pay the premiums required to maintain the mortgage insurance in effect. [f, for any reason, the ' �
<br /> � ' ���+, inortgage insurance cover�e required by Lender lapses or cea�es to be in effect,$orrower shall puy the premiums mquired to ':
<br /> �o` � obtain coverage substantially equivalent to the mortgage insurance previously in effect, at a crost substantis�lly equivalent to the
<br /> � .�� cost to Borrower of the mortgage insurance previously in effect, fram an utternute mortga�e insurer approved by Lender. If
<br /> �� substantitdly equivalent mortga�e insurance covernge is not avuilable. Borrower shall pay ta Lender each month a sum eyual to
<br /> ,-_.
<br /> �r .,r-
<br /> ���� one-tweltth of the yearly mortgage insurnnce premium being paid by Borrower when the insurnnce cvverage{apsed or ceased to
<br /> n, ` be in effect.Lender will accept.use and retaln these payments as a lass reserve in Iteu of mnrtgage incurance. Loss reserve
<br /> ; �%���}�•j Fam 3028 9/90
<br /> ' ���� Pepe 3 ot 8 ,
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