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<br /> S. f . ar 1"r i�riur�na. Llurrower slu�l! fcct tt�r i►n rovr�z�ent� �►o+l+ ext��a Tx� t�r en�:�rci wt tt+e `
<br /> � �y �a N
<br /> Nroperty i��,tut�ai�ainst t�sa iry Circ. tuu+urls i�xlu�led within tt��ecn� "c�te�xt�x1 rovtrp�c"arx3�u�►y,Mh�;,t��tni�� inciudlty
<br /> ticxxis ar j�ooding,f�e whlch l.onder rtquirca inxururce. Thfs inwranve xh�ll Iya main�ainod (n tfie ampunts,pr�d i�r,t�e periaL
<br /> �hac l,e,�r,r,.n�uiros. 'fhe insuranFc rklrtirr pro�Idin� the lnwrxnce ahxll 6e chnscn by �o�•ro+ver,�ubject t�r.a�der'r opproval
<br /> which sbqll.,�bo���Y wlthheld. lf Bomuw+e� fiila ta m�lt�in,oover�e dacribaaet wbove. l�kr m��,Yt I.eodor'�
<br /> g�_____.,_,__ __ ; uption.obt�slsncuven�e ta pmtcst l,ender's righrx in thc Proptrty in�sc�wnci�wIth�rar�greph 7.
<br /> _ At{iri`N�ance pc�licies end tert�ew�lr�Fu►1! be accqM�ble to I.endcr u�d sh�ll incltuk a st�rndud mottg�ge ciwsC. l.end�er �
<br /> shall havc tt�right t�hold tho palicies�nd anewAl�.If L.ender requins.�amu�vcr shal!pmmpt�y give to Lrender�Il neoeiptn af
<br /> paid prcmi,y��.�and renewr�l noticts.In thc event of lQSS,flarruwer finnU give prq4npt,�tica to thc insurano�carcier ud l�e»der.
<br /> l.cndar nu�y�,i?��prcwf of loss iF not m�da�romptly by Horrower.
<br /> Unlcttg 1 ander And Borrower otherwise agree in wrlting,IneurAace pmceuds sAa�l be applie�to restot�{ip�or cepeir of tho
<br /> Pmperty d•�n)�ge(1.tf the nstoration or npair is economfcally feasibla and Lcnder's sxurity�e n�t lesten�.�t'�the cestopUion ar
<br /> repair ie no�,�rnnomically feaaibte ur 1Lender's securtty wauld bo lessened,tha insu�pc+�a.�eds sh�li be uppli�l to the su�c�a
<br /> secuted by�.ilt;y.Secudry Instrume�it. whether ar not then dua, witti eny excess paid.tm&yrrower. If Borrow�r abandons the
<br /> Property.or,pcy�s not unswer vr�thln 30 days a notioe frpni l�er�der that Ihe insurtnce cs�rc�er„6�dffee'ed to settle a clatm.th�ttt
<br /> Lender map„co2�.:the insurance proceals. Lender may use ihe pm�ecds W repai�.or{estore the Property or to pay sums
<br /> secured by thi�g,Se�u�ity[nstnunent,whether or not then duo.The 30�d�y perial wil(begin when the nattce is glven.
<br /> Untr��t„e�d�q•a�x1,;HP�Awer othelwjse ugree in wridng. ur►y applicatiqn af prncee�ls co princi��i shali not extetui or
<br /> - •- � postpane th��;d�,+k,d_^.t�,of.ih�,;m�!thly p��ymenia refcrreci to in paraacaph.5 1 und 2 oc changa the amount of the paya�ents. If
<br /> under Pacag�p�,�l tha,JPtayt�tt}:�s ucquired by Lender.Borrower'� right to any insurancepolicIes and proceeds resu4ifng frA�m
<br /> damage to,{�q;�rpy�rty nr(pr,,tp,�e acquisitjon shall pass to Lettder to the extent of the sums secured ay thts Security Inshument -
<br /> immediately�riq;.tv thB.acqui�it�on.
<br /> 6.Q¢atry��►iy.P+�ervp#(p�,Matatenaace�nd Protcxtion of tde Property,Borrower's I.oan Appiicatlon;Leaseholds.
<br /> Borrowcr shaA,axx;upy.estab}a�h.and use the Property as Bnrrower's p�incipal residcnce within siary days after thaRx�cudoa of
<br /> Wis.Securit�.l,nacrpt�pt pndi.shail cantinue to occupy the Property as Borrower's pritl�ipal residence for at Ieast qsai�year after
<br /> the date af acaupan�M,unlesss Lender otherwise asrees in writing,whlch consent sha�F rtot be unreasonably wtthti��d.�or unless
<br /> extenuatittg, cix��t�stapces exfst which iu+e treyond Borrower's rnntrql. ��wer shall nat destroy. daznage or impair the
<br /> Pro�serty, allqw.►he,:Prape�ty.to deteriorate.or coramit waste on the Property. eorrower shall be in default if any forfeitune
<br /> ection or prpcesdlrlg,whalku�r,�ivll or crlminal. is be�un thnt in Lender's good faith judgment could result in forfeiture of the
<br /> _ _,- . .. : Pmpercy cu�chenvise matericsil}�3mpair the lten created by chis Security Insqvment or Lender's security Interest. Bomower may
<br /> — cure such�dlefi�ult•�d reinstnce, as pmvided in paragraph 18,by caustng the scpon or proceeding to be disntissed with a ruling
<br />- that. in J.e�d,er'r gpod faith determtnatiaz�, precludes forfeiture of the Borrower's interest in the Pro}serty or other matertal -
<br /> impairment,t►f,t�ut 1Eet�cmated by this Security Instrument or I.eader's aecurity interest. Bomawep,shall also ise in default if
<br /> Bo�cower.during the loan a�pp)�cation�rocess.�ave materially fnlse nr inaccurate infam�ntion or statements to Lender(or failed
<br /> to pnt►�idG.LenQer with any,male�ial infonnation)ln connection with the loan sviden�,ecA by the Note, irtcluding, bqt not limited
<br /> to.represontat�p�s vonc�arnitag�,Ba�rrower's occupancy of the Aroperty as a pdneipal re9idence.!f this Security Instrument is on a
<br /> leasehold{ &►tr+��uea� shall �omply with all the provisions of the lease. If Borrower acquites fee titln to thc Property, the
<br /> leaschold.and t3i�Ea:title shall not mergc unless Lender agrees to the merger in writing.
<br /> 7.Pnote�tEa�:�pf�.eiud�l's lRfghts in the Property. If Borrower falls to perForm the covenants und agreementa conteined in
<br /> this Securiqt•Instnut►ent,.or th¢C�a is a legsil procceding that may significantly ctffect l.,�nder's rights in the Property (such as u
<br /> proceedi�in,bankrupky.pmbrate,for rnndemnadon or forteltura or to enforce(aws or rogulntions).then[.ender may do and
<br /> pay for whate,�er Es�ecessary to protect the value of the Property and L.ender's ri�hts in the Propetty. Lender's actions may
<br /> include payin$,anY 'sums secured by u lien which has priosiry over this Security Iastrument, appearing in oou�t. paying
<br /> reasonabl.�attomz;�s'fees and entering on the Property to ma�e repairs. Although Lender may take action under this parngraph
<br /> 7,L,e�xl�at do¢s ros have to dcs so.
<br /> Any emq�ums.disbuara� by Lender u�er this pare�raph 7 shall become addltional debt of Borrower secured by this
<br /> Security In4tntcs.�t. Unless Borrower and Lender agree to ather terms af payment,thvse amounu shalt bear interest from the F
<br /> date of disbur��:sra�tt at the Note rute and shall be payable, with interest, upon nodce from Lender to Bonower requesting
<br /> paymen�.. --
<br /> = 8.Mortga�e�nsurntz�►7.If Lender required mortgage insurnnce as u condition of making the loan secured by this Secudty =_
<br /> - ----_�;� Instrum�ent..Bc�ernwar sha!!pay the premiums required to maintain the mortgage insurnnce in effect. If. for any crason, the =
<br /> mortgaga insurAn�a•cuv�rnge requireci by L.ender lapses or ceases to be in effect. Borrower shall pay the premiums required to =
<br /> a
<br /> obtain caeQrag¢subatuntially equivalent to Q2e mortgn�e insurance previously in effect, at a cost subst•rntially equivatent to the �
<br /> - - cost to BaAm�vqc.of the mart age insurance�►reviously in effect. from un alternate mortgage insurer approved by Lender. If -
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<br />' substant�a]��.¢qusvalent mortga�e insurnnce covernge is not av�ilable.Bnrrower shall pay to Ixnder each month a sum equal to �
<br /> oae-two�fth Af�tlt.,yearly mort�age insurance premium being paid by Borrower when the insurance coverage lapsed or ceased to �_
<br />' be in effaCt.I.endur will accept,use sind retain these payments as a lass reserve in lieu of mortgage insurnnce. Lass reserve t
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