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<br /> 7�iX3bCHElt lV�;Lt�aIl the In�peat�rs�t�nts nu�s ur l�rer+ftfr ere�cterl o»Q�e prn�rcny.a��il a easemcttts,appurt�ti:u�ces,
<br /> w�fixtures naw qt Ixieatur A put of tho property. All,regla�:ements and e�Ittons shxll nl�be�c�overqd by this Saurity
<br /> Inetn�ment. Alt of tbe toneRoing ic refeired to iA th►s Seaiuiry Inso�ument as the"R�etty."
<br /> BURRUWBR CQVSNANt'S thu Bonower is IawN1Jy ssised oP tha esute he�+eby conveyal and hs+the dghc ta�riot �
<br /> aad convty WeP�npesty smd that the PropMy is unencumbened.except far encumM*��of rxord. Bortaw�r w�nnntx aad,
<br /> will defead genernlly�hd tide to the Propaty ag�inst alt cUilttes and de�subjoct to uty cncumb�anas ef recad. , �
<br /> TH1S S�Ci�,�iti'iY lf.PlS7ili�Jlvi�..i�lt' cambittcs uuiicx�u oave�wnta for n�tioi�al �uu iuui�w�Mw�lfu.,s�c.iscaa+.k ::�th
<br /> llmited vula8aos by jurisdictiou to oonstltute a unifo�ra stcudty inateumcnt covering cn�l p�ope�ty.
<br /> UNIFpRM COVR1yAIV7'S. Bamow er and Lender sAVenant and ag�+ea as followa:
<br /> 1. PMyr�tat a�Prlsdp�l wd Ietex�eti�[MYmeM s�od I.ate Chnt�e�. �orrower shall Pro�Y P�Y wha�due the
<br /> '• principal of r�nd inter�st an tho debt evldeaoed by tl�Nou and any pnpaymeat aud late charg�s due ander the Note. `'
<br />�4 2, Flundi toc 7yxes�nd Ieauitanca Subject w appQcable law or to e wrIttaf waiver by I.ender,&►trower sball.pAY w
<br /> �;' � T.eodcr on the day maatdly paynaents are due under the Note,until the Nou Ia paid in full,a sam("P�tds")#or.(a)yearly '
<br /> taxcs and as.sasinents whlch�nay attain pr�aity over thla Secw�ity Insuument as a lien oa tt�e Pmperty;(b)yeariy�easeboki
<br /> � � PAYmente or groiwd nn� on tt�e Propany. u any:(c) yearly hazard or pmperty iasurante preminmst (d)yearlY Se�oa �
<br /> insuranec pnamiums. if omy:(e)Yeady mortgage insutance piemiwns, if any; and (�any smas pnyable by 8omowar to .„
<br /> 1•, L.ender� in uccordaatse with the pmvisions of pstagraph 8,in lieu of tbe payment of mcv�tgage lnsvrance piemituns. �'lfcse
<br /> �tems ane called"Sscraw Items." Lender moy.�3•atiy cime,collect and hold�Funds in an amount aot w e�ceced the ma�dmom
<br /> ' amount a leudrr fa a fed�atly�elated murtga�v toaz► ix►ay reyuirz for Bcrerawer's escrow accouat uader the federal Reat
<br /> Estate Seulemcat Pca�adunus A�ct of tg74 As amsndzd fr�om time to tirne.l2 U.S.C.§2601 et s�q.("RGSPA").unless anAther
<br /> taw tt�st apptIes to ti�Fu�da k-�s a tesser�uuaua� If so.Lcadcr may.at any Hme,collect and hold�nds in a�aarount nat to
<br /> exceed the lesser wnwtat. Lender may est3snate the amount of Funds due on the basis of cnment dam and reasonable
<br /> ' tstimaoes of expenditnnea of futum F.scmw Itecns or othenvise dn eccoidence wltt�applicable law.
<br /> The Funds sheU be held in an institutian whose deposits are iasuc�ed by a federal agency,iuumimentality.or enlity
<br /> (iqcluding I.ender.if L.ender Is such aa inst�wdon)or W any Federal Home L,oaA Bank. L.endex sha11 apply�the Fuuds to pay
<br /> the Escrow Iums. i.ender may aoi charge Bomower for holdins and npplying the Funds,annuaUy anatyzing the escrow
<br /> accoua�or verifying the Escrra�x Items. unless Lender puys Bwrnwer interest on 1he P1�nds and appl�cable!aw permits
<br /> Lender to a�alcu such a charge. However,L.ender may mquita Botrower to pay a one•time charge for sin iadependent real
<br /> estate tax repoAing acsvice used by I.ender in connecHon witb this loaa.unless appucable law pmvldes atherwise. Unless an
<br /> agccement Is u�eoF applicable law requires imemct to be paid,I.eader ah�U aot be required to pay Borrower any iaterest or
<br /> eamin$s on the Punds. Borrower ead Lendor ma�agree in wriHng.however.that tnterest shall be psid on the Funds. I.ercder
<br /> shall give W 8orcower,wlWout charge,an annual ertoundng of the Funds,showiag credits and debits to ttte hundx and the
<br /> piupose for wdich each debit to the Punds was made. Tho Puads are pledged as addittonal secwity fot aU sums se�wed by
<br /> this Secnriry InstintmegG
<br /> lf the PWnds held by L,ender exceed xhe wnouau permiued to be heid by applicable law, Lender shaU accaunt to
<br /> Borrower for the exaess Funds ia acrnrdanoC with tbe requiremenu of atspllcabte law. If the amount af the Funds held by
<br /> � Lender at ttny time Is nat suflicient w pay We Escrow Items when due,L.ender may so notify Homnwc�in writing,aa�,in
<br /> � auch case Bottower shall pay to Leader the amount aeoessar�r to make up the deficlency. Bomnwer shali make up the
<br /> deficlency in no morG than tw2tve montlily payments,at I.eudar s sole discredon.
<br /> Upon payiaem in full of all'sums s�cu�ed by Wis Securlty Inshument,I.ender shall prompdy refund to Botrower any
<br /> Ft�nds hald by Lender. If,undar paragraph 21,I.ender shall acquire or sell the Property.Lender,prior to the acquisidon or
<br /> sale of t�e Pmp�exty; sheU apply any Funds held by Lender at the time of acquisiaon or sale as a credIt against the sums
<br /> secund by tfiis SeCdrity InsUt�arenL
<br /> 3. Applk�atba oi Pqyatenta. Unless applicabla law provides otherwise,all payrueats ceceived by Lender under
<br /> paragaphs 1 and 2 ehait be apgliad:Grst,w any prepayment c6arges due under t2�e Note;,secoad to�nounts payable under
<br /> paragraph 2;thtr+d,w iaterest due;fourt6.w prLicipal duc:aad last,w eny lnte charges due amder the Note.
<br /> 4. Charges;Lic�. Bottower shall pay all taxes. assessmeats. charges,fu►es and imposittons amlbutable to the
<br /> :� Property which may attaim pdoriry ovcr thLs Scxurlty Iasaument,and leasehold payments or growul�ents,If any. Borrower
<br /> shall puy these obligations ia the manner provided in paragraph 2.or if not paid in that manner.Ba�rower shell pay them on
<br /> t�me dincdy w the person owed paymen� Bo�wer shall prompfly fumish to Lender aU notices of ammiiunts to 6e paid tinder
<br /> tLis peragraph If Boirower makes Wesa payments directly,gorrower shali promptly fumish to Leader receipta evidenejng
<br /> the paynients.
<br /> Bmmwerslfull•,QrampUy discharge aay lien whtch has priorlty aver tl�is Security Inat�ument unless Borrower.(a)agrees
<br /> in wrldng to the payment of the obligation secured by the lten tn a manner nccepuible to Lender.(b)contests in good faith the
<br /> 1[en by.ot defeads aguinst e�'orcement of the lien ia,legal pmcexdings which in the Lender�s opinion operate to prevent the
<br /> enforcea�ent of the Gen;or(c)secures from the kolder of thc lien an agreemeat satisfastory to Lender subocdinadng th�Uen
<br /> to dils Securiry instrumenL If�tder detemtines tiwt any part of the Pcopeny is subject W a lien which may uttain priority
<br /> over this Security Iasfma�ent,Lender may give Bomower a notice identifying the lien. Bomower shall satisfy the lien or tsike �
<br /> , . one or more of the actions set forth above wIthin 10 days of the glving of noHce. _
<br /> g. Hwrd or Pmperty I�ie�anae. Bomower shalt keep We impmvements eow exisdng or heicafter erected on the
<br /> Property insurat against loss by fire.hazards included within the tean"extended wverage"and any other ha7.3rds.tnctu+ding
<br /> tloods or flooding,for wl�ch Leader requues insurance. 'Ibis insurance shall be mainteined in the amounts and for the
<br /> Caem30?8 AI90 fPQ8e2 ofb pages)
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