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<br /> paymcnts mxy n�ti langer ba requfrcd.aE�ho o�xton of I<cnder, if mortgage insurancc+coverugc(in ths amount and fc►r the�xrlad
<br /> ih�t l.end�r roquires)provl�ded by sn h��urer upprnvai by l.cndcr aguin l�ecoates avnilublc ancl is ot►tafncd. i2m�r�KCr shall pay
<br /> �he prcmiums coquittid tn maint�ip martgego insurancc in effa;t,or eo pruvide a lo�s resorvo,until thW tcyuircntcnt fur mortgago
<br /> Insurwnce eaaa ire s�ccarct�nce wit��any wdtten ugcament between Bormwer and Lender at spplicteblo law.
<br /> y.In�patjan.L.cnder ar its agent muy mako rca�nable cntdes upon nnd inspections of tlie Property.I.endcr ehal!give
<br /> Borrewer noticx at the Nme of or prior to an inspoction specifying reasonable causo for the inapcstion.
<br /> 10. ConddmneNpn.Thc pracc.eds of nny award or claim for damiiges, dicect or cansequcnNal, !n�onnectian wlth ony
<br /> candemnadora or other teking of any part of�tte Propetty.or for conveynnce in lieu of wndemnatlon,ure hereby asstgnat and
<br /> shall bo pnid to Lender.
<br /> In the event of a totaf wking of the Property.the procecds ehall be appiled to the snma secured by this 5ecudry lnstrument.
<br /> whether or not theA due,with any excess paid to Bonower. In the event of n purti�l taking of tha Property in which the fuir
<br /> market valuo of the Property immcdiately before the tnking ia equul to or greater than the amouat af tha sums secured by thts _
<br /> Secur[ty Insanunent immodiately before tho taking,unless Bornower and I.ender atherwjse agree in writing, 1ha sums sccured by
<br /> this Securlty Instniment shall be reduced by tho amount of the proceeds muldplied by the followin�fractiom (a) tha totai
<br /> amount of the sums securai immadiately before che taking.divided by (b)tha fair mnrket value of tho Property immedjntely
<br /> before che taldng. Any balance ahail be paid to Borrower. In tha event of n pt►rrtial uaking of ths Property in which the fQir
<br /> markct va[ue of the Ponperty imm�ediately befor�the teking is Icsa than the amount of the smns setut�ed lmmediatoly befom the _
<br /> taking.unless 9orrower and L.enaer otherwise agree in wrlting or unless applicable law ntherwise provides,the proce�ads shuU
<br /> be applied to the sums secut+ed by this Secudty Insuument whether or not the sums are then due.
<br /> if the t'roperty Es�bandone�by�orrorler.or if.aRer notice by Lender to Barrower that the condemnor ofCers to make an .
<br /> award or seYtle a c�aim for damages, Borrower faIts to respond to LendeY�v�thin 30 days after the dnte the notice is given.
<br /> I.ender is authorized to collext and apply the prncee�s,at its option,either to restoration or repa[r of the Propecty or to the sums _
<br /> secured by this Secudty Instruutent.whether or not then due.
<br /> Unless Leader and Borrower otherwise agre� in writing, any appliptlon of proceeds to princlpal shall not extend or
<br /> postpone the due date of the monthty paymenW referred to in pamgmphs 1 und 2 or change the emaunt of such payments.
<br /> ' 11.Borrower No!Reteased;Forbc9runce By I.ender Not u dYalver.Extension of the time for payment or modificatton
<br /> � ef amortizudon of the swns securerl by this Securtry Instrument�ranted by I.ender to any successor in intc.nest of Borrower ehull
<br /> not operate to release the Ilability of the origlnal Borrower oe Earrower's successors!n interest. I.ender shNl not be requireci to
<br /> rnmatence pmcced[ng�aguinst any successor in tnterest or refuso to extend time for payment or othenvise matify amorti�adon
<br /> of the sums secured by thi� ScxurIty Instrument by reasor. of any demand made by tha cxiginal Bomawer or Bonower's
<br /> ;ucx-�re itt lnt�s�est. Any fur6esrance by L�n�4ec in?xPmi�inQ any ri�ht or remedy shnll not be a waiver of or preclude the
<br /> exercl�of any�i�ht or remedy.
<br /> 12.Sua�essors and Asslgns �nund; Jolnt aad Several L1a611ity; Co-stgners. Thc wvenants and agreeraentc of this
<br /> Securlty Instcument shall bind and benefit the successors and assigns of L.ender and Borrower, subject to the provisions of
<br /> parngraph 17. Borrower's covenants and agreements shall be joint and saveral. Any Horrower who co-signs this Security
<br /> Insuument but does not execute the Note: (a) Is co•signing this Securlry Instr+iment only to moRgage,grant and convey that
<br /> BorroWer'9 interest in the Property under the terms of this Security Instrumedt;(b)is not personaliy obllgated to pay the sums
<br /> secured by ihls Security Instrument;und(c)agrees that L,ender and any other Borrower may ugree to extend.modify.forbear or
<br /> make any accommodarSons with regard to the terms of this Securiry Instrument or the Note witbout that Borrower's conseat. _
<br /> 13.Loan Charges.If the loan secured by this Securiry Inswrnent is subject to a law which sets maximum loan chatges,
<br /> and that law is finally inteTpreted so that the interest ar other loan charges collected or to be collected in connertion with the �
<br /> loan exceed the permitied limits.then: (a)any such loan charge shtsll be redua�d by thc amount necessary to reduce the charge
<br /> to the pemutted limit: nnd (b)uny sums already collected from Barrower which exceeded pennitted limits will be reftinded to
<br /> Borrower. I.ender may choose ta maice this refund by reducing the princ[pal owed under the Note or by making a direct _
<br /> payment to Borrower. If a retund reduoes principal. the reductton will be treated as a partisi pmpayment wlthout any
<br /> ' prepayment charge uncler the Note.
<br /> D4.Notices.Any nottce to Botrower pmvidesi for in this Security Instrument shall be given by delivering it or by mailing
<br /> it by ficst class mail uWess applicable law reQuires use of anather method. The notice shall be directed to the Property Address
<br /> or any other address Sorrower deslsnates by nottce to Lender. Any noticc to Lender shall be given by first class mail to
<br /> Lender's address swto�herein or any othcr address I.ender designates by nutice to Borrower, Any m�tioe provided far in this
<br /> Security Instrument steAU he deemed to have beEn stven to Borrower or Lender when�Iven us provided in this paregrs►ph.
<br /> 1S.Governing l.aw; Severebility. This Security Instrument sRall be governed by federal law and the 1aw of the
<br /> jurisdtetIon in which the Praperty is lacated. In the event that any provislon or cluuse of this Securiry Inauument or the Notc
<br /> oonflicts with applfcable law,such rnnflict st�nll not affect other provistons of this Security Instcument or the Note which can be
<br /> given effeM wtthout the conflicting provisIon. To this end the provisions of tids Security Instrurnent and tt►e Note are declsued
<br /> to 6e severable.
<br /> 16.Borrower's Copy.Bomower shal!be given one rnnformod copy of the Note und of this Security IInsuument.
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