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<br /> ' T170��3R WiTH a1D thr�tmprovama�w now or he�reatter ereatod on tho pri7opc�rty,a��l].�'���te,cighte,
<br /> - �ppurterancai,rente, rayiltlev�mineril, oll end�e riyht�aad prof�te,water rl�hhts�nd ett�ck aud all tIxiuros aow or -�
<br /> hm+a�fter a put oT tha praperty.All repincamente and eddl�tane ehAll aloo be coveted by thte SoourIty Iaexru,ricnt.All of
<br /> the foregolag is referc�ed w tn ehte Security Inetrurxient�e tho'�Property,"
<br /> HURRO�iVBR COdIB1VANT3 th�t HorroKer te la�rfully eefeed af the eetate henby c�mveyad aAd b�e the d�ht to �
<br /> ��ent aud eonvey the Property asid thtt the Propetty te uaencumberod,eacapt for encumbraacee oi rocord.BorcoMar
<br /> - ----f�--�' karnnte and Ntll deiead�enerally the dtle w tAo Propaa�ty a�iuet sli claime and dem�nda�aubjeatto aay eacurtebranoes ,
<br /> ni rxard.
<br /> !.P�ymoat oi Princip�l�Interat�ad Late Char je.Bonower ehaU pay when due the prIac�pel oi,aad intestixt
<br /> on�the debt ovtde�cal by tho Notaaad bte charQee dne under the Note,
<br /> � 2. MoatWy Payraeats o! T�:a. Insuraaca �ad Uthar Chujos. Borrower shall Iactude in aci� mon4hly
<br /> .- paymoat,together with tho priacipel ai� interest as set iorth in the Note aad eny late ahugae,an tastallment ai any(a}
<br />-_ — taxes aad epocial�sseesmaats levied or to be lov�od agaiast the Propetty�(b)leasehold payments or gmund reaos on the
<br /> Pmperty�aad(a)prermturae far iasurance t4quited by peragraph 4.
<br />- - Baoh montlily inatnUmeat for itams(e),(b)�aad(a)sh�ll eqwl ona-tareltth of the aanual a�aounts,es�onablq
<br /> - - estimatod by Loador. plue an amount sufficieat W maiatatn en additionnl balanoe of not more thaa one�sirth oi tba —
<br />` eatimsted amounts.The tull aaauel amount tor each ium e1�e11 be accumolated by Lcndet wIthtn a period eadiag oae �
<br /> -- month before ati Item would 6ecome delinqueat.Leader ehall hold the amouata oolleated ia tr�atto pay iteme(a),(6),
<br /> — and(c)bofomthey become deliaquea� --
<br /> If at aay time the totel of the payment�held by Leader ior itema(a),(b),nad(c),together with thw�utua�e moatttly
<br /> - - payments�or auch items payable to LEnder prlor to tha due dates of such tteme�ox000ds by mare thaa one�eisth the
<br /> estimated a:aount of payments requirod to pay auch itams whoa duo,ead if psymeat�oa the Note are aua�tbnt,then
<br /> Leader shall either refund the excesa over oae�iatS�af the estimated pnyments or cred3t the euxse over one-eixtb of tha _
<br /> estimated psymeata to subeequent paymente by Borroaer,at the optioa of Borrower.It the totnl oi tha�peymenta made
<br /> � � by Borrower for item(a) (b� or(c)is insutticiant to psy tha item when due�then Bortower ahell pay to Lender nny __
<br /> :Y� nmount aer,esnery to make up the deficieaayon or before t.he data the item becomes due. —
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<br /> ��� Ae vssd iA thie Soourity Iaetru�ant."Secretery"means tha Scctetary oi Housing aad Urbaa Development or his or
<br /> �� � her desigaee.In any year in whIcb the L�nder must pny a mortgaga insurancs premlum to tha Secr�tary.�(or anq year ia
<br /> _ whiah euah premtum aould have beea required if tho Leader still held the Securiiq Inetrumeat�.each monthly paqineat __
<br /> •� shall also include elthar. {i) an iaetalluioat af the eanusl mortgage insurance ptemium to ba paid by I.endor to the __�
<br /> � ���';` �-
<br /> Secretery�or(ii)a monthiy cbarge inetead oi a mortgage insuranca premium tf thts Security Ineaunient ts held by tha '___
<br /> Soce�etery.Esoh monthly Iastsltment ot the mortgage iasw�ance premium shall be fa an amovat suiticioat to accu:auleta �'�-
<br /> tull usl
<br /> neort e insuranca ium aith Lender one moath rior to tho date the/ull eanual:aort is�surauce F.�:�
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<br /> p�omiam is duo�o the Secretary.or if thie Secunty Is�etruaient la held by tha Secretary.eaah moathly aharge shell bo in �_;_`•:
<br />_ an amount equal to one-twelithof ona-Mlf perexnt o?the outstnadiag priacipal balanve due on the Note. . -
<br />- .;� .
<br /> Ii Borrower teudors w Lender the tu11 paymeat of all sums eecured by thie Security Inatcumeat�Borrower'e acoouat :x;;
<br />" ' shall be credtted with the balanr.e remeiaing for all installeaents for items(aj,(b),ead (o)and any mortgnge iusuranoe ,; ;_
<br /> premium installment that Lender hss aot becoma obligated to paq w the Secretary,end Lender eholl promptiy retund
<br /> �ny excess tunds to Borrawer.Immediately prlor to a foreclosure sale of the Property or im acqvisltioa by I.euder, �y_
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<br /> �orrower'soccouutshall be credited With eny balance remeining tor all iastellmente for iteme(a).(b),aad(a). ','�.
<br /> .� 3.Applic�tion�t P�ymeate.A11 paymente uades paragrephs 1 aad 2 shell bo applied by Lender as follow� =
<br /> - First,to the mortgage insurance premium to.be paid by I.endor to the Secretary or to the ra�nthly ctanrga by tho -
<br /> k Soctetary instead of the monthly mortgage insuraaoe premiura; '
<br />_ Second.to aay tagea,epxisl assessments,leasehoid paymaats or gcound routs,and itre� flood and other hazerd ':
<br /> tnsuranoe pramiums.as requind; �
<br /> Third.w iaterestdue uader the Note; '•;:
<br /> Fourth,to amortization oi the principal of tha Note; �"`�"
<br /> � ►t�.to lats chatges dua uader ttro Nota. �
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