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<br /> 4. Firn��tood�n�Ue�cr Hu�arul�iu4urAnco. Bnrmwcr eltall insurc t�ll improvemcnta on thc Froperty. whether now in
<br /> calstenre oe sub.ticyu�:ntly en:cted.ugainst��ny hu�►r�ih,caxunities,und cantingencics, including flro. fnr which l�e�der requires
<br /> insurun�c. 'Phf� int.ur�nce sl�all 6e main7afncd in thc antouncs and fnr thc periads thct Lender reyuires. Barrowcr shall also
<br /> insua All irnpnrvenccmG;un thQ Nmperty�,���hether naw in exiricncc ar sutssequcntly erected,ugainst loss by flaads to t�►e extcnt
<br /> ,, ..,--- -- -- - . recJuired hy tfut;;c�crotnry. All insuruna��ru�ll b�carcled with compames npproved by l.ender. The insurance policlas pnd uny
<br /> -- ------ --�
<br /> renewuls ghuiP ha hald by Lendcr and st�ull�include los�v pAynbfa cluuse�in Pavorof.und in u farm ucceptuble to. Let�der.
<br /> Di the event�of luss, &�rmwer shall��,ive I.cnder immeQiate noticc by mnil. Ixnder may make proof of loas if nal mzsde
<br /> -_ — —_ pmmptly by Batn►wor. Euch insurunoe o�+��p.1ny concemed ie he►+eby uuthnriud nnd directe�to make payment for such lass
<br />- = directly to[,c��dar,inatead of to Bnrm�¢r and to Lendcr jointly.All or any part af the insurance pmoeEds may be appUed by
<br /> __ _ __ Lcndcr, at its upti+rn, oidtor(c�)to ths�rudustion of the indebi�dncs�under the Note and thls Securiry Instrument.first to any rt _
<br /> -- dclinqtlsnt+:�fltnurts Applt�d in the oM�r in pamgmph 3,and Aten w pmpnyment of princlpal.or(b)w the resEatation or repair
<br /> , of thp:�Uma�}cd Ptr�ony. Any appl[azttma� af thc pmceedF to the principal sh�ll not extertd or postpone the due date of the
<br /> - n�onQt�!�pnyxnante whiah u�refecred to in pamgreph 2,or chan�e the umount of such payments.Any eacess iiesvr<utce proce�ds
<br />• ovcr n�e�amaunt ncgui[�d tc� pay atl oiit�s�naiins irtdebtrdness under the Note artd this Secwity Instrum€nt shall b��p�aid to the
<br /> = entity lu}�all!�cmtitied tliereto.
<br /> ` - {n.tha avuat c�f farcclosure of thia SECUrity Instrument ar other trnnsfer of title to the Pmpury that eatiu�ishes the
<br />_ ;`.�:_
<br /> � indebt�rzlnuss,alt right,titte and ineeiess af Borrower in und m insurartce policies in force shalD pass to the puc+chaser. .��:
<br /> � �=-
<br /> $. OCCII(IARQj'� I'�servation, AtNntc�nncc and Pnc►toctfon uf the I'roperty; Bar�a•es's I.oan Applicudon; �`,�`
<br /> l.e�seftuldn. Bc�rrower sUall occupy. estnblish. ond use tha Property us Borrower's principal residenoe within sixty days after -
<br /> the axacuticrn of this Security Instrum�nl and shall rnntinua to oecupy the Property us Borco�ver's principal residencc for at least �j;'�-
<br /> ane yeur ufter ttta dute of accupancy, unless the Secretary detetmines this requirement will cause undue hurdship for�omower. �:_
<br /> _ i ar unt�s9 extenunting circumstaaoes e�xist �vhich are beyond Borrower's control. Borrower sliall notify Lenders of any ��
<br /> exter,aating cir�cumstances. Borrower shall not commit wai;tu or destroy. damage or sabstantiatly change the Property ur allow ���.-°
<br /> � ehe P�a�e�y ta d�te:r�orate. reasonabl�Hrar and tear exceptodl Lender may inspect [he Praperry if th�:Property is vacant or ¢��_
<br /> I I � abaManod ar Uiu loan is in defuult. l:ender ma take masonable uction to rote�t und reserve saoh vecant or abandoned '�==u=
<br />: y p p F-�_..
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<br /> ��;.�Sr:us�r shall als��!r��r[t�y�� �F Rn�nnwer:during�he toan appfication pracss.e.pavr t�terially false or inuceurate i��,�-_
<br /> ,. infdm�utlan or statements to Lender(a�fuiled to prnvide I.endar with any material in�orrnatfoaa iu►eonnection with the loan =_=__
<br /> �` evEdmtaed by the Kmte."including. but not limited to. representetions eoneemin�Bornower's occu.�Anry of the Propeity as a
<br /> �:' p�3ncip�l restd�nce. If this Security instrutro:iu is on u leasehafd, Borro��•er shall comply with the provIsions of the lease. If y
<br /> �• Bamowor acquires fee title to the Pro�orty.the leasehold and fea t�tle shall not be merged unless Lertder a�rees co the merger in
<br /> wiutIng. ^�'--_
<br /> 6. Chtugas tm Bort+ower nnd P�roioction of Leader's R4Bttts in the Pmperty.Borrower shall pay alt govemmental or 4'—
<br /> I � �' rnunioip�l churges, fines and impositions that are not inrluded in psirag�aph 2. Borrower shall pay these obligations on time �•°
<br /> � dicrct[ W tho entit which is owed the a ment.If f:�3lurc to n wo►ild adversel affect Lender's interest in the Pro rty.upon E "��
<br /> ' y Y P Y P Y Y Pe C-:-
<br />_ � Lendor'y requost Bmm�wer sfiall Qaomptty fumish to Lender rrcesipts evidencing these payments. �.�•�
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<br /> � �,�� If Bnirowar fuils to make these paymeni.c or the payments rr�uired by paragruph 2.or fails to perform any other covenants =`=="
<br /> and•a n�mcmts cantuined in this Socurit In.�i�ment,or the�is a le ul roceedin that ma si ficantl affect Lender's rights ��
<br />_� }; gn m Y 8 P B Y � Y -
<br /> in•tha Fmperty(suc�h as a proc�ading in ban{saiptcy. for condemnatfon or to enforce Inws or regulations),then Lender may do ' "`,
<br /> '- �nd pay whatover is necessary to praeact the value of the Prop�rty and I.ender's rights in the Property. lncluding payment of ;.-;�
<br />� uuccs,tis�ncd inau�nce nnd other items menifoned in parasraph 2. V�`
<br />:,f• °°'
<br /> Any�unounts disbursed by I.arxl�r under this paragraph shall bemrir a-�ad�tional debt of Borrower and be�ecure� by
<br /> � ��; tKia Seautiry instna¢a�ent.These amo�anis shali bear interest from the dute af disburs..�ment,at the Note rute,aad at the�ption of '`
<br /> ;-•��.-;�z.�i� [.ender.shull be immcdiately due ard payabte. �'�''�
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<br />- � 'r�:" ' 7, Cond�mnntfoa. The proceeds of uny awurd or c�uim for dartwges,direct or rnnsequential. in connecteon with any
<br /> ' ' oondemnation or oeacer ts�ng of any Part of t�e Property.or fc►r conveyunce in place of condemnatic�,are hereby acsigned and
<br /> � shst!be paid tc►E�ertdor to the earent of the full nmount of the ire�abtedness that remains unpaid under ehe Note and this Security
<br /> ��• • Ynstrue�ent. Lendsr shall apply such proceeds to tlie reduction of the indebtedness under the Note and this SECUrity[nsm�ment.
<br /> � ` I fitst am any dalinquent amo�nts cipplied in the order provfded in paragrnph 3, ar.d r,hen to prepayment of principai. Any
<br /> �'�`", op lioatian•of tho proceeds to tfiim pmncipal shali noi extend or postpone the dce u�rte of the monthly payments, which ace
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