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<br /> `CO(.i}iTH6R VI[dTi�I all tho IntpX�3vrnxnts nnw ur hrrrA r ece�etal�n the prope�ty,xnd all easementa,appunanu�us, �nd ,
<br /> ---- fixzure�9 naw or IxrcaQer u�::ut vS;,6l,.� pra��e�ty. AEt replWCen�ejita m� acldiduns xhall also Eic� caveti�ed L•y tiiia fieiuciry
<br /> ircstn►nxnt.All af th�foregoing is s;e�'Rf�d�o in this�curiry Lisuvnxn!us tlie"Propeity.'
<br /> BARROW�R COVENANT3.�fint,,�R�wcc is lewfWty seisal of the estuu hereby conveyed and has Eho dgits to gr�nt�ncf
<br /> convey the Property s�nd that tha Pno�p�9,y is une:mvmbemi, �xcept EoF et1cu�nDmr�cs of recerd. Eot�oxa;warcuett4 zu�d wili
<br /> defoqd generally tl�e tide to the Pra�q��.�gainst e11 claiau a�xl demar�ds,subject to at►y encumbrancea of rea►rd. •
<br /> THIS SBCURITY 1N5TRUAJ.�iN�ndoinbines unifarm covcnants far nadonnt use und non-uniform a�venants with fimital
<br /> �. _ - variAtione by jurisdictlon to constituta�N t�irtlform sccurity insuumeat covering real pmperty.
<br /> LJMFORM CUVBNANT�.Burn►�Et�ar►d Lendee covenant cu�d agn�es foltowa: �
<br /> 1. I'aymrnt of Pria�ipai�utrl��a���t; PrePpYment and Late Charges• Horrower shs�ll pmmptly pay whcn dua thq
<br /> prlacipal of and interest on ihe debi,evId��tc�ut by tbe Note anQ uny prepayt%nt and late charges due uncier the Note.
<br /> 2. Funds for'Y'axes and�a��,�ubject to applicnbte!aw or ta a written waiver by Lender. Borr�wor shall pay to
<br /> L�t►der an the dsy monthty paymentn urQ.d��,au�der the Note,until the Note is paid in full,a sum("Funds")for:(u)yeauly tsaces
<br /> and assessments which may attain priqri.4y:pu�r thia Security Iastruuaent as u tien on the JProperty;(b)yeatty tc�►sehofd payments
<br /> or gcound rents on thv Property,if any;•.(c��tt�ttly tiaxw�d or property insurtincc premiums;(d)yeariy flaod lnst�rmacs premiums.
<br /> if stny:(e)yearly morlgage insaran�ptcmittrilt�� �f ej►Y:aad(�any sums payuble by Boerawer to I.ender, in eccordancQ with
<br /> -- the provisions of parag►aph 8, in liau qf.�lt�,p�,�t,sn�nt of mortEuge in�urance premiums. These items nre called"Escrow Itema."
<br /> Lend�.r may, at any time. caliece attd�hqld!.FUnds In an amount not to eaceed the maxtmum arnount a leuder for u federally
<br /> re.lated mortgage !oan may require for�orrpwpr'�escrow acoouut uader the federal Reul Estate Setttement Procedures Act of
<br /> -- 19T4 as nm�n�ierl�from rime to dms, 1�QJ�S.�:Section 2601 et seq.("RESPA"). unless unother law that applies to th�Funds ._
<br /> seta a lesser tunount. If so. I.ender may� at.,an�t�.�me. coilect and hold Funds in an amaunt rtot to exc;eed tho lesser amount.
<br /> l.euder may estinqpte,t4e Amount of Funds;dun�on,the busis af cwrent data und reasonable estimates of expenditures of funue
<br /> Esrrow Items oz at�te..�3se in accordnnGO witit�aAPlEuable law.
<br /> The Funds ahaU be held in an ia:st�ttiopi�whase deposhs are lnsured by a fe�etal agency. instn��entality, or ent�ty "
<br /> (in.ludiag Lender.if L;onder is suc.�aa:f�n:�it+ltianjlor in any Federal Home I.oan Bank. i.eader shelt apply tkFe Fuads to pay tde
<br /> Escrow Items.I.�nd�r mny not ch�trga Borr.auuor•�fot holding and applyin�the Funds,a�ualiy anaJyzing the escmw acoouat.or
<br /> verifying the Fscrotv xtems,unless Lenda'paye:�srnower interest on the Funds and appllcable law pemuu f.ender tci make such
<br /> a charge.HowevEr, L.entlar may requtr¢�omausqr to pay a ene-time char�e for an independent real atate tax reportfr.�service
<br /> uscd by i.ettder in connection with,:Ohis doan��.unless applicable daw provides otherwise. Unless un agreement is made or
<br /> ap�rlia►ble law rex�uir�es interest to bo�ra��d,landpt shall not be requ'sred to pay Bonower any interest or eumings on the Fua�ds.
<br /> _._-_ = BoYmwcsr and I.�nder may ugree in wRtiaR� hquc��er,that interest shaU be paid on the Funds. Lender shail glve to Boaower,
<br /> wtthout charge, an unnu�i accounting af.thq Fund�, sAowin� credits and debits ta the Funds and the purpose for which each _.
<br /> debit to the Funds was mt��.The Fuads.acia plpslgEd;�.s udditional secudry for all sums secured by this Security Instnunent. -
<br /> � If the Fund$held by Lender exoe�l I]iu:iunpunts pemnitted to be held by applicable Inw.L.ender shull account to Borcower
<br /> - — fo.r the excess Funds in accordsu►cs with tho rcquiraments of applicable luw. If the amount of the Funds held by Lender at any
<br /> - - time Is not sufficient to pay the Escmw Itema wb�n due,Lender muy s�naufy 6�orrower in wdting,and,in such case B�mnwor _
<br /> shall pay to Lender the amount neoes�euy to.m�lkk�i�r dhe deficiency. B�rrower shall make up the defciency in no more than -
<br /> twalve monthly paymertts,at Lemter's sola di�cretiah�
<br /> Upon payatent in full of�Il suma secured by•rhis Secudty Instrument, I.ertder shall promptly refund to BorroweT any a-
<br /> F�ands held by Lender.If. under pamgraph 21,Lander sh�ll ucquire or sell the Properry,Lender,prior to the ncquiaition or sate �L=.
<br /> o£the Property, shnll npply nny Funds held by L..under at the time uf acyuisitton or sale as A cralit agaiast the sums secured by �-
<br /> — � this Security Instrument. �'�=�
<br /> 3.Appilcatlon of Payments. Unless appliur,blu�faw provides otherwfse.alI pAymente received by Lender undar parngraphs °-��-
<br /> 1 tutd 2 shall be apptted: frst. to nny prepuymnnt,clv.�ges due under the Note; second,ro umounts payable under paragraph 1: Q`����'
<br /> — third.to tn�;rest due:fourth.to principnl duo:and lu�s,to any late charges due under the Note. F��
<br /> 4.Charges;Llem. Bonower shfdl pny all tax�assessments. char�es,fines and impositions attributable to the Properiy E,�==
<br />:
<br /> - which may attain priorlty over this Securiry Insr.ruman�,�and lebsehold payments or ground rents, if any. Borrower shall pay ,•_:_
<br /> ,,,,,,��.._._._ ____�_ � th�&e obligatIons in the mr�nner provided In parngraph��.or if not patd in that m:�nner, Horrower shall puy them on time directly �.���
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<br /> to the person owed payment.Bonawer shttll prompdv�turnjsh to Lender ali notices of amounts to be paid under this paragraph. .`'.'{:.
<br /> If Borrnwer malces these payments directly.Eiorrawer nhall prompdy fumish to Lender receipts evidencin�the payments. '�-':=-
<br />- -- Borrower shall promptly discharga uny li�n wbinh hus priority over this Securcry Instrument unless Borrower:ta}agrecs in
<br /> - writing to ttte payment of the obli�;ation secumd by thn Iten in a mnnner acceptabte to I.ender:(b)tnn[es[s in good faith the lien ' '
<br /> by. or defends against enforcement of tha lien im lagul proceeJings which in the L.ender's upinion operate to prevent the
<br /> enforcement of the lien; ar(c) secures from tha hnldat of the Ifen:►n agreement sa�tisfnctory to Lcnder subordinaang the lien to •.
<br /> _-- thiu Security Instrument. If Ixnder d��erminos thc�t any part of the Property is subject to u lien�vhich muy uttain priority over
<br /> ;��s,��— this Security instrument. Lender mt►y give Burcaw�er a notice identifyin�thc lien. Borrowcr shall �tisfy thc lien or take one or .
<br />_
<br /> ruore of the acdons set forth above within 10 dnys�it'tht�givin�of notice. •
<br /> Form 30Z8 8180 �
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