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200409263 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />A <br />06 <br />ze'�� , (Seal) <br />RONALD G. HESTER -Borrower <br />(Seal) <br />SUSAN M. HESTER orrower <br />(Sign Original Only) <br />002001905886 <br />V_+'+P (NQ (0005) Page 14 of 15 Form 3028 1/01 <br />