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<br /> � � � 5� tlpia�d ar Praneb9y LL�urance. HnPrn�ver �hall k�ep the improvements no�v exfstin� ar hereuftep erectc on tho
<br /> -� ---- Pruperiy insured aguinst loss by firc, haznrds included within th�:term "cxtcndcd caverage" and any other hnznrds. insludi�g
<br /> flce�xls ar flrne�di�g,fUr whicl�l.ender reyuiers insurcioue. 7Y�is Insurancc Fhalt be maintnined in the umounts nnd for the per3eds
<br /> that Lcndcr requires. Tha insurancu cnrrler provfdin,�thc Insymnce shull be rhasen by Borrower subject to I.erirllcr's appmvai
<br /> whtch shall not bc unrc�sanabty withheld. If Barmwcr fnf1A ta maintain cavemge describcd ab�vc. l.cndcr i�y. ut L.e*eder'�
<br /> optiun. abtuin cuverpge to protect[Ander's righta in the Property in accordance with pnragrnph 7.
<br /> — -- ---' All insumnee pc�lieies onJ ren�wuln si�ull E�e accepwbl� to L.cnder:u�d r,hai! inetude u su,ndard mortgage clause. Lcnder � u
<br /> shall have tlu�Ight to hold the policies und renewals. if L.endcr requinw,Borrawer shull pmmptly givc tp l.endcr atl rcceipts af
<br /> -� pajd premiurns und r�encwnl notices.In the event of lass,Borrower ahnli stve pron�pt nntice to�he insurnncc canler and Lcnder.
<br /> l.cnder may make proof of toss if not made promptly by Aoerower.
<br /> .�; Uniesc l,ender and Borrower athetwisz ugrce in writing.insurnr►ce procceds shalt he upplicci to ecstorntton or repair of the
<br /> Property dwnngod.lF the restomtion or repair is economicnlly fcastbte and Lsnder's recudty is not lessened.If the restomt�on or
<br /> - --- repair is not oconomically feusible ur Lert�ler'r scxurity would be le.sscncd,the insurance pr+aceeds shall be r�plied to the sums --
<br /> - securod by this Securiry instcunient, whether or nat then due, with uny excesx pald to Borrower. �f Borrower abandons the
<br /> - - Praperty,or dces aot answer within 30 days a notice from Lender thut the insurtinnce carrIer has offered ta seule u c1uIm,then
<br />;;¢: Lender may collect the insurance proceeds. Lender may u�the proceeds to repair or r�tore the Property or to pay sums
<br /> " secured by this Security Instrument.whether or not then due. The 30-day period will be�in when the notice is given.
<br /> '` Unless Lettder and Borrower othenvise ugtae in writing, uny applirution of proceeds to principal shalt not extenQ or
<br /> '°` postpone the due dute of the monthly payments referred ro in paragraphs 1 and 2 or change the umaunt of the payments. If
<br /> under garagraph 21 the Property is acquired by Lender.Borrower's dght ta uny in.rurnrs�:e pollci�and prnceecis resulting from `
<br /> darttage W the Property prior to the ecquisition shall pass to Lender to the extent of the sums secured by this Security Instcument
<br /> immediately pdor to the acqujsitton.
<br /> 6. Occupancy,Preservatton,MWntenance aad Protection of the I'roperty;Borrower`s I.oan Application;Ixaseholds. -
<br /> Barrower shalt occupy,establish.sind usc the Property us Borrower's principal residence within sixty days after the execvtIon of
<br />• this Secudty Instrument and Shall continue to aceupy the Property as Borrower's principal residence for at least one year after
<br /> the date of accupancy.unless Lender atherwire agrees in writing.whtch consent shall not be unreasonubly withheld,or unless
<br /> extenuadn� circumstnnces exist which are beyond Borrower's control. Borrower shall not destray. damage or lmpair the ��;..._
<br /> Property,nllow the Property tn deteriorate, or commit wasee an the Property. Borrower shull be in defssult if any forfeiture =-_-__
<br /> •. .;•�. action or prcx�ceding. whether civil ar crlminal.!s begun that in Lender's good faith judgment could result in forfeiture of the �_
<br /> ,:
<br /> ,��,. ,,� Property or otherwis�muteriatly Impair the lien creuted by this Securiry Instrument or L.ender's security interest. Borrower may =:»-
<br /> -- _-.. _ '.
<br /> ' ('� cure such s deFault and reinstate.as provided in para�raph i6,by causins�he action or proreaiing iu bc dinnuaacci wiii►u iuil�ig
<br /> that. In l.ender's gaod faith determination. precludes forfeiture of the Barrower's interest in the Property or ather mxterial '-_`�"-=
<br /> � impairment of the lien created by this Security instrument or L.ender's security interest. Barrower shaf= also be in default if __
<br /> Borrawer durio the loan u Iteatlon rocess, ave materially fatse or inaccurate information or statements to Lender(or fuiled
<br /> 8 PP P $ �_--
<br /> n with the
<br /> loun evidenced b the Note,includin ,but not limited -
<br /> in oonttectio R
<br /> ta pmvide L.ender with any materlal infamration) Y ��>r<
<br />- to.t�epresentations concerning Borrower's occupancy of the Property as a principal resiJence. if this Secu�iry Instrument is on a r,�t,?'�,.
<br />- leasehold, Sorrower shull co I with all the rovisions of the lease. If Borrower acquires fcc titic to the Property, the •� '' '
<br /> mP Y P •;15:;;.�
<br /> •� leasehold and the fee title shall not merge uniess Lender agre�s to the rter�er in writing. '•_.
<br /> -�� '` ?. Protcctton of I.ertder's Rights in the Property.If Borrowcr fails to perform the wvenants and agrcements contuined in
<br /> � this Securiry Inshument. or there is a legal proceedin�that may significantty uffect Lender's ri�hts in the Property(such as a
<br /> pr�ing in bankruptcy.probate. for condemnation or forfeiture or to enforce{aws or regulattons), Shen l.ender may do and �ti�;,?/.
<br />�;: pay for whatever is necessary to ptotect the value of the Property and Lender's rights in the Property. Lender s actions may �,;,:
<br />, include paying any sums secured by a lien which hus priority ovrr this Security Instrument, appearing tn court. paying
<br /> reasonable attorneys' fces and entering on the Property to make repairs.Although Lender may take action under this paragraph ,
<br />':� 7.Lender does not have to do so. <,,,:
<br /> Any amounu disbursed by L.ender under this pssragruph 7 shall become additionul debt of Borrowcr secured b this '�•`0
<br /> Y �.���:;
<br /> Securlty Instcument. Unless Bor�ower und Lender ugree to other terms of payment.thesc amounts sh�lt bear interest from the �i �
<br /> r,,.;,.
<br /> !-' • ,� date of dtsbnrsement at the Note rate and shall be payable. with intcrest. upon nutice from i.ender to Borrower requesting '};:`;;r`
<br />. � ��n payment `
<br />___ -�r`�.� S.Mortguge Insurience.If Lender require�mortgage insurance as a condition of making the loan secured by this Security
<br /> en
<br />- _�_ _�;'� Instrument, Horrower shall puy the premiums required to maintsiin the mortgage insurance in effect. If. for any reason, the
<br /> � . -i --1 mortgage insurance covernge required by Lender lapses or ce�ses to be in effect. Borrower shalt pay the premiums required to �ti`.
<br /> '�� *""� obtain covera e substantiall uivatent to the mort a e insurnnce reviousl in effect. at a rnst substuntiall e uivalent to the i'>F;:
<br /> n� � Y e9 � $ P Y Y 8
<br /> "' � •�• cost to Borrower of the mortga�e insurance previousiy in effect, from an alternute mortguge insurer upprovc�d by Lender. lf
<br /> '-�' substantielly equivutent mortgage insurance covera�e is not available. Borrower shuli pay ta Lender each month a sum equnl to
<br />: %;. �;� one-twelfth of the yearly mortgage insurance premiurn being paid by Borrower when the insurunce covera�e lapsed or ceased to ,,.4�. .``
<br /> ="��Z•; be in effixt. Lender will accept,use end rMain thae puyments us n toss reserve in lieu of mortga�e insurunce. Loss reserve ;:;;,:;.
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