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<br />_ - -- -- �'tNU�N�iK v1W17'H d[the imptrtvemCnts t�o9�i'o[tles+e�tter endcled ae ctic prnpaty.aud�li usa�en�tt,rppar�.r,� .•_.-_
<br /> tiatucd now or hereatter .a pi►rt aF thc property. All tt�+i�cxmcntrt anci s�dditions st�ll �Iso i� wvr►a! bv ttd��5ecu,rity ,
<br /> Instru��ent.A!1 af thn forag�U�g ie rzlerred t�iri t��(y�cuelty ioRtra���ent us the"1'�upe�'ty." .• -
<br /> BUIiROWEK COY�PdANTS tlu►t&�rrowar is lawfiilly seisrci uP ttw eSt�to hereby canveyad a�xi twh the ri�{ht tn gnnt atjd
<br /> cBnvey thc Piroperty end that thc E�ropc+rtY is u�xncu�n6ered,exeqx tor encumbranceA of reoord. Hart�avver w�rnnu and wUt
<br /> d�fend generully the title to the Property�g�lnst e�!claima nod demrCtida,�ubJect to Rrn er�cumbr�ncea of rwaxd.
<br /> THIS SECURITX[NSTRYJMSNT combines uniEarm"a�vawnts for n�tion�l uee+nd nan-uNfoQm cbve�wne wlth limited
<br /> �____�____�--, varlatiuns by,jurtsJictIon to cansiltuto a unifarm socurity lnstmmeni�rnvering re+al pmpErty.
<br /> _ UNIFORM COVENANTS.Horrower nM I,ender¢oven�nt+�nd agrx as fotiows: - ��
<br /> ]i. Per�ent ot PelncipH ued Intee�eati 1hYpiYnKnt tu:d I.�te Ch�t�. Homawer sh�il Rro�Y �Y whmn dua the
<br /> " pzfncigwl of ar�intenest on the debt evldencod by tde Nae and any prepayment anc!latc chu�gcs due undcr tho No3c.
<br /> 2,FuniM for Tiu��aad Iesurenoa Subjoct to nppflcable law ar w a wrlttsm waiver by Lender, Bomower shdl p�y to
<br /> L,endcr an the day monthly payraxnt3 are due under the Note,untii tha Note ia paId in full.a sum("Fundf")for:(�)yearly ta�w
<br /> prd assessme:ite which may attain prlority over this Sxuriry In�tniment as a lien on lhe Pro�erty;(ba ycszly lpisehold psyn�etui
<br /> T or ground cents on the Property.1f any:(e).Yeariy hazc+rd or ptn�rty lnsut�nee}mmiums;(d)Yearty ftc�od insunuice piemiumc,
<br /> if uny:(e)Yearly martgage insurance premiwns.if e�►Ya and(�uay sums paynblo by Borrower to Len3er, in accordtiece with
<br /> the provisions of pazsg,raph 8.in lieu of tha payment,pf mortg�ge,insuranx preaniums. 'l�ese items ara callad"Escraw Itexns."
<br />-- Lecnder may. at sAy time. collect artd hold Fu�xls fn un cuiwunt,not to excee�the max[mum amount a ItAder for a foderally
<br /> _- - - related mort�age toan may requiro for Bormwer's�secaw accauM under the faleral Real Esmte Seitlaaent PraeAduns Aci of
<br /> 1974 as ameadcd from timc to time. 12 U.S.C.Sectian 26D!et seq. ("�tESPA"). unles.g enother!aw tlu►t upplics to tt�e Fuads
<br /> _ _T- _� �$ ���. Ig�� ��x may,at uny time. wilact and hold Funds in an amouiat not to excxod the lesser am�auc►t.
<br /> - 1.ender may esHmate the amou�3 af Funds due an the b�sis of current data and reasonable estimates of expenditures of ttrwra
<br /> Escrnw Items or otherwIse in a000rdance with ap�lit�bte law.
<br />..= Tha Funds shall be held in ar► Institution whose deposita.are iasured by a federal agency, instrumentaltty, or entity
<br /> (including Lender.If Lender is such an institutian)or in any Fedet�l Home Loan Bank. Lender shal!apply thv Funds to pay the
<br />-_,. Escm�v Ytems.Lertder may not ctuirge Bocmwer for holding end applying the Funds,arumally analyziag tha esctuw aocaunt,or
<br /> �er�ty:'s�the Escrow Items.untess�ender pays•Barro�ver interest aa the Funds and applicubie law permits LetMier tq naake such
<br />' a ehar�ge: However.I.ender may m,�uire Borro�ver to pay a one-ttma charge for aa independent real estate tex�+eport#it�t:s�rvice:
<br />-- used 6y L.ender in connectlon with this lonn, unless appllcable�faw prcrvidas otherwlse. Unlcss an agreement�,:as�mada oi.� •
<br /> � apptiqble law requi�es intemst to be paId.I.cnder shall not be required.to�ny Borrower any lnterest or eamings ari the Funds.
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<br /> - = Borrower end Lender may agree in wrIttng,however, that interee�shall be paid o*.�the Fwids. Lendcr shaU gtve ta Somower,
<br /> ;� -___ . - ,_, , �l�4�����a�e, nn nnnual accounring of tho Funds,sho+vjng credits and debits to the Funds aad t�i�pwpose for which each
<br /> - debit to the Funds�vas made.The Funds ere pledged as�ddittonal accuriry for all sums secured by this Secudty Instrumeat. �
<br /> . If the Fuads held by[,ender excced th�Amounu permitted co�be held by applicable law.L.endershal!acoount to Borrower •
<br /> for the excess Funds in accordance wlth the requiremenu of npplivable law. If the amount of the Funds held by I.ender at any
<br /> �' tlme is not suffictent to pay the Fscrow it�wher►due.L.ender may so notify Bomower in writing. and, In such case Borrower
<br /> shall pay to I,ender the annount necessary co make up the deficienay. Borrower shail mnke up the deficiency in�a rnore than
<br /> twelve monthly puy�nents.at[.ender's sole discretian.
<br /> Upon paymean in full of ail sums secured by th3s Security�Instrument. I.cnder shall promptly refund to Borrower any
<br /> , Funds held by Lender.If.under paragraph 21. I.ender shall aoquin3 or sep the Property.I.ender.priar to the acqulsitlon or sale
<br /> of the Property,shall apply any Funds held by I..ender ut the tima of acquisltion or sale ns a credit ag�inst the surns secured by
<br /> this SecurIry Iasuument.
<br /> � 3.Applicatton of Puymente.�Unless Applfcabie law pmvides�therwise.all payments received by l.ender under���ragrnphs
<br /> 1 and 2 shall be applied: first,to any pcep�yme•m churges duo undar the Note:second. to amounts payable under paragraph 2;
<br /> third. ro interest due;fourth,to principai due;And last,to any lata charges due under the Note.
<br />� 4�Charges; Ltens. Borrowar shail pay all taxes. assessmanta.charges. fines and impositions andbutable to tlie Property
<br /> which may attain prIorfty over this Security Instrument, and leas�thold payments or ground rents. if any. Borrower sh�ll pay
<br /> thesa abtigetions in th0 manner provided in para�+�ph 2.or if nat puid in that manner.Bornawer shall pay them on time diractly
<br /> to the person owed puyment.Boxro�ver shali promptly furnish to I.i:nder utl notices of amounts to be paid under this parngruph.
<br /> If Borrower cnakes these payments directly. Borrower shall prompdy furnish to L.ender rcxeipts evidencing the payments. •
<br />- 6orrower shall prompdy discharge any lien which has prlodcy over this Security Instrument unless Borrower. (af�grees in
<br /> ; � writing to the payment of the o�iligauon securod by the lien in m m�nner acceptable to L.ender;(b)contesGS in good faith,the lien
<br /> "',1 ,� by, or defends asainst enforcernent of the lien in, le�al pnrae►Ytings which in the I.ender's opinion operate to prevont the
<br /> � �,, enforoement of the lien;or(c>secures from the holder of the licn un a�mxment satisfactory to I.ender subordinuting the lien to
<br /> . ,,,: this Securiry Instrument. If I.ender detertnines that uny part of thn Property is subject to u lien whlch may uttain priority over
<br /> this Security Instrument.I.ender may give Borro�ver n notice ido�tifying the lien. Borrower shall satisfy the lien or take o�m or
<br /> , • mot+e of the actions set forth above within l0 days of the giving of notice. �
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<br /> ,:r.,' •��� Form 3028 9180
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