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<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />MIN: 1000842 -0000004462 -1
<br />MIN: MERS Phone: 1- 888 - 679 -6377
<br />THIS DEED OF TRUST ( "Security Instrument") is made on September 15, 2004
<br />The trustor is Gregory A. Spotanski and Talana D. Spotanski, Husband and Wife
<br />Commercial Federal Bank, a Federal Savings Bank
<br />FHA CASE NO. `\\N
<br />321 - 2371737 -703
<br />(`Borrower "). The trustee is
<br />( "Trustee "). The beneficiary is Mortgage
<br />Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as hereinafter defined, and Lender's successors
<br />and assigns). MERS is organized and existing under the laws of Delaware, and has an address and telephone aumber of P.O.
<br />Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. A & S Mortgage Services Corp. d /b /a Residential Mortgage
<br />Services
<br />( "Lender ") is organized and existing
<br />under the laws of State of Nebraska and
<br />has an address of 13939 Gold Circle, Omaha, Nebraska 68144
<br />Borrower owes Lender the principal sum of Seventy Three Thousand One Hundred Twenty Five and no /100
<br />Dollars (U.S. $73,125.00 ).
<br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for
<br />monthly payments, with the full debt, if not paid earlier, due and payable on October 01, 2034
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all
<br />renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph
<br />7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this
<br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property
<br />located in Hall County, Nebraska:
<br />LOT 1, IN BLOCK 3, IN SCHIMMER'S ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY,
<br />NEBRASKA
<br />NEBRASKA FHA DEED OF TRUST
<br />ITEM 269611 (0308} —MERS
<br />04 - -4671
<br />(Page I of 7 pages)
<br />6/96
<br />GREATLAND ■
<br />To Order Call: 1-800-530-9393 El Fax: 616-791 -11 31
<br />18235270
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<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />MIN: 1000842 -0000004462 -1
<br />MIN: MERS Phone: 1- 888 - 679 -6377
<br />THIS DEED OF TRUST ( "Security Instrument") is made on September 15, 2004
<br />The trustor is Gregory A. Spotanski and Talana D. Spotanski, Husband and Wife
<br />Commercial Federal Bank, a Federal Savings Bank
<br />FHA CASE NO. `\\N
<br />321 - 2371737 -703
<br />(`Borrower "). The trustee is
<br />( "Trustee "). The beneficiary is Mortgage
<br />Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as hereinafter defined, and Lender's successors
<br />and assigns). MERS is organized and existing under the laws of Delaware, and has an address and telephone aumber of P.O.
<br />Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. A & S Mortgage Services Corp. d /b /a Residential Mortgage
<br />Services
<br />( "Lender ") is organized and existing
<br />under the laws of State of Nebraska and
<br />has an address of 13939 Gold Circle, Omaha, Nebraska 68144
<br />Borrower owes Lender the principal sum of Seventy Three Thousand One Hundred Twenty Five and no /100
<br />Dollars (U.S. $73,125.00 ).
<br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for
<br />monthly payments, with the full debt, if not paid earlier, due and payable on October 01, 2034
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all
<br />renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph
<br />7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this
<br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property
<br />located in Hall County, Nebraska:
<br />LOT 1, IN BLOCK 3, IN SCHIMMER'S ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY,
<br />NEBRASKA
<br />NEBRASKA FHA DEED OF TRUST
<br />ITEM 269611 (0308} —MERS
<br />04 - -4671
<br />(Page I of 7 pages)
<br />6/96
<br />GREATLAND ■
<br />To Order Call: 1-800-530-9393 El Fax: 616-791 -11 31
<br />18235270
<br />G�J
<br />
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