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<br /> pedc�d�tMnt i.crnicr requirrs. 'I'he insurarK:e wrier provt3ing the insur+mce�ha11 lwe chnsen by Bcxmwer sut�ject to Ixndc�k _
<br /> pppmv�l whirh ahzi!not be w�rea.5�nubly withfxld. If Elorrower fails tu aiaintnfin covcr�ge�tescribctl nbu�c.l,tncler may,nt . _
<br /> i.eitder�aption,obtain coverege td grotut Lencisu��lghts 6n thePruperty in accunl�e with patagreph 7.
<br />— — Ait insurancc pc�liciea uxl renew�ls sh�ll be accept�bk to Lendsr�nd�ll irxtude o stw��l imxtBoBa clw�e. Lendes
<br /> shill have the�1ght to hold the pol{cies und rtnewale. If Lehder�qui�,$ortower sh�ll promptlY Bivo to l.endet dl rocdpts
<br /> of p�id pmntums�1nd renewal nakea. In tha event of losy,Brxnfwer aMll give prompR rwtaco tu the insurance cairka and -
<br /> Lendcr, I.ender mey make proof of lau if not m�de promptly bY SorroMrcr. shell be a liM to rcstoratian ur c of
<br />_—_------� Unle;s l�eadcr nnd Formiver�+thr.n+�ise np,rec in wdting. insurancc procaeds [fi � ,_---
<br /> tf►e Property daun�ged. if the rcstoration cx rcpsir 1s economicaily feasible a�td LenQerls securtry is na tessenod. tf the
<br /> rcstoiat�on or rcpair ia not economic�liy faasjble or Lenderfs sccurity wo*ald be lessened,the[nsarence piaceedx elul!ba,
<br /> " Apgl�ed to the sums secuned by th�s Security InSuumcnt, whether or not then due. with sny excess paid to Bomowtr. if
<br /> Bomower abandon�ihe Propeity.or does not enswcr witthin 30 days a notice from l.,en�dtr that the insura►ica camer!►ar
<br /> offend to sente a cloim,tt►en Lsnder may coAect the insurance pmceeds. Lender nay use dee pmoeeds to repair ar txqta�a
<br /> - --- the Property or w puy suma securcd by thi.9 Sesurity Ictstcumera,whether or not then due. The 30-day pCriod wlll begit�nwtk+n•
<br /> - t1�iv.►Gc�is given.
<br /> - - Unless I.ender and Boirower otherwrise a�cs�in writing,uny appllcatlon of pencceds to principal shall not e�;and�ar
<br /> � postpune the due dnte of the monthly payments refetred to in parag�aphs i and 2 or change the amount of the pay�nent�. If
<br />-�:� under paragraph 21 the Ptc�perty is ncquired by Lender. Botrower�s ri�t to any fisurance poGcIes end prnceeds roaulHn�.
<br /> f"' fmm duma$e to tha Ptaperty pdor to the acquisltion shall pass to Len er to the extent of the sums secund by thit�8ecuriry
<br />_�_
<br />= Inswment Immediately paor to the acquisition.
<br />� b, becnpy�ney, preRervation, Ma�ntenance stnd Pratectton ot the Property; Barrovrer'a LoA» Apppeatian�
<br /> !easrholda BoROwer shnll occupy.establish,und use the Property as Borrower�principal residence�vithtn sl�ty days c�:r
<br /> t� tha execudon of this Securlcy Inswment and shall continue t4 uc:cupy the PmgcrtY aR Bo�ro�ler's�rinr�Fat�s��t�s for a� .-
<br />'`; least ona year aRer tha dlte nf occu�:sney. unless Lender othenvise ag�ees in writin8. whtch oon�e.nt shall:,nat�be
<br /> - unr8asonubly withheld.or unlesa extenua��ng circu„�st..nces ea.�t whtch nre beyond Born�wer'k contral. �r+mn�vet shxll nol �
<br /> destroy,damuge or impalr the Property.nllow the Property to deteriorate,or commlt wasie on the Propa�t}�.�8crmwcr shdll
<br />' be in defuult if any foifetw�e action or proceeding,whether civil or criminal.is begun chat in Lertder�good fui.th ju�dgmsnt
<br /> � could cesult in forfeitum of the Ptoperty or otherwlse materially irt�pair the lien c�nesited by this Security Insdcumes�t or
<br /> L.endar�security interest Bormwer mny cure such u defuult and neinstate,a+s pr+ovlded tn P�STaPh 18.by causing ihm.action
<br /> s
<br /> or proceeding to be dismissed wtth a n�Ung thaG in Lxnders gaod faith d�tem�ination.preclude,forfeit�ne of the Bomower's
<br /> interest tn the Property or other material impalcment of the liea cre�ated by thls Security Inswment or L.ender�s seciuiry
<br /> intenesG Borrower shnll also be in defuult if Bomower,duriag the loan appUcation process. gave materinlly FnLo or
<br />" inaccurnte lnformuHon or statements to txnder(or fnited to pmvlde Lender with any material infoanatlon)in conn�an.�vith
<br />- die ic� evidertced by the Note. including. but not Umited to, representa6ons conceming Borrower's accupancy of tha
<br /> ���r����ri�al resideace. If this Security Insttument is on a leasehold.Botrower shall comply with all the pmvisians
<br /> � of the lease. If Borrower acquireg fee eitte to the Property.the leasehold and the tee ude shali not merge uniess I.cmter ug�s
<br /> i to the merger in w�iting.
<br /> C^ I 7. Protectlon ot L.ertder's Wp,hts[n the Property. lf Homower fails to perform the covcnant� sind agTCements
<br /> ��r:�:'�r,,
<br /> � ;;" ��.:�5 � contained in thie Securiry Instrument, or there is u legal proceeding that may significantly.affect I.ender�s rights in the
<br />' � p'��=r''`�+'� Property(such as a proceedu�g in bankruPtcy.probute.for condemnation or fodeiture or to enforce laws or�gulauons),then
<br /> -'�`''1;'•�;��`�`' : .•� y R y � and l..endert ri hts in the�Pra
<br /> ti:�c. j Lender ma do actd a for whatever is necessaiy to tect the vulue of the Propetty $ P¢nY•
<br /> . �;'ra�:�.f�
<br /> '�e�;. � . Lender's ncttons m�y iaciude paying uny sums sccured by a lien which has priorlry over this Security[nstrument,appenring
<br /> - �`-�+� . � in coutt,paying masonabte attomeys'fees and entering on the Property to make repuirs. Although Lender may talce uction
<br /> - ���i�-1sr.�r;, i under this psuagrnph 7.Lender dces not hnve to da so. --
<br /> t,..;•.�.
<br /> Any umounts diH6a�sed by Lender under this paragraph 7 �hnll bocome additional debt oF Borrowcr secured by this ---
<br /> , ` br'��'�� ' Securiry Instrumen� CTaless Borrower and Jxnder agree to other terms of paymen4�ese amounts shall bear interaxt fr�nm the
<br /> �` ''"�••� date of disbuisement at the Note rnte und shall be payable,with interesG upon natFce from Lendcr to Bormwer requesting —
<br /> _ �,;'J.,' —.
<br /> ..� , payment.
<br /> .. .t�,•• �;� 8. Mortgage Iasurance. If Lender requ�md mort�age insurance as a conditton of maktng the loan secured by this �nl�_
<br /> �, .r„�; Securiry Instrument. Borrower sh�ll pay the premiums requued to maintain the mortgu�e insurarece in effrxt. If.for any �,�_
<br /> •' -'�`�r�r'S�.:°:..t�� reason, t{ie mort a e insurartce covera e uind b Lender la es or ceases to be in effect, Borrower shail pay tha �
<br /> ,��`�F�:�.;:'�`','s�i�riy;-_�,• , P recl g $ S 8 re9 y Y�9 PS ._._
<br /> �"' " � � remfams uir+ed to obtain covera e substantiull uivalent to ihe mortguge insurance previously in effos� at a cost �•:�:
<br /> ti•T;,-,:�.. .• •5. , substantially equivalent to the cost to Borrowcr of thc mangage insurance previously in effecG from un altemuto mortgage �i�
<br /> r' �� � � ' � � insucer approved by txnder. if subswnt�ally equivnlent mon�nse insurance coverage is not avallable,Bomnwer shall pay to F'_-
<br /> .:.:,.,�:.. ��
<br /> ''• � �� Lender each month a sam equai to one-twelfth of the ycnriy mortgage insurance premium being paid by Borrower when the
<br /> ��. �•• •�• insurunce coveragc lupsed or censed to be in effect. Lender wi{1 nccept.use and retnin these payments as n loss reserve in tieu
<br /> - . of mortgage insurance. Loss reserve paymenGs eiay no lunger be required st the optian of Lender,if mort6age insarance _
<br /> �'� ' ��• coverage(in the umount And for the periad that Lender requires)provided by an insurer upproved by Lender ngain becomes
<br /> � u"� e. • ' availabie and is obmined.Borrower shuil pny the premiums required to maintain mort�age insurance tn effec�or to provide a
<br /> ��?: ; loss reserve.nntil the requirement for mort�age insurance ends in accordance with:�ny wrinen ugceement between Bnrrower
<br /> '� .'`""- . ' and Lender or applIcc+ble law.
<br /> ' ° 9. Inspectlon. L.ender or itx agent mny make reitionable entries upon and inspections o�the Property. LendEr�;hall
<br /> . � give Bormwer notice nt the time of or prior to an inspection specifying reasonuble cause for the inspection.
<br /> . 10. CondemnnUon. The proreeds of uny award or claim for damages,direct or conseyuential.in connection with any
<br /> � � ., • � Singie Famiiy•-Fhnnie Mae/FYcddle Mnc UNIFORM IN57'RUMENT•-l�nifortn Cavenants 9/9U ry,ape d nfo rnrurs�
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