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<br /> TOG!?TNER WFSH�ll the impcovements now on c�nmRer erezted un fhe:property.und ali easem�nt9.up�wrtensimm:e.•��
<br /> � � � and fixtures rtow ar heieaft=t a lxut oP the propeny All aeplucentoni�und additions sh�ll also be cuver�d by this Security
<br /> I�st�umenG AIl of it►e foregoing ia refeand to i�this Security Instru►nemt t�s the"Property."
<br /> BORROWER COYBNANTS that Horrowcr is lawfltlly iseised of the estate henby conveyed and ha.4 tho ei�t to granl
<br /> and convey thePr�up rty and that tho Prnperty Is une�cambend,except for encumGiances of record. Bomower wursnts ocld
<br /> wil!defend geAet�l(y the title to the P[opetty aBainst�II clAims nnd demands.subject W eny encumbratxea of m:ctxci.
<br /> THIS SECURITY INSTRUMENT combines ��nifom� covenaz►ts for nutionn! use and non-uniform cuvenants wlth
<br /> �,—_� Wnitod vtuIoittons 6y jwiedlction to coasttwte n uaifann secntity inst�ument covering reai p�uperty. ` -`
<br /> UNIFORM COVENANTS. Bormv�rer anct I.eadcr nt and Late C�ltar�es.�Horrower shall m d a whsn due thc
<br /> 1. Pryment ot�udpd and Intereni��� P� P Y P Y
<br /> princi of and inte�est on the debs avIdenced by the Nofe and any prepayment and late charges due iuidee the Natr.
<br /> ��Uada fot 1yue,y tu�d Insurance, Subjoct to appllcable law or ta a written wuiver by I.euder.Borrower.bhall pQy to
<br /> Leader on the dny monthly payments sue duo under tha Note.until the Note is paid in fuU.n sum("Funds"j for.(u)yearly
<br /> - taxes and assessmmts.which may�ttnin priority over this Security Insuument as u lIcn on the Pmperty:lb)Yearly leasehold __
<br /> - — Puymeats or ground nnts oa the Property.if any: (c) Ye:ulY hazxrd or pmperty insurence pnmiums:(d) yearl9 nood
<br /> iasurance�p�+emiurbs. If uny:(e) yeady mortgage insurnnae piemiums.if uny:nad(�any sums payuble 6y Bomower to
<br /> - - I.ender.in acoordance with the pmvisIons of paragra�h 8,in Ueu of the payment of mortgage insvmnce pnemiums. These
<br /> items nre enUei!"Fscrow Items." Lender may.at aay tieae.coAect ead hold PUuds ia aa amount not to oxceed the mzvcimum
<br /> -` — amount a londer fat A[ederaily�Isted mort�age io�enay teyuire for Borrower`s escmw uccount under tGe federa!Real
<br />= - Fstafe Setttemeat Ptoceduiea Act af 1974 ps emende�fvum ttme to tiqae.l2 U.S.C.§Zb01 et seq.("RESPA").unless ciaother
<br /> lAw that a�p�tldes to tbe Punds sets a lesser nmownt U'sm,ixndea�y,ai any timre,collact and lwld Fuads in an acaount not W
<br />- eaceed ttee 4esser amoua� Lender may estu�atie the�no+wt of Fi�nds ci�e ara�t�c basis of cument da�a aad rea.sona@Ie �
<br /> esdmaus of ex�endlwms of futut+e Fsc�ow ltems or ot6�nvlse in acrnrd�nce wir3y aP�licable law.
<br /> = The Fi�nds shaU 6e held In an instttution wt�vsz deposits ane iusut+ed bec n ffederal age�y.inswmentaljty,or eatity
<br /> (iucluding I.ender.If Leader is such en institution)or iu any Federal Home Loan Bank. I.end�r shall apply We Funds to pay =—_
<br /> _- - the Rscrow Items. i.ender may not chur�e Sorrower for holdir.�,a aad applytng the FY�nds.avaually analyzing the esccow
<br /> account, or verIfyiag the Escro�v Items. ualess Lender pays Botrower iaterest on the Funds and applicable law petmits
<br /> Lender to makc such a chnrge. However�Lender may require Horrower to�y a one-tLne cherge for an fa�ependent�eal -
<br /> estate tax repocdngservlce used by L.ettder in connocdon wtth this loan,unless�pSicnble law provldes othec�vise. Unless an �;�_;_
<br /> agreement Is made or appl�cable law reguires interest to be paid.Lender shall not be required w pay Bomowea any interest or _...-�._
<br /> _ �.� eamings oa the Fw�ds. Bonow�r and Lender may agree ln writing.however.that interest shall ba paid on the Funds. I.er.iicr
<br /> �}; shall give to Bsrcower.wlthout charge.an annual accounting of the Fiinds.showlag credits�ad debits to the Ftutds a�td�a
<br /> purpose for whIcl�each debit to the Ftueds was made. The Fund4 are pledged as udditional sec�ily for all samv seciued by Y
<br /> tl1�S S!�'a��ity InAtrument ,.
<br />- If the FWads held by Lender exceed the amounts pemuned to be held by apQlicable lnw. Lender s�ati accouat co -
<br /> � Borrower for tLe eacess F+u�ds in accordance witb the requirements of applicAble 9aw. If the aenouat of tic�Fbnds held by -
<br /> L.ender at any dme is not suf�'icIeat to pay the Escrow Items whea due.L.end�r may so nodty l�orrower in wrldng,aad,ln -
<br /> 1� such case Borrower shail pay to Lender the amount ncocssary ta make up the�➢�ciency. Borrower shaU malce up the —
<br /> defictency in ao mote than twelve monttily payments,af I.endar's sole discredoa�. ,,,
<br /> Upon payment in full of aq sums secuied by tD�is Securiry Tns�ment,Lend�r shall pmmptly refund to Borrower any �{i;�:.•�_.
<br /> Funds held by Leapder. It:nader para�aph 21.Leaid�r shatl acquire or seA�Pee f�arperty.L.ender.p�ior to thc acquisition or �;,,:_,
<br /> e
<br /> sale of the Propeity. shal!apply any Punds held by L'ender at the dme of acqniaiuon or sale ns a credit a�ainst the sums e
<br />= secuced by this 5ecurity Inst�ument. �'==
<br /> � 3. Application of Aaymenta Unless applicable law provides othenvise, all payments c+eceived by Lender uader �-"'�
<br />� paragruphs 1 und 2 shall Ue applied:ftrs�to uny prepayment charges due under the Note:second.to amounts payabie under ,�;;_-
<br /> �° paragcaph 2;third.to interest due;fourth.to princig�J due;and les�to any late charges due under the Note. :.`��:
<br /> r 4. C64igc�I.leas. Bonower shall pay�] taxes, nssessments, charges. fiaes and imposidons omributable to the �'`"•`
<br /> K�'
<br /> P�operty which anay attain priority over tliis Securhy Insuumen�end leasehold paymenu or�round rents.if any. Boimwer � ���-
<br /> � shall pay these obUgarions in the munn�pmvided in parngcaph 2.or if not paid in that manner.Borrower ahall pay them on -
<br />� � 9 time dit+ectly to the person owed paymenG Borrower shall promptly fumish to I.ender ali notices of amounts W be pnid under n,��=.
<br /> this paragtaph. If Borrower makes these payments directly.Horrower shall pmmptly furnish to L.eader receipis evtdencing �;t�;�.
<br /> the payments. t�';�'
<br /> Bomnwer shall pmmpdy dischurge any IIen which has priority over this Securcty Insuument unless Borrower.(a)agrees ='`'��
<br /> �1:;,.
<br /> in wddng to the payment of tha obGgadon secured by the lien in a manner acceptnDle to Lcnder.(b)contests in good faIth the _ _
<br />_- ____- ____ Uen by.or defends asainst enforcement of tfie lien ia.tegai proceedings which In the L.epder's opinfon operate to prevent the
<br /> - enforcement of the liea:or(c)secures from the holder of the lien en agneement satisfactory to Lender subordInatiag the lien _
<br /> = to this Security Insaument If Lender determines that any part of the Property is subject to a lien whic6 may attain priority •
<br /> over dus Security Instrumen�I.ender may give Bormwer a notice identifytng the lien. Bamwer shall satisfy the lien or mice
<br /> one or more of the actions set forth above within 10 days of the giving of notice. � '�
<br /> - S. H�M or Yroperty Insusance. Boirower shali keep the improvetnents now existing or hereafter ecected on the •
<br /> Property insw+ed against loss by fire.hazards fncluded within the temn"extended coverage" and any other hazards,including ''"
<br /> floods or flooding,for whlch L.ender requires iasurance. This insurance ahall be maintained in the umounts and for the
<br />_ ,��
<br /> For[o� 9l90 (PaBe 2 oj6 pagrt) "f�'
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