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[Space Above This Line For Recording Data] C \� <br />HOPKINS <br />LOAN NUMBER: 16600679 <br />DEED OF TRUST CASE NUMBER: 321 - 2373419 -703 -� <br />MIN: 100030200166006799 <br />( ) <br />THIS DEED OF TRUST ( "Security Instrument ") is made on SEPTEMBER 14, 2004 among the grantor <br />JAMIE M. HOPKINS AND MIRANDA M. HOPKINS, HUSBAND AND <br />WIFE <br />( "Borrower "). The trustee is TICOR TITLE INSURANCE COMPANY <br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as <br />hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of Delaware, and <br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS. <br />CHERRY CREEK MORTGAGE CO., INC. <br />which is organized and existing under the laws of THE STATE OF COLORADO , and whose address is <br />7600 E. ORCHARD RD #250 -N GREENWOOD VILLAGE, 7600 E. ORCHARD RD <br />#250 -N 80111 ( "Lender "). Borrower owes Lender the principal sum of <br />SEVENTY -FOUR THOUSAND THREE HUNDRED TWELVE AND 00 /100 <br />Dollars (U.S. $ 74,312.00 ). This debt is evidenced by Borrower's note dated the same date as this Security <br />Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on <br />OCTOBER 1, 2034 . This Security Instrument secures to Lender: (a) the repayment of the debt <br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other <br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of <br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in <br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, <br />the following described property located in HALL County, Nebraska: <br />LOT FOUR (4), IN BLOCK FORTY THREE (43), IN RUSSEL <br />WHEELER'S ADDITION TO THE CITY OF GRAND ISLAND, HALL <br />COUNTY, NEBRASKA. <br />which has the address of 315 WEST 12TH STREET, GRAND ISLAND [Street, City], <br />Nebraska 68801 [zip Code] ( "Property Address "); <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and <br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security <br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees <br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply <br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of <br />Lender including, but not limited to, releasing or canceling this Security Instrument. <br />FHA Nebraska Deed of Trust - 2/91 <br />DocuuNEi Page 1 of7' <br />DDCOOaai.vTx 12/21/2000 C)o <br />A <br />Co <br />m <br />M <br />p <br />?"Q <br />When Recorded Mail To: <br />Iy <br />z <br />NN <br />C <br />M <br />CHERRY CREEK MORTGAGE <br />(1 <br />.7_ <br />L2. <br />p <br />_ <br />• <br />CO., INC. <br />n <br />y <br />CJl <br />7600 E. ORCHARD RD #250 -N <br />n <br />CA <br />GREENWOOD VILLAGE, CO 80111 <br />M <br />Unnl <br />`. <br />A <br />W <br />V, <br />~ <br />Cn <br />O CD <br />Cn <br />CD <br />En <br />7 <br />[Space Above This Line For Recording Data] C \� <br />HOPKINS <br />LOAN NUMBER: 16600679 <br />DEED OF TRUST CASE NUMBER: 321 - 2373419 -703 -� <br />MIN: 100030200166006799 <br />( ) <br />THIS DEED OF TRUST ( "Security Instrument ") is made on SEPTEMBER 14, 2004 among the grantor <br />JAMIE M. HOPKINS AND MIRANDA M. HOPKINS, HUSBAND AND <br />WIFE <br />( "Borrower "). The trustee is TICOR TITLE INSURANCE COMPANY <br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as <br />hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of Delaware, and <br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS. <br />CHERRY CREEK MORTGAGE CO., INC. <br />which is organized and existing under the laws of THE STATE OF COLORADO , and whose address is <br />7600 E. ORCHARD RD #250 -N GREENWOOD VILLAGE, 7600 E. ORCHARD RD <br />#250 -N 80111 ( "Lender "). Borrower owes Lender the principal sum of <br />SEVENTY -FOUR THOUSAND THREE HUNDRED TWELVE AND 00 /100 <br />Dollars (U.S. $ 74,312.00 ). This debt is evidenced by Borrower's note dated the same date as this Security <br />Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on <br />OCTOBER 1, 2034 . This Security Instrument secures to Lender: (a) the repayment of the debt <br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other <br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of <br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in <br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, <br />the following described property located in HALL County, Nebraska: <br />LOT FOUR (4), IN BLOCK FORTY THREE (43), IN RUSSEL <br />WHEELER'S ADDITION TO THE CITY OF GRAND ISLAND, HALL <br />COUNTY, NEBRASKA. <br />which has the address of 315 WEST 12TH STREET, GRAND ISLAND [Street, City], <br />Nebraska 68801 [zip Code] ( "Property Address "); <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and <br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security <br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees <br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply <br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of <br />Lender including, but not limited to, releasing or canceling this Security Instrument. <br />FHA Nebraska Deed of Trust - 2/91 <br />DocuuNEi Page 1 of7' <br />DDCOOaai.vTx 12/21/2000 C)o <br />-, <br />Co <br />m <br />p <br />Iy <br />z <br />NN <br />_ <br />I Ti <br />M <br />-< <br />L2. <br />p <br />' <br />CJl <br />M <br />Cn <br />`. <br />A <br />W <br />~ <br />Cn <br />O CD <br />Cn <br />CD <br />En <br />7 <br />[Space Above This Line For Recording Data] C \� <br />HOPKINS <br />LOAN NUMBER: 16600679 <br />DEED OF TRUST CASE NUMBER: 321 - 2373419 -703 -� <br />MIN: 100030200166006799 <br />( ) <br />THIS DEED OF TRUST ( "Security Instrument ") is made on SEPTEMBER 14, 2004 among the grantor <br />JAMIE M. HOPKINS AND MIRANDA M. HOPKINS, HUSBAND AND <br />WIFE <br />( "Borrower "). The trustee is TICOR TITLE INSURANCE COMPANY <br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as <br />hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of Delaware, and <br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS. <br />CHERRY CREEK MORTGAGE CO., INC. <br />which is organized and existing under the laws of THE STATE OF COLORADO , and whose address is <br />7600 E. ORCHARD RD #250 -N GREENWOOD VILLAGE, 7600 E. ORCHARD RD <br />#250 -N 80111 ( "Lender "). Borrower owes Lender the principal sum of <br />SEVENTY -FOUR THOUSAND THREE HUNDRED TWELVE AND 00 /100 <br />Dollars (U.S. $ 74,312.00 ). This debt is evidenced by Borrower's note dated the same date as this Security <br />Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on <br />OCTOBER 1, 2034 . This Security Instrument secures to Lender: (a) the repayment of the debt <br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other <br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of <br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in <br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, <br />the following described property located in HALL County, Nebraska: <br />LOT FOUR (4), IN BLOCK FORTY THREE (43), IN RUSSEL <br />WHEELER'S ADDITION TO THE CITY OF GRAND ISLAND, HALL <br />COUNTY, NEBRASKA. <br />which has the address of 315 WEST 12TH STREET, GRAND ISLAND [Street, City], <br />Nebraska 68801 [zip Code] ( "Property Address "); <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and <br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security <br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees <br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply <br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of <br />Lender including, but not limited to, releasing or canceling this Security Instrument. <br />FHA Nebraska Deed of Trust - 2/91 <br />DocuuNEi Page 1 of7' <br />DDCOOaai.vTx 12/21/2000 C)o <br />