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<br /> S. fl�s�ed or P1�optrty Iawr�na. Hon+niva eh�11 keep tPte ir�n+ova�te� now euclsting er l�x�ttar a�ectaf �on the
<br /> Praperty lneurtd agatnst loss�by flre, huz�tda lnclt�ded within the tr,tm "extended coverage' anai any oUxr h�scds. Iqcludicyg
<br /> '�'�"'"°"� floal9 or ilooding, for wittch L�e�xier requlrea insura�ice. 7'his insuieixe siwll be mainGvncd in tk�e anwunts and f'or the perlwie
<br /> that l.ender requires.Tha insetrance ca��rier praviding the intiuranse shall 6�c�osen by&�rrower subjcet to Lender's approva!
<br /> which sPwt! not bo unreasariably wlthhel�. If Horrower fails to maintain covar�go descrihod above, l',etxfer auy, ef L.ender'n
<br /> optiat�obtain wvaraga tq protect Lender's rights 1a the Propelry in ucourdanc�wltia paragraph 7.
<br /> Ali inaunu�eo policiea And cenew�ls aFull be acaptable to I.ender and atulf inelude�stuidud m�rtgoge clauae. Lenda '
<br /> _ _ __� shall have the dpht to hold the policies und nsuwals.If Len�er requins.Borrower shsJl pmmpdy glve to I.eader aA recGipU of ,_ _
<br /> piid premfuma ond nnnwd naices.In the avent of toa�,Borrower shdl give prompt�wtica to tl�ee inwrance carriot ud l.cnder.
<br /> L,ender mty m�ko proof of'loss lf not rnade pramptly by Hormwer. -
<br />=- Unlas L.ender and Hotrower otherwIsa agroo in wrltlpg,instuanca pmceeds shal!ba applIod to reatoration or repair of tho
<br /> Property damaged�if tho restoratlon ar s+cp�tr is ec�anmically feasible emd Lendcr's socurhy is nat lessened. If the trstoration or
<br />-- npair is not economically feasiblc or Lcnder's sccudt`r wouid be lessanod,'the insurance proceeda shall be appUod to the sums
<br /> - _ _ _ secwcd by this 3ecurity Instrument. whether or not t�en due.with any eacoss paid to�orrawer. If Borrower abandona tho
<br />-�' Property.or dae not answor wld�in 30 days u nottce from I.ender tbat tho insuranca carrier has offered to settle a c1eIm,th�en
<br /> �L I.ender may oollect the insurance praceeda. i.tnder may u�e the pra.�eods ta repair or restore the Propetty or to pay� eums �
<br /> ` secut�d by thia Secudty Insmiment,whothor or not then due.'Ttta 30-day porEad will begin whep Wa nottce is given.
<br /> `•N Unless Lender and Borrowor otl�omisa agKe ia writing. �ny upplicadon af proceeds to prinoipal shali not oxtend'or
<br /> postpone tho dug data oY the monthly payraonta referred to in paragraphs 1 and 2 or chsnge'the amnunt of�e paymerrts. If "
<br />-- under para8raph�1 the Propatty Ia acquirai by I.ender,Borrower's right to any iasuranco pollcles and pzqceeds.resnldtt�from
<br /> dumagc to the Pro�rty pdor to the�cquisitfon shail pass to Les�er W the extent of the swns secured by this�,5eruriry IusEtwaent --
<br /> immedtatsly p�tor w the acquisltion. , ,
<br /> ,,�� 6.Occupan�y,PreservaUon,ll�inten�and Prote�lon�ai t6e Property=Borrowa's I.atn Appltatdon;f.ea�iolds.
<br /> Bomower shall occupy.establisb,and use the Prapetty as Borrower's principal residence wlthin st�cty days aftot th@ 0X0CUt�0A O�
<br /> �:.. tbis Securtty Instivment and shaU rnntinue to occupy the Property as Borrower's princlpal residence for at�least oae year after
<br /> the date of occupancy.wiless Lender othenvlse agneas in wrlting, which consent ahall not be uareasonably wlthheld.or•unles.s
<br /> extenuating cinumstaztces exist whIch are beyond Hormwer's contml. Bonower shall not destroy. damage or impa�r the
<br /> �;� Property. ellow the Property to detcrlorats.or coma�it weste on the Pt+operty. Borrower shaU be in default if any farfeiture
<br /> acHon or prooeeding,whethar civtl or criminal.is begun that in I.eader's good feIth judgment could resul!in forfeItore of the
<br /> }'toperty or otherwise materlally jmpair the lien created by this Security Irestrument or Lender's security intereet.Borrower may
<br /> ' ��u+e suc6 a default and reinstate.as provtdod in para�raph 18.by causing the action or proceeding to be dismissed with a ruling
<br /> - -_ � lhat. in Letu�r's gaos! fsFsh detesmissai�on. Frecludes farfeltnse af!�e Eorm:eer's Intez�est fn ihe PmpErty or osher�#ate�lat .
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<br /> �,�,�,., luipairment of the l�en created by this Sccudty Insmiment or i.ender's securlty Interest. �orrpwer shatl also 6e ia�defa�lt if
<br /> �. ��=f Bomnwer,during the loun appltcation process.gave matedally false or inaccurate infomiatton or statements to L.ender(or failed
<br /> +�1:t;� a. ta provide I.ender with uay anaterlel information)in connection wtth the loan evideaced by the Note,including,but aot 3imited
<br /> %;;•`. r' � ,r. 3' to.representatlons conceming Horrower's occupaacy of tha Property as a principal resldence.If this Seairity instrument is•oa a
<br /> `'� `��x''' leasehold, Bormwer shail com 1 with all the roviaiona af the lease. If Borrower operty. the
<br /> r � •. . . ;:•.:»: � A Y P acquires feE tIde to the Pr
<br /> i, ,�;f,;{7� ��hold and the fee tltle shull not mer e w�less i.ender a rg g
<br /> . ,`1{t g gtees to the me er in wridn .
<br /> `�«;R' 7.Pmtectfon oi 1Lender's Rlghts in the Properfy.If Borrower feiis to perform the covenants and agreements oontained in
<br /> � •�� • thfs Security InstrumeM�or there is a legal proceeding that mny significantly affect Lender's rlghts in th�Pcoperty (such ns a
<br /> �,.� '. >r;� ~ proceeding in bankruptcy,probate, for condernnatlon or forfelture or to enforce laws or regulations). then I.ender may do and
<br /> � '� f �' ;��Yf,�� pay for whatever ts necessary to pmtect tho value of the Property and Lender's r�ghts in the Praperty. Leader's acdons may
<br /> include paying any sums secumd by a lien which hes prIority over thts Secudty Instrument, appearing in court, paying
<br /> ''_ reasonablo attorneys'fces and entedag on the Pmpecty to make repairs. Although Lender muy take ectIon under this pai�graph �
<br /> `�'�'". � �""``' � 7,Lxnder does not have to do so. _-
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<br /> �;::..;���,<<�'.�, .: . �: Any umounts disbursed by I.ender under this patagraph 7 shall become addidonal debt of Borruwer secured by this =-_
<br /> �;:• '��1 ,, S e t u r ity I n struraent. U n less B orrower an d L.en der agree to ot har tern�s o f payment, t hese amounta s h a U b e a r intetest from die �--
<br /> rF.�� '±�`'�' ��,���`�� date of disbursement at the Note rate and shalt be
<br /> ��,,,,;;�;,;. .,l.�Y;�_ payable, with interest, upon notice from L.ender to Borrower requasdng �
<br /> �- �, payment. �__ -
<br /> �'w 8.Mortgage Iasurenee.If Lender uired mort a e insurnnce as a conditlon of makin thc loan secured b this Secur�t ?�'"
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<br /> _ `!;�' ';i� � Instntment. Borrower shall pay the premiums r�quired to maintaln the mortgage Insurance in effect. If, for any reason, the =
<br /> - mortgage insurance coverage requlred by L.eader lapses or ceases to be in effect, Borrower shall pay the premiums required to
<br /> "' obtain coverage substantially equivalent to the mortgage insurance prevlously in effect,at a cost substantlally equivalent to the
<br /> _ .' � cost to Borrower of the mortgage insurance previously in effect. from an altesmate mortgage insurer appmved by I.ender. If
<br /> � ,�� ;, , substantially equivalent mortgage insurance coverage is not available.Borrower shall pay to[.ender each month a sum equal to
<br /> • � °' '.. one-twelfth of the yearly mortgage insurance premium being paid by Borrower when the insurance covera�e lapsed 4r ceased to
<br /> , �' °�°` � be in effect. Lender will accept.use and retain these payments as a loss reserve in lieu of mortgage insurance. Loss reserve
<br /> Fotm 3028 9180
<br /> Papo 3 ot 8 •
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