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<br /> - - � , � 94"' .�o�a3l
<br /> -- �l(iFTHEB WITH all thn lmpmvaments naw ar l�iter erecta�au tho ProP�nY►und all eaumenti��ppur�autepa.�xt -- —
<br />— — tixtures nc+w ar here�tter a�nn ��f tha pmpeny. All rcpl�entemx and +�ddtNon� ahall �1Rn be coverod by thi� Secudty
<br />-- instruntent.All of the farcfioin�!s rcfcrrd to in this�curity instnuncnt ao tho"Propeity."
<br /> 8�11tltOW�iR CmVBNANTS that Rorrowcr is lawlhily r,eised of the estaro henby eonveyed and has the r�ght to g�asit w�xi
<br /> canvey the ProprRy and tlwt tho Proparty is uneixumberrcl,pxaept for encucnbrnnoes af recard. Borrow�r warrants and wil!
<br /> dehnd�er►eraNy the tiUe to tho Propcny�gHin�t all claim+and demanda.sub3cct t�o rny cncumbnu�ces of rornid.
<br /> TNIS SECURITY iNSTRUMBNT combineS uniform covenante fnf natiotwl uao and twn•uniform wvcnanta wlth Ifmicod —
<br /> vuriatinns by Juriadictian ta oon3tituto a unifornt security instrument rnveti�g re�►1 pouperty.
<br /> --- _- -_- - UR1tFQltIN�0!lEN/�I�I'!'S.gnrmr�er nrtd Le�f�der rnvenmm�nct an,ree ev followe: �__
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<br /> 1. Payetsnt ot Princtpo�l u�d Iatee+pti �p�Yaxnt wd late Chtrgee. Harrower shrtl promPttY P�Y when due tAe
<br />�:r ��� pdncipul of unJ iMCrest on the dcbt evidencod by the Note wxl any prepayment and lato c6arges due u�xier tha Noto.
<br />:�:: 2.Ftinds tor Tsuces�nd Incurana. S�bJect ta upplicnblo lnw or tn a wdtten watver by f..ender, Horrower shall puy to
<br />_:�r�;.-r i,cnder on the dny rnonthly paymenta ure due under the Notc.uMil ehc Noro i9 paid in fLtl.n sum("Funds")far:(a)yearly'taxa� •
<br />����' and ossessments whlch may nttnin ptiority over this Secudty instniment as a lien on the Pmperty;�b)yearty I�ehold payments.
<br />�`�� or graund rents on the Property.lf nny:(c)yenrly hnzard or pm�rty insumnce premiums;(d)yearly trluod insurartce pnmtunu.
<br />'=`•t" if uny; (c)yearly rnortguge insumnoa pmmiums, if any;und(�uny sums payable by Borrower to lx.ndu. in accardancc with
<br />_�!� tha provisians af parugmph�. in Iteu af the payment af mortQago insurunce premiums.These items cue calle.�l"Escmw Items."
<br />_- Lcnder may.at any time, collect nnd hald Funds in an tuuount nai to exceed the mnxlmum nmount a lender for a feden►Ily
<br />-� reluted mortguge loan may require for Borrower's escrnw nccount under the federal Reat Estate Settlement Pmcedures Act uf
<br /> ' ' 1974 pr,amended fmm time ro tims. l2 U.S.C.Section 2�01 et seq.("RESPA").unless aaother!nw that upplies to tho Funds
<br /> � sets u leuser umount. If 60.Lender muy. ut any time. aollect und hold Funda in an amount not to cxc�eed the tesser amount.
<br /> �. Lendcr nrtry estimstte the nmount of Funds due on the basis oP currcat dutu wnl r�u�u�bte estimates of expenditures af fututo �
<br /> f Escrow liem4 or otherwlse in nccondance with applicuble Iuw.
<br /> .�•.'.- .,R. Tho Funds Rliull be hcld in un instituaon whose deposits a� insured by a federal ugency. [nstr�mentaliry, or entfty
<br /> (iacludinQ Lcnder. if Lendec is such an iastitution)or in eny Federnl Home Loan Bnnk.Lender shall apply the Funds to pay t�o
<br />• . .�., • . Escmw ioems. Lender muy nat charge Borrower for holding nnd npplying the Funds.unnually analyzing the escrow�o►�ni.oa
<br /> '�'" verifying,the Escrow Items.unless I.ender pays 8orrower inte�st on the Funds and applicable luw permits I.ender ta cr�l�-e s�
<br /> ' • •�, u churga. However,Lender muy requir+e Borrower to puy u ane-tim�charge for nn indepeadent real estate tsu�mpnnisr�service
<br /> � '��' .�� ur+od by txnder in connection with this lc�an. unless upplicable law provides atherwise. Unless an agreement is marle os
<br /> „.. .R.K.,:�w ��' �� a licabl6 Iaw uines interest to be paid.Lender shall not be uired to a Son+ower an interest or earnin s on ths Fqnds.
<br /> ,� '� ;," PA re9 re9 P Y Y �
<br /> � •'�?�''���;�:�;° "' ; Borrowvr and Lertder may agree ln writins.however, that intemst shall be paid on the Funds. Lender shall give to Borrowcr.
<br /> •��::_,::;t. .•:
<br /> ,:,;; .. , '°'"` withoat churge, un annual nccoanting af the Funds, shawing crodits und debits to the Funds and the purpose for which eac�h
<br /> �:��a��;a>��.�yt.�+ ' debic co thu Funds was made.�e FunJs:ice plaigcS�ud�ittirriei�u�ity f�r aii su►tts�-curc�!hy il�is Scrurity ts�z�s:s. - __
<br /> `��'�- •= - ° If thu Funds held by i.ender exceed the amounu pemutted to be held by appliuible law.L.ender shall ctcoount to Borrower
<br /> ��'•y�` '"�� ���. for th�s eacess Funds in accordance witi�the nequirements af applicable law. If the amount of the Funds held by I.ender nt any
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<br /> °�• . tima is not sufficient to pay the Escrow Items when due.Lender may so notify Borrower in writing,and.in such case Borrower
<br />;- . .�:.•'r shall pAy co Lend�r the umount necessary ta make up the defeciency. Barrower shull mnke up the deficiency in nro mone than
<br />_ ;i,,... ,.;:•., , twelvo monthly payments. at Lender s sale discretion.
<br /> ' ,_r,tt•:,�;s'::;:•• � .., Upnn payme�t in full of all sums secured by this Security Instrument. l.ender shall prompUy refund to Borcower any
<br />�'�'..,� Funds hald by Lxnder.if, under p�uagraph 2l.I.ender Fhall acquire or sell the Properry.I.ender,prior t�the acquisitlon or sole
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<br /><���'� r,;��•:•.,�;;�,, ��,�.:: of th�Pro n shall a I an Funds held b l.ender at the time of ar uisition or sale u+a credit a a�nst the sums securod b l�==�=
<br />_.d,:,�;•t Pe Y• PP y Y Y 9 � � y
<br /> - .;'� ^,�;`:'` this Scxurity Instrument. :�--
<br /> ��. . 3.ApplicaUon ot Paymet�te. Unless applicuble Inw pmvides athenvixe,ull paymentc received by L.ender under paragmphs �;:
<br />�;,; � � • 1 und 3 shalt be uppl ied:�rst, to nny prepayment charges due under the Note:ucond, tu amounts payable under paragraph 2: '"`�'°
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<br /> ,, ' third,to intemst due; fourth,to principnl due:und last,to uny late ch•u�es due under the Note. E�:-°-
<br />-- . . 4.Charges; Liens.Borrower shaQ pay :ill taxes.assessments,charges. fines�nd impositions attributable ro the Property ��;��
<br /> :_;. -� which may nttain prioriry over this Security Inswment, and le�sehold payments or Rround mnts, if any. &�rrower sh�ll pay ""'
<br /> . i!`'�`�:; th��abli�ations i n the manner provided in paragraph 2,ar if not paid in that munner. Borcower shull p:iy ihem o�►cime direetly
<br /> '�`'� to the erson owed s ment.Bonower shall rom tl furnish tu Le�xier nll notices.�f amounts to be aid und:r Y4►is � ru h.
<br /> i'��t:;':. P P'Y P P Y P" P• S P
<br /> - ' If Barrower makes these payments directly,Bornnver shall promptly furnish ta Lender receipts evidencing the payments. •>"
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<br />-� �;•: Borrower shall promptly dischar$e any lien which h�.s priority aver thi�Security Instrument unf��s:8orrower: (a)n�rees in
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<br /> :,y�"��� ` . .. �,;:;; writing to the payQnent of the obligution secured by the lien in a munner acceptable to L.ender; (b>contests in goai faith the lien
<br /> . " •1�..;.,: , by, or defends a�ninst enforcement af the �ien in, legal proceeciings which in the Lender'r opini�m uperute to prevent the
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<br /> .,,�;., , enforcement of the lien;or(c> secures from the holder�►f the lien:u�a�;reement�tisfactory to Lender subordinating the lien to
<br /> ' • �•: this Security Instrument. If I.ender detcrmines that uny part af thc Property is subjert to a lien�rhirh may attain pri��rity over
<br /> I��:��:,;. .t•�,,
<br />_�{,;, .,� this Sexuriry Instrument.L.ender may give&>rrower u notice idcntifying the lien.Borrawer shal! wltisfy thc ticn ur tuke one or
<br /> k '� .� ' mor¢of the uctions set forth ubove within (0 day�of thc giving of n�tice.
<br /> � Form 3028 9190
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