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200400153 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(y e­'(_W <br />(Seal) <br />GERARDO <br />TAPIA VEGA <br />- Borrower <br />(Seal) <br />MARIA TAPIA - Borrower <br />AKA MARIA D. TAPIA <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />,-6(NE) (0005► Page 14 of 15 Form 3028 1/01 <br />