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<br /> Thc I'uixt� �hal! he Ifcid in an in,tlli:ti�in wh��+r• dtpu.i!. arr in+�ired I�y a f�tiieral agen�y. �n�trurncaitalny, or rr���ty
<br />- - ---- (IikluJing Itr�Jtr,ii F.ciultr i� h11CI{:111 lll'+{IIUIIU11�)UI'Iil:lll�� I�J�:irl Ff�r��,c:I.�.+n iiaul.. l.�u�ltr,h.dl upp�y'Ih, �'wx1,[n�r.�c thr
<br /> �?a�ruw hr_�i�ti. l.r�xlcr nwy iw�l IIIA{};C 2�U1lU11Cf(UC IIUIJiIt�UIkI 8(+�Iy�;n�: �tx•twKl�;.annunlly aiwlyi�ng ttw rrcm�v ac��wnt. ur
<br /> ve��fying the�x:mw l�em�, unlrxs I.uxler pnys�►rruwtr interest nn tFx:Hu►xls arnf applica�t►le law pei�uta L.i.yxkr ta malce+uch
<br /> a chi�,�c. 1toµ�c�•cr, t.cncter atiay rcyuia FG�rrower t�j puy a une-tin�e churge for an irnirpe�xirnt rexl e�ate txx r�pncting xn�ia
<br /> uvxl by Lender In cunncction with thiti In�u�. UIIIC�� appli�:ahle IAw pruvide+ othrrwise. Unit�s sl� agrotnrt'nt is m�1e ur
<br /> applicnblc law nryuires interc,t in he paid, i.c�xler+hall �xx he requiral tn pay &irn�wer rny i�tercxt or earnln�s on the Fuixis.
<br /> �,.- ---��� W.n��wrr�ni 1�•�wlr.r i�u�v uura:in wr►11u}t.huwever.that lntere,i shall hr�wid on the Fun.l�. i.sn�tr.r�hall give to I��rmwer.
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<br /> witFK►ut ciwrge, an�nnuxl :xcc�unting af the 1=u�xis, �huwinR rredits arul dehits to�ix i�uini.a�Kl[i�r j�++�y�.��.: f.�. H;�+�.�::.:.. - -._
<br /> debit tu thr Fu�x1s was mmir.T"hc Funcls•rre plcdgal:+s uddit�unal security for all sums sa:urai by this 5orurity Instrument.
<br /> li tix: I�wxlti held by l.cixfer excecyl the annwnts Sxrmitted to ix held hy applicahle luw, Lerxler shall accuunt tn&�rruwer
<br /> for t!►e exce..Fuixls in ucc��rd�nce wi'h the�equirementy of upplicuhlr.Irw. If ihe anxrant of the Functs held by Le.nder at any
<br /> timr i�ix►t.ruffi�ient to pay the E,c:ruw Items when due.I.e.ixler n�uy w�wtiPy Rorrow•er In writing,and,in such case�►rnswer
<br />- tihuU pxy ro I.erxler the amnunt nece5�ry tu mak� up thc deficic:ncy. &►rmwer shall make ep tt�e drficiency in n��nx��c tttnn
<br /> - �wclvr n�nnthly�►vmc:ntti.:►t I.cixler's salc discretion.
<br /> ��� Upnn paynxnt in full ot'all sums secur�l by this Security Instrumcnt, I.ciKlcr ti(�ull Nrattptly rcfund to Barro�eer any,
<br /> Funds hnld by L�:nder. [f,urxler paragr.+ph 21, Lender tihall acqu�rc ur sell the Property.Lendcr. prior to the;tcqui�ition or uter
<br /> of ihe:i'rope:ty. ,hall apply nny Fu��d+helJ b}• Lende:at the time of acquisitiun or sale ati a creciit a�ainst the tiums secured by
<br /> - this Security Intit�umcnt.
<br /> - 3.Applicalbn ot{'uyments.Unle�ti apFlicablc luw provides othenvi�e,all paymems rc��i�•e�by L.ender wxier paragraphs
<br /> � anJ 2 sliall tx applial: fint, w auy pr�paynknt chargcs d�c undcr thc Notc: scwrxi, to���tx�.�rrs payu�lc urxicr paragraph 2;
<br /> third,to intcn�t due: fourth,to pnnc�pal due:und last.ta any late charges due under tho\,yr�.
<br /> _ _- --------_ -_ q,�ti�.p.ti; t.iPns. Rurr��ucr sl�:ill pay:iII G1XC5,a:w'�sments,charges, fin::s and 'sm.�n•-_�tiuns attribut:�ble!o the Property
<br />- v.•hich may attsrn priurity uver this Sccunty Imtrunnait_ ancl Ic:uchold paymcitt�rr grou�xi rcnts, ii any. Hurruwe� ,i�alt pay
<br /> � theu obligaticros in lhc m:►mier providcd in paragr,i.�h�.or if nnt p.ud in that man�xr.�rrowcr shall p:j�U�esn on time direc:tly
<br /> tu the per.xm oa-cd paymcnt.Burro�ver shall�rmnptly turnish to U:nJer a!1 noti:es of amounts c��ke paiJ under this par:�grtph,
<br />- If Borrower m:►ke+:theu:paymcnts�iirecdy,Burrowrr sh:ill prompU;�fumish to l.ender receipts:>�dancing the p:rymenl�5.
<br /> — - Borrower�hall promptly discl�arge any lien which has priority ovcr this Security Instrument unless F3orr��wer: (a}agrecs i�i
<br /> aritin�;to tlic paymcnt of thc ublipatiun sccur�d by dtr l�en in a manncr acceptablc to L.cndcr:(b)wntcsts iu i�ood faith Ihc licn
<br /> Uy, or defends agaimt enfor.:cmcnt c�f ihe lien in. le��al procccdings wfiich in the L.cnder's opinion oprr.ite W prevent the
<br /> - cntiarrcmcnt uf dic licn:ur Ic 1+ccures frum thc lioldcr uf tltc:irn.m agrcement tiati,factory to L.endcr subordinating thc licn to
<br /> this Sccuriq� Intitrumcnt. If l.cndcr dctcrmines that :my pan of the Property iti subjcct to a licn which muy altain pri��rity ovrr
<br /> _ this Sccurity ln,trumcnt. Lcndcr nta�• gi�'L&inuwcr a ieoticc identifyinF thc�icn. Borrowcr tihall sati�fy thc licn or takc onc or
<br /> mom of th�.►ction,sct tittth:�tx�vc within IO days��f the 1 iving c�f nuticc.
<br /> 3. Haj.ard or 1'h'o�crly Ittsurarnc. &�nowcr �hall kecp thr improvcmcnts now cxisting on c�rcaftcr crcctc�i on thc
<br /> ;,�Y..�� ir.ssr�! ��!�:ts� ����� hy 1►re_ h:t�rdti inrludcJ within thc tcrn� uxtcnd�i r.uveragc"and:u�y uthcr h:v�rds, including —
<br /> flocxls or R1�rdin�,f�r wl�irh l.cndrr rcyuires in,urancc.This imur.�ncc shall t�!° •nimncil in tnc amouncs anci iu, ii�c �i��;3;
<br /> that L.endcr r��yuires. The intiur.mre cu�ncr pmviding the in�ur.mrti shall be chosen by Burruu•er�ubject to L.cnder's appmval
<br /> u•hich �hJll c.�t bc unrca.uinably withh�ld. If Borrowcr fails t�� m:iinwin rovcr�gc dcscrih��;i aturvc. Lendcr ntay. at Lcud.tr's
<br /> opiiun,ubtaen covcragc to pmtect Lcndcr'ti ri�:hts in thc Fro�cny in accurJanrc with paragraph'7-
<br /> ��il imurance poGcies and renewals +hall hc s�cepiaMr t�� l.ender and tihall include a titas�3ard murtgage rlause. I.ender
<br />- ��all ha�c thr right to hold the policics snd nne�v:,l��. If Lcrder rcyuire,. Borrrnvcr tihall promptly give to Lr:�der all mccipts��f
<br /> paid premi�r.-�s anJ r�ne�cal nonce,. In thc ceent o!lus..Burru��•er�hall rivc pr��mpt uutice tu th�in�urance rarrier:uid Lender. W`
<br /> l.cndzr�na} makc prcx�f ot"4o�s if'not madr promptly by flurruwcr.
<br />- Unlc:• I,Lnder and Burrowcr uthciwi�r a�:rcc in��nung. insurancc pnxe�J�•hall hc appl;cd tu r�sturatiun or rcpair an d;c j,_
<br />- Property da��i��ed.it'the r�-�toration ur repair iti�run�micaUy tca+iblc and Lcndcr'�ticrurity i.r.ot lcti,cncd.If thc resturati��a or E__-
<br /> rcpair is not ccunumicall}� fc��..iblc or IAndcr's,rcurity w��ulJ be Ieti�rncJ.du intiurancc pruceeJ++hall hc applicJ t��the+ums
<br /> sc�ur�d by this Scrurity� In.trununt. ��hcthcr ur nut thcn duc. +�•ith any rxres. paid to Bonuwcr. If Burru�vcr ab:mdom thr �,,,_
<br /> Pro R . or SucS not am�ccr �vithin 30 day,a�otirc In,m L.rnJcr that thc insurar,�e:arrirr hu,nffcrcd tu,ctdc a claim, thcn 6',_'-=
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<br /> � Lcndcr may :ollect thc imuranrc pr�xecd,. Lcndcr may u�e thc pr�k�tidti tu r�pair or rc�turc thc Prupcny i�r to pay tiums e :--
<br /> ' ,��„«,t ny chis Sccurity Instrument.�vh�:ther or mn then duc.Thc 30-Jay periud will bcgin u hez�tltc nutirc iti givcn. L:��:
<br /> Unles; Lender :md Borro�ccr �thcn�•ise agrcr in ��riting, any appli�ation oC priu��ds to principal ,t�all nut rrtend or ;_
<br /> . i 'n ara
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<br /> ti 1 and I or rhan e thr :►mount ��f thc paymcnts. If %�••
<br /> � i F �.,_•
<br />- datc of thc munthlv �ymcntti rcfrrr�d t p g P _
<br /> po,tpnnc thc duc _ P ._
<br /> � undcr paraFr.�pli 21 thc Proprny iti aryuircd by Lcndcr. Borrowcr'�right tu any intiurancc�lirir+and prr�ceds rc+ulting fr��m �s_�_
<br /> damuge a�che Propeny prior to thc a�yu�tirtion�ltall pa�ti to L.endcr tu tlu extent i�f the�umti ucumd by this Security In�nument F��:'
<br /> r;':..�'
<br /> intmcdiatcl;prior to thL acyuisitiun.
<br /> a�a� 6.Qeca�pancy�, Presen�ution.lfaintenamY.md I'rot��tt�ru of tl�c Pn►Ixrty�;Bormu�er's F oun Applicatinn;Luiue7�o9ds. `¢s;;
<br /> &�rron•cr shail orcupy.c,tanlitih.anJ utic thc Prupeny:�ti&�rro��er'ti prinrip:�l residrncc within ,ixty day,aRcr thr carruti�m ut �_�-
<br /> 1. thiti Security InStroment and tihall r��ntinuc to ��crup�• tlir Pmpeny a�Burru«cr'�principal rcridcnrr ti,r at Ira�t une ycar:dter
<br /> j;�: � "� •'" thc datc of uccup:nncy.un lc��l An dcr�u h c n�i,c a g n�ti in��ritin g. �tihirh rumc«t�hall not hc unrca,unanl�•wi�hhctd. �,r unlc„ '��
<br /> � �:ti7'i��• extenuating rircum+tanres exist �vhich are hey��nd Qurnnver', runtn,l. Burrr��er .hal! not de.rtru�. dama�:c ur impair �he �. •_
<br /> � Property. allmv thc Pmpeny to dctrriorate. or rummit ��•a,te un the Pmpcny. Borru�ecr ,hall hc in Jrfault il' :mr ti�rfriturc y
<br /> "c�'' actinn ur pr�xticding.wh�tlicr civil�^r crintina l. i,hrgun t hat in Lcn drr'ti ra�x 1 ta i t h j u d g n u n t r��uld r�tiult in ti�rfcitun:�l�tlw
<br /> Propcny or othcnvi��materiadly im}�uir tlie liui rrcatcd hy thi>Srrurity In,trumcnt ur l.cndcr'�+�rurity intcrest. Bnrreu•er may
<br /> .a;n,.:��:.`t`:�:�1. cun,urh a dcthidt und rcinstatc.a,�roti•idcd in para,zr.�ph 18.by rau,ing thr actian ur proc��.tiiing tu bc di�mi,u��vith a ruling -
<br /> w� w�• II18I. in L.rndcr'� goal faith detemnnatiun. prrcl�.d.�• Iurleitur�uf thc $��rrua•rr'ti interr�t in the Prrprrt� �•r uthrr matcrial . .
<br /> '•'�,i�,�;+��� impairmcnt of tlir lirn crcatcd h}• t4iiti Securit} �i��4.-ununt ur Lcndcr'. �crurity intcrest. Burro���cr shall alsu hc in dctault if
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<br /> +.,r�r,..... . Borro�•.r.�:�.�inF thc luan applirati�*n pr�x�cc,ga�•r matcrialh tal.r��r inacruratc intiirniati�,n��r�tatcment>tu L�ndrr(ur tailcd
<br /> ��nl_r...,, - �.
<br /> �;��t:•: • to prrtiiue Lendcr tridt any matcrial inl.i,r.natiun► in runnrctiun��ith thr luan e�•idenc��1 hy the tiute,inrludint_. hut n��t tiniited
<br /> ._.r`•;, ta. rcpr�xn[auuus c�mrcrning Borrr��rr'.urcupanc� uf thc Pr��p�ny a�a principal r��i.lrnr... ?i'thi,tircuntc In,trumrnt :�un a
<br /> � ha�:hokL Burri��s�r �!t�ll c��mply ��•ith all thc pnrvi.iun, of thr Ira�e. IF 8orniuer .iryuirr� frr tide tu the Pr��prrty. thc
<br /> "`:.'`'.;'�::"• Iw,choW and thc 1'�r rit`.e�hall not mcr�r unlr,�Lendcr agrcc,tn thr mcr�:rr in«�ritin�. �.
<br /> ""�,i;. , .�.: ': " 7.Protecttttn�af 6.rnder's Ri};hts in tl�r Nropert�•.If H�,rro���cr f'ail�tu pert��rni thc cu�•cnant�and aprccmcnt+runta►ncJ in i
<br /> s�.�.in,.ltr-�., , thi� Scrurity In.tnuncnt. or thcrr i� a Irgal prurecding that aiay ,ignilirandy.iflcct [andcr'. right�in thc Proprn} I�UCI7 :l� a
<br /> •. �,�,�;;�+�_,� piocc�ding in hankruptcy.prubatc. f�•r�onJentnatiun u�turtciturc��r t�,rnlinr�la�c� ur n�,:«[�tian.�. then Lcnder ma} d�� .mil f
<br /> .i... ....�......t'a„• P��,n�•rt�• :md l,rttdcr'�richts in tlt� �°c�+perl). L�n�rr'�artton. nta} �
<br /> -� �;�:�`a�.�- pay for �c'natca•rr i. uitic�idi j.o �.::::: ..... ._._- -• •°- - . • . • - �
<br /> ,:I • •p,4��1„�,,,,, includc p.iying any �u�tits ���cur�Yf h} � lien whirh ha� rri�irit}• ��ntr thi, S�wurit�• (nytruntrnt. :�nn:.�ring �n caun. pa�mg
<br /> a ;,:_ rcatiunablc auomcy�ti(�cs and rnurinr un thc prnpcm•ta makc Rpair.. Although I endcr�uay tal.r a.ti�,n unJrr thi.parazr,iph
<br /> ,' 7.Lcitdcr Jocti nut havc to do+i�.
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<br /> u�:,, Any :mwuntti Jishuncd h}• Lcndcr undcr thi. paraZraph 7 ,h:ill brrumr aJditiunal drbt ��f Harr����cr .ecurrd h� t u,
<br /> 'I� �a� d�cc of dnbunemcntUa'thr_ Notc�r.tc�:uJ�.l�II hr p��ahlc�tl«ih�intrrc.t��upun�n�nhu�fr,m Itrndrr't,t�H�un�u ryrcyu�1,un�
<br /> pa��mcnL �
<br /> 8. Murt�ugc Insurance.If Lrndcr rcquiral�u��»Fagr�n,ur�nrc a,a rondition��f m.i6m;� thr lu:in.r�and h} th„Sr�un[� `.
<br /> Imtrumint. Burnm•cr �hall Pay tlir pr�tniutn. r�yuir�vl hr maiotiin thc nuniga�r in,ur.mcr �n rtt�it. 11. I��r :un� r�a,�m. thr I
<br /> murtgai�r inwranrc ru�cra�±r r�yuiratl t��•l.cndcr lap.rr��rr r�au+t��Itr m i1f�cL Burn,«�r�hall p:►} thc�+rrnuum, rcyuirr.l to
<br /> ahtain�:u�'cra�;c+uhHanU,dl}•cyui�:►Icnt to thc tn��riga��c inwrante prccwutih in rtlixt.cu a r���t.uh,tanualh rNm�:dcnt tu thr
<br /> . ratit tu D��rrr��er�,f thc nu�rtgag� in,urancr pm��ioutily in ctt�tit. Irom an :dtrrnat� I11itT1��J'if.l` m.ur�r .��pr���,:�� i>> L�ader. II �
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<br /> � , Farm 30TII 9�JO
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