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20040913'7 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />6(NE) (oom <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />7&� <br />MARVIN E ENG <br />— (Seal) <br />- Borrower <br />/ 0 4j'lC <br />W�- T (Seal) <br />TERI L ENGLEMAN - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />229739 <br />Page 14 of 15 Form 3028 1101 <br />