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<br /> 7YKik�ik:R 16'C�'H ull ihc impn�vcrnentr now iK hertdter r.ei.:ta1 nn!hc pr�qxrty, mxi xll caec:llfl���x�t,
<br /> �nd 8xpp�.y cpMr nr hersaf9er a p�tt of 1he prnperty. All replacrn�Ns an�l Nclditima shall�Lx►be �rovored by thia Sa+cuntY
<br /> Imtnimeat. All c+t tht fc�a�cMn�!�refemed io in�}tis Sec�rity Inshvment as�he"Prcip�erty"
<br /> BQItRQWEA C'K1VE'.NAN[S thrt�arow�:r is lawtult;�uiaed of the atr�e lxreby ronveyed rnd ha�the ri�ht w��ot
<br /> anii cvnvey thc Ptn�srty w�d,.ch,�R ifie Pt�pMY is ia�enctunb�red,cxcept for encumbr�vices�f record. B�armyva wurreen ud
<br /> »:��a.t_.:..��,Y:«.:t'-�..�...�.��.f.°.;lh t+�.�..�}�:r•••.iw.r.11Fl•:.�cn.v��irmrnrie..��hin•IN1MVrMVimFxanc�=aoftYxal'd.
<br /> .' 77�IS SF.C'URITY INSI7t�;MEM' combiaes unifixm coveaants fa cMtwnel wa and noia-uaifcxm cavcn�nts with
<br /> limitai veriaaic�s hy yu�i►+tinion w cixutiwte a wseform�auricy instrument rovering red pniperty.
<br /> UNIP(7RM{:QVEN,t�N'1'S. Ebnawaand I.e►�der covearnt md�ree x�follows:
<br /> 1. Pp�an�t t�.P�'�dPi►i�d lMernti heP��nept wd I.nte(,i�ac,�e�. E3ormwer shsl!�mnm�xlY I�Y whrn auo the
<br /> princips,l of�u�d in4t,�t a�the d�b�cyide�x�i by ttx No1e u.hd uny{xr.�wy cnent and late chargcs�lut unckr the Nate.
<br /> 2. [h�ndA tp�7�nes ard Irwra�ea Subjoct to sippliuble!�w or tn a written w�ivcr by Le�xiee,Hc►rtc�wcr�lu�ll pry ra
<br /> l.4ndae on tt►t dqy mc�nthly pwyments arc due wxkr ttx:Nctite,until�he Note is(►ala in full,a sum 1''t'u�")far: la)yariv
<br /> tutes and�ae;cssnKqx�.which may uttain pricxity over this Saurity Instrumcnt as x lirn.�n thr Pr�aty:(b)yeerly le.�neho�ki
<br /> p�,y�ne�t or gmt��x,j�tr.nts cx� the Property. iC any: (c)yeuly hazard or{xo�xrty insurance prcmiums: (d} yearly floa�d
<br /> insura�►ce pnmiums.•if any: (e) Yesuiy �nangage insurance prcmiums. if uny:and (4 any sums payabk by kiartawer w
<br /> Lcnck:'.in.uc�:arti7at�F�with ttK:pmvicians of paragraph 8, in lieu of ihe pay�ixnt uf mortg�ee inaurance�xemiums. Thew:
<br /> items am c�.11r+�"�scrs�w Items." Lenekr may.et any ti me.copect and Iwld Fuixts in an un►ount oat to eaceed ttw_nuximuxn
<br /> �mc�un�t��Ie.haQra�f.oF�foderally rclatal mo[tgage loan may cequire for liarrower's escn�w xcarnt under the federel Rc�l
<br /> Esi:.:;.S..'x1r.-;�;:,,s,Pr.a:.alt:,^�:L:.t of s474 as sn�er�firm amc►o t6!�x. 1�t I C.c'.B 1.�(11 et sey.f"RFSPA"1.unles.s�naher .
<br /> Ia�N thst ap}�llicv ta,9.ne Funds seu a letiser amaun;. If ro.Lender may,at any tirrK,collett anA hold Nunds in an arnrwnt nnt co
<br /> cxcced tht• la,�r amounG I.ender may estimate tha amaunt of Funds due on tttie basis of curnn[ Jata and crsson�ble
<br /> cstiat�t,c�of a�xs:�rnditure�of future Escrow Items or othenvise in accor�lan�e with applica6le law.
<br /> Tlie Funxti �hal1 be held in an institution whose deFosits are insund by a fc.-derrl agtncy, insirum:ntality.or entity -
<br /> (in.laiin,e,t..c�.;i�;.r,if Lencler i�such an institutian)or in any Federal Home Loan Bnnk. L.ender sh�ll apply the Funds to pay
<br /> ttrt Es�:mw ls�1TU. Lendev may not charge Borrourec for Rolding and upplying Ihr Fu�xis,annualty :�nalyaing thc escrow
<br /> accc��n1,or ti�rrifying tt� Escmw [tems, nnless Lrnder pays Borrower intercst on the Fvnds and applicahls law permiLs
<br /> l.undea•to,��.syke such a charge. However,Lencfer may requit�e Bo�ower to pay a otx-time cha.-ge for an independent real
<br /> c:.t�t,�tax:�porting servi^e used by I.cuder in conncxtion with this luan,untess applicable!aw providcs utherwiu. Unless an
<br /> ag�rr.r+�et:�c is made or applicablc law�rq,aires inrerest to be pa:d.I.ender shall not be reyuircd t�pay Borrower any intemt or
<br /> r�rnin��on the f"vndti. Bo�tuKCr acxi Ixrtdcr may agree in Kriting,however,that intemst shall te paid on the Funds. Lender
<br /> shaJl�ive to Bnrtower,wailwut charge,an annual accounting of the Funsis,showing crcclits and debits to the Fonds and the
<br /> Pwqx'se ior wnicn eacn dei+ii�o�ne Funds wa,n�:u;e. T,��u,n.i;:�e p��g�:a,auuiiiv"fioi�iiiia�f:«.�!:;ilfiS`�lSS`°��`j
<br /> this Se.r:urity Instmmen�
<br /> If tls;ti.�unds Iteld by Lender eqa:�d the amounts permittcd to 6e held by apNiicabl�� law. Lender shall account to
<br /> Bosrowcsr F�ar the excess Punds in a�rordance with the requiremeats of appficable law. if tlTc:.mount of the Funds held by
<br /> Lc.m,dr:�•nt cu�y time is not sufficient to pay the Es�crow Itcros whcn duc, Lcnck:r may so naiitj•Barrowcr in wriung,:uid. in
<br /> such.can� Sorrower shs�� pay to l.,ender the amQimt necessary to make up the de6ciency. Borrower sha?I make up the
<br /> defir5r:x:y in nu�r►nre il�.,�,n twelve monthly payments,zt I.cnder;sol^discretion.
<br /> iipon payment in full of all s�ms secured by this Sccuriry Instrument,Lendcr shall prom�T}�r�furv3 r.o l3arrowcr any
<br /> �uaxls held by Lender. If,undct paragaph 21,L.ender shall:u�;uire or scll the Propeny, Lea�.�:r, prior to the acquisition or
<br /> sale of Ihe Prope[ty, shall apply:u�p Eunds held by C.endrr at th� time of acquisition vr�le:�s a cs�:dit against the sums --
<br /> secu�iby lhis Security InsvumenG
<br /> 3. ApplicAtion af 6'ayments. Unless applicable law provides othenoi�e, ull paymenes receiced F�y l.ender under ---
<br /> paragraphs 1 and 2 shall Ix appliod:first,to any prepayment charges due under the Note,second,to:uno+_nu payable undcr �
<br /> paragraph 2:third,to inteirst due;fourth.to principal duc::�nd last,to any latc charges due under the Nvice. _
<br /> 4. Clurqes; Lien�. Sorro��v�.shall pay sill taxcs, ati�ssments, charges,fincs :uid '+mpnsitians attributable to the -
<br /> property w•)a4ch may attain priority o�+�.r diis Security[nstrument,ara�leasehold paymcnts ar groand cents,if nny. Borrowcr -
<br /> shal!psy Z'�ese obligations in the inanr,er provided in paragraph?,or if not paid in that manrter,$oaowcr shall pay thcm on .-
<br /> titne ditecdy to the person owed payment. Bocrower s4�all promptly fumish to Lender all notices of amaan:�t.o be paid under
<br /> [1vs�aragraph. ]f Rurrower makcs these payme:sts�i.:ect6y,Horrowcr shall promptly furnish to Lcndcr r�c�e�pLC evidencing _
<br /> [�It(.ticY^'tCFt9. -
<br /> Br�ower shall promptly diseharge any lien�vhich ha�prir�zity over this 5ecurity InsUument unle�s Borrower.(a)agr.eas -
<br /> in w�riting to the payment of the obligsttvn secured by the lien in a m:►nner acceptable to Lendtr,tb)contesGS in goad faith r1�e _
<br /> licn by,or defends against enforcciner,:of the lien in,legal proceedings which in the I.ender's•opinion operate to prevent the
<br /> enfo�ement of the lien:or(c)secums from the hoider of the lien an agrrement satisfuctory to Lender sabordinating the lien �=:
<br /> to[his Security Instrument. If Lce�.�determincs that any part of thc I'ropc:r.�is subjec:t to a licn whirh may attain priority i:.
<br /> over this Security Tasuumen4 Len±rz;�any give Borrov�•er a not+ce identifyins thc licn. 13urrower shall satisfy the lien ortake ��
<br /> one or nwre of the xuons set focth t�!»ve within 10 days of the bivin�of notice. -_,
<br /> 5, Haurd or property S�smaraa�Y. Rorrow•er sha�l kcep thc improvcments now rxivc:ng on c�rcafcer emcted on�e '-_�-
<br /> Praperty insuned against loss by iire,hazards included wiQiin Uie tern"extended coverage"and any other ha�ards.including `��
<br /> fload� or flooding, for which L.cndcr rcquims i��uance. This insurancc sha11 be maintained in thc amounu and far the �_;
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