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<br /> �� periuds that Lcn�le�r re��uires. '[7ie in}uim�ce c:irrier provi�ling the insurance shuU be chu.rrn hy Nn:ri�w•rr�uh_�rc� �u l.r.nilerti
<br /> approvnl whtch shall nc,t be unreasonubly withheid. If���rniwrr failr tti maininm cnverage de�c�ihcd�tra�vr,I.rixier may,s�l
<br /> l,enderx option,obtain caverage to pratect Lender's rightK in the Pr��peny in:tCl'Uftlil[P:C 14IIF1�18fA�7fli�I1 7.
<br /> All insurance�wlicies:md reuewals stiul�Ue acce{Hahle tu l.�n�lcr wid tihull Lirlu�le u titun�lunl �nm��;ugc riru,r. I.endrr
<br /> shall have t6e right to huld the policies and rcnewats. If Lrncierrcyuircs,Borrower xhull pn�mplly Kive I�i Lcn�kr all nx:cipl�
<br /> � of puiJ premiums ancl renewal noticeti. (n the event uf lotiti, Rnrzawer �h;�u����r«��rn�e������������ �hr imurcrocc��urrirr mid
<br /> --- — Lendcr. Lendcr muy mnke proof ot'loss if not mad�pmmpt►y by Horrowcr.
<br /> 'Uniess Lender nnd aorrower otherwise agree in writing, insuruncc pnxecclti tihx11 hc upplleJ tu rc����rutl+�n ur rrMfr uf'
<br /> the �'ropcn�• damaged, if dtc restoratiou or repair ix econumis�lly foutiihle and L��ukr� ucuriry is uu� ir�.cnrd. If thr
<br /> r�storatian ur repair is not cconamicully fe�.�ible or L.cnder's s�curity wuuld he Ic�+cntd, thr insuran�c pnKeedv ,hull hc
<br /> upplied to the su►us sccured 6y this Sccurity lnstmment, whether nr not thnn duc,with any carctir pufd t�� Hurrr�wrr. 1!'
<br /> Horrower nhandons the Praperty,or does noi:►nswer widiin 30 days +►nottcc f'mm l.cndcr that �hc insurasuc r.irrirr hu.
<br /> �_ m offered ta settle a claim,then Lender may collect the insurance pmcceds. l_ender�nuy use the pnx•�r�d,t��re����ir��r rctit+�rc
<br /> _ thc Proprny or to pay sums sccured by this Security Instrument,whethcr or not then due. '1 hc:{II•d:ay�x:rial will t+cgin when
<br /> the notice is given.
<br /> — Uniess Lendcr and aorrower othera�ise agrec in writin�,nny applicntion of prcx;ecdx tn principal tihall nut rxtcnd+�r
<br />- postpone the due dnte ot tt�e.mo�sthly payments referred to in paragraphs I u��d 2 or rhangc ihe amcnnn uf thc puytncnts. If
<br /> under p.utigr.tph 2i the �'roperty is ucquircxl by Lcndcr. Rorrawtr's rigln to any insurancc�wlici�ti+md prcxccds resuUing
<br /> frurr�dumugc to the Pru{�erly prior ta the acyuisition shall pass to Lender to the extent ot'Ihe�um�: +ecureJ hy Ihis Security
<br /> Tnstrument t;nmcdintcly prior to th�c�cqui��tion.
<br />-_- — — -- 6, t�ccaa;.ancy, Po�eservulIQ�. I�7�i�atenancc �nd Pr��tection of the Pmperty; Borrox•er's Lusin AppllcYtlun:
<br /> L.cASehaldt. �orr�owEr shAlt accupy,establish,and uce thc 1'roperty as Borrowcr's principrl re,ideiz�e within tiixry d;rys aftcr
<br /> the executian of rhis Security Instrument and sliall continne to ocrupy the Ptoprrty uti Borrower's �rincipal residrnr�fiir ut
<br /> _ least one year after t'he date of occupancy, unless Lcnder othrnvisc agreeti in writing, whi�h ce,n+cnt si�ull not Ix
<br /> unreasonabl��vit}�held,or unless extenuating circumstances rxist which iire beyond Borrower's canrol. Bmruwrr nhatl nut
<br /> — dcstroy, dumage or impuir the Property,allow thc F'ropcny to deteriorate,or commit wa�tc un thc!'ro�xxny. l3ortviwcr tih.dl
<br /> - be in dafault if any forfeiture actian or procceding,whcthcr rivil or criminal,i�6egwi ih,it in I.cndcrti �ocxl I;iith jud�;mcnt
<br /> could retiult in farfelture of the Property or othcnvise matcrially impair thc lien crcntcd by thiti Securiry Inztrumem ��r
<br /> Lender's security interesi. Borrower may cure such a default und reinstate,:is provided in parugraph IR,hy cuu�in�:ihe ucti+m
<br /> or prac�cding tn t�e dismisscd with a ruling that,in Lrndcr'.s�;oai faith Jetcrminatiun,prcctudeti Gn•fcilure ut thc Nor�uwcr',
<br /> interest in the Prapeny or ather mAterial impairtncnt of the licn created by this Securiry Instrunicnt ur Lcudcr; ,rcurity
<br /> intcrest. Borro�vcr shull also tx: in default if Borrowcr, during thc loan application prcx-c,,, gav�- matrrially falsc ur
<br /> insrcurute information or statements to Lender(or failed to provide Lendcr with imy material infum�aiion)iu conncctiem with
<br /> t�IC jO�R CYt(fCACC(1 n}' I�1C 1VOIC. Ipl'IUt�lll�,. uut twl �t���iict= iu. ��N�e;antati,�r, Cuiri:.Tii:i� Y,i11iY:�:'.:�::i r'.JiJ„:i;;� •>#':�:� _
<br /> Property as a principak resiclencc. If this Security Instrument is un a Icaschold,Borrower shall compfy�w ith all thc provi.ions
<br /> ot'the Icase. [f Bonower ncquires fce title to the Property,the Ica+ct►old and thc tcc tiNe tihall not mcrgc unles,Lcndcr ugrccs
<br /> tu thc mergcr in writing.
<br /> 7. Protectiun of Lender's i�i�h�.c in the Pruperty. If Borrowr.r tiiils to{xrlirrm thc ccivc�e:mt, :mJ agrcemcnts
<br /> contained in this 5ecur+ty Instrument, or there iti a legal pnxceJing that may xignitirantly affrct Lrnd��r� rights in tlre
<br />- Pro�x�cty(sucli as a procceding in bnnla-uptcy,probatc,for condcinnation or fo�tciturc or to enfurcc law�or rcgulutionti4 thcn
<br /> Lcndcr tnay do and puy for�vhatevcr is n��cessary to protect thc valur i►f thc Property und Lendcr+rightti in thc ProExtty.
<br /> Lender;actions may include paying uny sums secured hy a lien which hax friority uver this Security Intitrument.:ippearin� -
<br /> in�:ourt,paying rcason.ible attorneys'fees and entering on the Property tv ntakc rcpuir�. Althuugh Lcndcr may lakr action --.
<br /> undcr this p:tr;t�;ruph 7,Lender does not havr to do so. _.
<br /> Any tmiounts disbursed hy Lender under thiy parugraph 7 tihall hcrume additional debt uf ti��rc.iwer ,ecumd by thih
<br /> ticcuriry Instrum.nt. Unless Borrnwer and Lendcr agtec to othcrtcmn uf payntcnt,the�e amounh�hall txar inirrctit fro�n thc _
<br /> datr uf di,Nw•scment at ihc Note rate and shall be payublc,with intcrest,upon notic.from l.cnder ti� Hi�rrowcr rcyur�ting —
<br /> paymcnt. —_
<br /> I I�� � R. MortRa�e Ingurunce. If Lender required mortgage insurance ati :i rundition uf makin�. �hc lo;m xcurcd hy thi� �.
<br /> ticcurity Instrumeiu, Borrower shull ps►y the pranium} rcyuired to muintain die mortgage in,ura�icc in cftcct. If, tiir any __._
<br />-- rcasun, the mortgag. insurance coverage requimd by Lender tupscs ur ceuses to he in citcct. 13orrowcr ,hall pay thc
<br /> prcmiums requircd to o6tuin covcragc substuntially cyuivalcnt to thc mortgagc insurancc rrcviciu,ly in cFfcct, at .� rort -_
<br /> tiubstantially cyuivalcnt to thc cost to Borrower of thc martgagc insurancc pn�viously in rtTcct,lrcim un ahcm.uc mortgagc __
<br /> insurcr upprovcd by Lender. If substantiaUy equival�nt mortgagc insur:uirc cuverugc is not availahfc,I3orrmvrr shall pay tu -_
<br /> I.cndcr cach montl�u sum equul to onc-twelfth of��e ycurly mortgagc insur.mcc prcmium hcing p:aid by Borrowrr whcn thr �'-
<br />, :��� m�u�nnee roverage lapsed or ceased to tx:in effect. Lender will accept,use und rrt.iin thexe payment+cis a lusti rescrvr in lieu ��
<br /> .�z.• nf murt};aigc intiur�ncc. Loss rescrve paymcnts may no longer Ix: rcyuircd,at thr option uf[.cnd�r,if mortgagr insur:mcc �:;.
<br /> r�' iov�r.i};�lin thc amount and for the period thut Lendcr rcyuires)providcd My an insurer��pprovcd hy Lcnder a�uin Ixromes -
<br /> uvi�iluhle mid is obtuined.Borrower shull pay the premiums rcyuimd ta maintain martguge insurnncu in et7crt.or to provide a �.. -
<br /> lu�ti rcti�:rve,until the rec�uirement for moriRagr insuranee ends in uccordanee with nny written agrecmrnt txtween I3urrowcr ��_
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<br /> . , ,ie und I..cndcr or appliciiblc luw.
<br /> 9. 6txpectiun. Lendcr or its agent may mukc rcuxonable entrics upun and inspcctions of thc I'roperty. Lendcr shull �
<br /> tiivr liu,rowcr naticc at thc timc of or prior to un inspec[ion spccifyinb rcasonablc cuutic fi3r thc in�pa:tiii��n.
<br /> E -
<br /> 10. Condemnation. The proceeds of any awarcl or claim tirr damager,dircrt or conseyuential,in connection with uny s
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