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'�V . _._ -•_ - • . , « 1 \ �'� .. . . ._.._- . "- . -- .�. •�_.�_"�� _ � _ _� -� - .-."_"_.__ ... ___. . __ .... . . _-.. . . ._-._.. . . _ _ .��i� ..._ ._ _.. . ._ _ ._.._._._._ � _.�.. � _.�_. ._.. __ � . . < �1�..:..' ;•• '` . . . ru�v_ . �4D�JSTA��kA1'� lt1DE� ��,.. �'�:�`:y��J`r'��j�:; !1 YMrT+wwrrl�^i+uCap) �� • naa wwusr�,s�urb uo�t�....a.c��TH a.r o� JU�� _ ��•_�` a�i M iMa9�rMr hee�d Y�M/�d tn a�e�d MO�MW��t!�1MoM�M�.drd e/1Mw.a l�arity D�M(tM'`�Wl��t'�d ��vs�to d.w M��(W��iorrowa�•)co rrcrre>omo«w'�A�rub�.Naa l�a�pM"tiar'q to • ��UIN'•Cw��r'�of IY��M�wt aowiq�M�0�7 MarIM/M ti�l�arMf hMtwart M1 batM�u ��,..-,---_---�"_"-------�--� '- . �.- n r• rr nun .�r rnan♦ - � -- - -- . _.._-- II�G �. L�ZaLS `inr��w7 I.+�...�w �.� ...+..... __� �716 OOREEN 5T. GRANd I$LANO NE _ 6d8f11 (Propwey!►ddra.l il�l� �t a�ti �nnW� �rilq 1M aMr��r �s Ynw�M nM r/ �v ��f �WNt.i1M MM rlw Y�Ns W rawM My iNcnN n�fe cs�cMr�t N��w�t 11�Mt rw tM�Yw�aw/IM�nM 1�rM RR►. ADDt71C1NAi.COVENAMS.!n additi�►t�tJM covaw�u aud unea�en�s u�de in the Secudtr Imtruamt.1lorrowu and I.a�dn huther eov�ennt tod�yne�s fdloM: A. IlY�R6�?lATL AND MOKI'IAl.Y lAYM�NT CHAIYCEB 7'!�e Note pro�vida�fa�n iuiWl intata nte af � � N�.Saxion 4 of the Noce provida far cfi�a�a in tbe iokreat nte aed the ma�tLty p�r�oenla,u[dlt►wn: 4. fNfERESTRA?E.�INDMONTN4YPAYMENTCNANGBS _ tA) CMye uiwu Q£CE(48ER 95 ' �t�r«r.c,�,c�i�;u p.r�,.y�h��e o�,u►�r��a.Y or .i9 ..naon c��.t a�i rar �2 mantlutheriaRcr.Gxch dateon which my interat ratecou{d ch�n�e is calkd+"Chr�n�e Dste." cn t�.w.� - BqinniaB with tl�e firtt Chanje Date,my inter�r ca�e wil!be Msed on an Index."It+e"inden"i�the wakty atiera�c yidd on Unicad S4U+ Trauury securitka�djwted to a constartt maturity of 1 yar,�s mide avail�Ne bY�Peda�l Reierve Bwrd.7fie mat rxent Indac ti�rc -- - - �vailrlfk a ot the date 4S dayt befae c�sh Clurn�Wte is alia!the"Gturrnt Inckx.•• It the Inda�it no lonjer avallabie,tbe Note Hoider wlll choae a nevv index whlch Is b�sod upon compuable inform�tion.TAe Note -- _ --- Holder will�ire me noNcG of thl�choice. a - — (� c��' TL10 R(�iJ ONE-HALF 8eforc each Chtnrt Dau,tlx ivcv:Holder will cakulate my ncw in[erest rate by addity{ P�u� po{nts r � �i �)to the Cvaarnt Index u�d roundin;to th�e nearat 1/8th of 1�h.subject to ctx Ilmits�uted ia Satlea<(�)bdm+'• Thi�rounded amount will be my r.ew'r nterest rue untll the next Chan�e Ll�te. The Note Holder witl then determine the iunount aP the monthly p�yment th�t would be suiCdent to re�y in f.ull the principd 1�m apected to owe on thst Chan�e Dau in subst�ntidly equd�ymrnt�by the maturity date at my nev�lntaeat r�te.'ihe resu]t of this calcutatton wiU Ix tbe new amount of my monthly payment. tD� uria a��lerest lWe Chu�ea ?.50 . The interat rau i am requtred to p�y �t the fint Ch�nse Dete will na be Qrater tluu► ��W� � 3.SO qi,�raker,my intcrest rtte will nevcr Ix inc.ra�c,i��.cucas�on nny sin{le Chu►:e Date by mare t�an 2•0 [rom the r.atc ot intcrest 1 have been ptylns for the precedina twelve mor.ths.'II7�e minimum interat nte on e5;s Soan wiD never bc ;� tas than 3•� �i�nd the muimum intaat tate wlll never be srater tAtn_.1 O.50 _�y, (� E(feeli�s DNe ot CMs� = My new interat r�.te will become effective on euh Chua{e Date.I will pay the amount of my new monthly payrsxttt be�[nninj on the first .`��+�� monthty p�ymrnt dtte�fxa the Chu►je Date until the amwnt of my monthly p�ymn�t chac�es a�tn. (� NoqocotG�n�e+ '�•�� The NcKe Holder will mall or deHvu to me a nodce before aach ChaaYe Aate.The aotice wlll adviee me ot: (i) the new 9ntaat rate oa my lan a�of thc Chu�e D�ie: (il) the amovnt of my monthly payrnent followin�the Changs Date; -__�?! (6q any addifionil mitters which the Note Holder is rcqu�cd to d(sclase:rad - � ' (iv) [he adAress of the assoclatton you couYd com�ct rcµrdtn�any quentio.:s about thr sdjustment nodce. _ s. CP�.ARGFSi i.1EN8 - � U� '` .1.�h„t�ti Uniferm Coven�nt 4 ot the Sccudty I nstrummt ia�mended to read a follows: _ ;',�.• • whieh rtwy ,,,. 1.Ciar�ee;Iier�.Borrr�wer ehaU yay all trna,ueasmrnu,�nd other char�a.fina,and imposittons attrlbuuble to thc Pmperty �'1�"�' attaln�priorlty ovrr this Seeudty Insuument,and leasehold paymrnts of acound rcnta,if any,in the mtnner provlded ueder part�raph 2 haeof ...�.:; �r;;r;,�" or,if nc�t paid in such mamter,by Bonower m�ktnj payment,when dua,direcdy to the psyee thermf.Borrowet shaal qromptly ik�rnish L.e+►der ;':'� ti_�.1=,' all notioes aY amounts due under tMs p�ra8raph.and in the cvrnt Bo*rcwer ehall make pRymeat Gizertly.Boaower thall prompUy furnish to �..� ''%"�"�'�•"�+-' Lendec rxccipts evidenc[nQ sueh piymenu. Horrower shall promptly clisthe�e any Ilen whlch ha��riaslty over thie Saurity Iz::Crument; ��1�'��' however,Borrower shall not be required to dlscha�e�ny sueh Itm so lon�w Borrower: (�)shall a{rc�In wdtin�to the payment of the Frtlr . r._ �-"��`� ebligadon secured by a:�r_fi Qen in the mtnner acceptable to l.ender;(b)shdl in goad fai:h Coatest such llen by,or defend ua4nst enforcemettt ot '''%��':�� such lten in,legal prxecd[ngs v�hlch in the opin{on af Lender operue to prcvent t�c ea�arcement of the Iten or forfeiture of the Property or any - ,��`_-'"" � part thereof;ar(e)shitl secure frorn the holder of such llen an apreement in e form saHsfactery eo Lender subordlnadng such lien to this � �;,l:.:,�.: � -- �.- .'�. .:..'•• Sccuriry Instcumcnt. ;:"��i:�:'dY7a,;>=:�. If Lender determirtes thtt all or any part af the Froperty fe sub�ect to a tien wMcn may etta�a s pnonry over cnis 5ecuriiy in�«„R��«, �� ' �iwiic�a•�� Lender shall givc Borrower a nuace identifying such lien.Borrower shall sttlsfy such Ilen or takc anc or more of the�ctions set 6orth above �T'�� -��.'�� withintend�ysofthe�lvin;o[thennttce. ' 4 ��i C. N07iCE �'�� Uniforn Coventnt l4 of the 5ccuriry Instrument i�amended to read as follows: � .Y. ; -.:�. , 1�. Notice.Except for any natice requircd 4nder�pptiqb7e law co be 4iven in unother manne�,(a)nny notice to Borrower provided for in chis i Sccuriry Inttrumrnt ahtll Itc g[ven by deliverin=it or by mdlit�it by�rat class mafl tn F3orcower�t the Propctty Addras or at such other addrcss � _;�e��' as Borrower m�y desijnate by notfce tv Lender ra provlded herein,and(b)any notice co Lender shall be @lvcn by fint class mail to Lender's '' -y �ddress stattd httein or to such ather addras a Lender may dai�utc by noHce ro k3crrower u provideQ hettin.Any notice providrd for in this 5ecurity tnstrumrnt shdl be deemed to h�vc been�iven to Borrower or Lenda when aivrn in tt�e m�nner dai�nat�d hcrein. , i :+ � �