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<br /> �4� �.04��0
<br /> 'lIKiETf�-II:Ft WI"t}I ull thc impru�enxni�nciw or h�rrcnflrr erc�tecl un the pr��rny. nnd all ea�ments,eppuArnnnceu, --'
<br /> �r�d t'ixeure�s nc�w or hercatter�put oi the prc�penY• All rcpircements uid�uiditiaid sh�l E dw be cuvercd by thix 5ecwitY
<br /> Inswment. All of Ihc fc�eRc►ins is roSemed to i��thls 5cxu�ily Inspurnent�+s tfie"Prnpe�rtY•'•
<br /> — -- - BURROW�R COV�JANT5 that Bom�wer iY I�wfully seisui af the extatc hcrebycanvKyed iuxl Fwa the ri�ht tu}�nt
<br /> and ranvcy the Ptnperty and t}uit the Pmp�'tY i�►u�encumberod.except far enrumbraixes of rtcad. Hort�ower warr�au�nd
<br /> '� ..-_-------^ w�il�.�.�l b..•'..::.f1�tL�t'st!^ro t��*(y'ny a���n�t a�l�•I�imti arwl�kmarKis.subject ta uny ern:umbtutkes of m:ad.
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<br /> THIS 5ECURi7'Y INS7RUMENT combines uniform covenantr for natkxu�l u�e and non-wu(orm covenants with
<br /> linu►ed v�ui�dans by jurisdictian ta con.rtitute a unifonn rccurity instrument cuvering rral property.
<br /> UN IFORM COV�NANTS. F3arower�nd L.�nder covr.nant wnd agrce as fuliows:
<br /> 1, p�y�p���d�ad/ptereet:Prep�yment ead Late�hae�es. Bormwer+hnll prompUY pay when due the
<br /> principa!of and interest on the debt e�idenced tiy thr Note ond any prcp•ryment aixi late churges dut under the Nutr.
<br /> 2. FY�nds�a.'h�ces�nd Iaoacatnce. 5ubjcxt to upplicable law ar tn a w�tten waivtr by l.�nder,Boctnwer shall pay to
<br /> � — (.pnder on the day monthly paynxnts ar�due under the Nate,unul the Nae is paid in Cuil,a ,mu("Fwxli')for.(a)ycarly
<br /> taxes nnd asse�smenGS whictf mAy attain priority over this Security Instrument as a lien on Ihe Proprrty:(h)yetuly lea.s�hc�kl
<br /> paymenGS or ground rents e�n the I'roperty, if any; (c) ycarly hazard or prc►�erty ia,u�nce premiums; (d) yearly tlood
<br /> insur,uice prcmituns, if uny;(c) yeariy m�rtgage insurAnce premiums, if any:and {�any sums �yable by Borcaa•er t�n
<br /> Lender, in accordance with �he pmvisions of paragraE►h 8, in Ileu of iF►�payment of mort�age incuranee premiums. 'fhetie
<br /> item-s arc:called"Eseraw 1te.ms•' Lender may,at any tinx,callect and hold Funds in an artwunt not to exceed the ma.�cimum
<br /> amount u Irnder for a federally relutod mortgage loan may�+equirs i'or 8orrower'.s escrow uc:count under the foderal Rcal
<br /> �—°� -_� Eaiut�S�tttcr-,c:ttt itc:xdute..Act of l97�1 as anwneied from eime�o�iux:. 12 U.S.C.§ Z601 etseq.("RFSPA"),unless another
<br /> law that applies to the f�unds scts a Icsscr amounG If so,l.ender may.nt any time,col l�ct and hold Funds in y�ainount uot co
<br /> exceal the lesser arnoun� f.cndar may esdmate the amount of Funds due on the basis of cncmnt d�t� :u�d reasonabfe
<br /> estimates of expenditures af future Essrow Items or otherwise i�xcordance with applicable law.
<br /> '('t►e Hmds shall be held in an instituriun whose dcposit�s are tnsux�i by:i federal agency, et��en:nxi�t3!ity,or entity
<br /> (incl�►ding I.ender,tf I.end.T is such:u�ins6tutiun)or in uny Federal Hmev:Laan Bank. f`endc�r shals�I piy�th�Fu��to pay
<br /> thc Eurow Items. [.cnder may not charge B�rrowcr tar holding and applying the Fr.:ds,annually nn:ily�ing i��tiscrow
<br /> account, or verifying the Euruw Items, unless Lender pays Borrower interest on tt�e Funds artd applicable I��r �a;nnits
<br /> Lender to makc such a chargc. Hawcver,Lendcr enay ro�uine Borrowcr to pay a onedime ch:ugc for an indep:�ri�lent rca!
<br /> estatc tax reparting service used by Lender in connection w•ith this loan,uc�less applicable law pmvides otherwise. Unless an
<br /> agr�cemcnt is made or applicable law rcquires interest to bc paid.I.cnder shall not be reyuired to pay Borrowcr any interest or
<br /> — — eamings on the Funds. Borrower and Lender may agmc en���iting,howevcr,that inrerest shall bc paid on the Funds. Lcnder
<br /> — �hall give to Borrower,without charge,an annual accounr.'v�of the Funds,si►owing crulits and debiGs to Ihe Funds:u►d thc
<br /> '- (' �.^..�g:�t:ge�:`:�'sisQS+�!«'!'ssil�fer atl c�emc cr:-aued f�y ,
<br /> pu[�.�OSe fot whlCh e�CI1[1Cbit to titc Futw�wui�iiiwc. T3ic -ur.
<br /> this Securiry G�swment.
<br /> — If the Funds held by Lendcr excecd the amounts permitted to be held by applicable law, Lender shall account to
<br /> Borrow.:r for the cxecss Funds in accor3an� with Ihe rcquirements of applicable law. If the amount uf thc Funds held by
<br /> Lender at an�time is not sufficient to pay thc Escrow Itcros when duc,Lencier may so notify Horrou•cr in wriling,and, in —
<br /> ---- such case Dorrnw�er shall pay ¢o E.ender the amaunt necessary to make up �he deficiency. Borro�ti•er shall make ap the _
<br /> deficiency in no more than twefye monthly paymenu,at Lender's sole discretion. _
<br /> Upon p:►ymcnt in full of a11 sums secured by ihis Sccurity Instniment, Lendcr shall promptly icfund to B�xc�:���r any
<br /> — Funds hcld by Lcndcr. If,undcr paragraph 21,Lcndcr shall acquirc or scll the Property. Lcnder,prior to ths ac�7:si�ition or
<br /> sale uf thc Props:rty. shall apply any Funds hcld by Lender at the ume of acquisition or tiale ati a credit against ihe sums e 6_
<br /> secucrd by this S�curity Instrumen4 __-
<br /> 3. Applk�tbn o1'H�S�ments• Unless app3icable law providcs othenvisc.:ili payments rcceiceJ by 1.�-�3er undct __ •
<br /> - para�raphs! :tnd 2 shall be applied:first,to any prepaymcnt charges due under thc Note;secand,to:unoant�5�ag:_?^le under �s-
<br /> — paragraph 2;third.to interest due;fowth,to princ�p•rl due:and last,to any late ch:uges due under the Note. .-::,--
<br /> 4. Cha�; Liens. Borr�wcr sUall pay :ill taxcs, :�ssessments, charges, fincs :uid impositions attrai�iimblc to the �`•.�
<br /> pcoperty which mzy attain priority ovcr this Security Insaumcnt,and lcaschold payment�ur ground renL;,iT any. Bo�TOwcr E:�,_-
<br /> shall pay thcse obligauons in the manner rovided in .►rs a h 2,or if not aid in that manner,Bc+-rc•.�rr shall pay them on r`=
<br /> P P" E�'P P �.�-
<br /> time dirccQy to the p�:rson o�ved payment. Borrower shali�romptly furnish to Lender all notices of amounts to be�aid under ��
<br /> this Eur�graph. If Borrower m;►kes these payments direcily.Borrower shall promptly fo.rnish to Lcnder receigt5 c�idencing L�,c_
<br /> the psyrnen4ti. '��`'
<br /> Borrower shafl prom��ly discharge any lien which has priority o��er c'tis Security Insuument unless Boreower.ta)agrees
<br /> in writing to the paymer,t c�f the obligauon secured by the Inen in a manne-.:;.�:eptable to Lender,(b)contests in good faith the �:'�`
<br />- — lien by,or defends against enforcement of ehc lien in,l�al praceedincc u;�ich in the l,enders opinion operav:to pnvent the
<br /> — - — r.nforcetnent of the lien:or(cD secures from the holder of the lien an agrcement�atisfactory to Lender suhardi�atine the 1'een
<br /> �— ¢o R�►is Security InsvumenL lf L.ettder detertnines tl:at any Aart of the Property iti subject to a lien which may a;:ain priority
<br /> aver this Securiry Instrumcnt,Lender may give Bornower a noticc identifying the licn. Borrowcr shall satisfy the licn or take
<br /> one or nwre of the xaons se►fonh 3bovc��ethin 10 days of thc giving of noucc.
<br /> g. ��nrd p.pro�erty*Iasuranca �Barrow•cr sh:ill kcep thc impm�•ements now existin£or PtcreaCtcr cc�ected on U�e
<br /> Propcny insumd against loss by firc,hazards include�within the term"extendcd co�•crace";ued any other hazards,including �;
<br /> 1la�ds or Ilcxxiing, for wbich Lcndcr e�cquircs insuran�c. This in�ur.u�cc�h�ill be m1i atained in the;unounts and for tfie � ;
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