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DEED OF TRUST Loan Number 2280040977160 <br />MIN: 100077910002698740 <br />THIS DEED OF TRUST is made this 8TH day of SEPTEMBER, 2004, among the Trustor, ALAN R. <br />OGG, AND CONNIE J. OGG, HUSBAND AND WIFE (herein "Borrower "), FIRST AMERICAN <br />TITLE INSURANCE COMP (herein "Trustee "), and the Beneficiary, Mortgage Electronic Registration <br />Systems, Inc. (herein "MERS "). MERS is a separate corporation that is acting solely as a nominee for Lender <br />and Lender's successors and assigns. MERS is organized and existing under the laws of Delaware, and has an <br />address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. The Lender is <br />Decision One Mortgage Company, LLC, a corporation organized and existing under the laws of NORTH <br />CAROLINA, whose address is 6060 J.A. JONES DRIVE, SUITE 1000, CHARLOTTE, NORTH <br />CAROLINA 28287 (herein "Lender "). <br />The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's <br />successors and assigns) and the successors and assigns of MERS. Borrower, in consideration of the <br />indebtedness herein recited and the trust herein created, irrevocably grants and conveys to Trustee, in <br />trust, with power of sale, the following described property located in the County of HALL, State of <br />Nebraska: <br />LOT 5, EXCEPT THE EASTERLY 13 FEET AND THE WESTERLY 40 FEET, BLOCK 3, <br />WESTERHOFF'S FIRST SUBDIVISION, CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. <br />which has the address of 3119 WEST 18TH STREET, GRAND ISLAND, <br />[Street, City] , <br />Nebraska 68803 [zip Code] (herein "Property Address "); <br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, <br />rights, appurtenances and rents (subject however to the rights and authorities given herein to Lender to <br />collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered <br />by this Deed of Trust; and all of the foregoing, together with said property (or the leasehold estate if this <br />Deed of Trust is on a leasehold) are hereinafter referred to as the "Property "; Borrower understands and <br />agrees that MERS holds only legal title to the interests granted by Borrower in this Security Instrument, <br />but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors <br />and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right <br />to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, <br />releasing and canceling this Security Instrument. <br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated <br />SEPTEMBER 8, 2004 and extensions and renewals thereof (herein "Note "), in the principal sum of <br />U.S.$18,980.00, with interest thereon, providing for monthly installments of principal and interest, with <br />the balance of the indebtedness, if not sooner paid, due and payable on SEPTEMBER 13, 2019; the <br />payment of all other sums, with interest thereon, advanced in accordance herewith to protect the security <br />of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein <br />contained. <br />NEBRASKA- SECOND MORTGAGE- 1/80- FNMA /FHLMC MODIFIED INSTRUME Form 3828 (page 1 of 7pages) <br />I IIIIII VIII VIII VIII VIII VIII VIII VIII VIII VIII VIII VIII VIII VIII VIII VIII IIII IIII <br />�S s -® <br />i <br />m <br />., <br />C"3 a) <br />rt <br />f V <br />m <br />X <br />CD <br />r <br />CD <br />When Recorded Mail To: <br />- <br />cu <br />CO <br />Decision One Mortgage Company, LLC <br />o <br />,� <br />co <br />6060 J.A. Jones Drive, Suite 1000 <br />200409080 <br />N <br />o <br />0 <br />Charlotte, North Carolina 28287 <br />DEED OF TRUST Loan Number 2280040977160 <br />MIN: 100077910002698740 <br />THIS DEED OF TRUST is made this 8TH day of SEPTEMBER, 2004, among the Trustor, ALAN R. <br />OGG, AND CONNIE J. OGG, HUSBAND AND WIFE (herein "Borrower "), FIRST AMERICAN <br />TITLE INSURANCE COMP (herein "Trustee "), and the Beneficiary, Mortgage Electronic Registration <br />Systems, Inc. (herein "MERS "). MERS is a separate corporation that is acting solely as a nominee for Lender <br />and Lender's successors and assigns. MERS is organized and existing under the laws of Delaware, and has an <br />address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. The Lender is <br />Decision One Mortgage Company, LLC, a corporation organized and existing under the laws of NORTH <br />CAROLINA, whose address is 6060 J.A. JONES DRIVE, SUITE 1000, CHARLOTTE, NORTH <br />CAROLINA 28287 (herein "Lender "). <br />The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's <br />successors and assigns) and the successors and assigns of MERS. Borrower, in consideration of the <br />indebtedness herein recited and the trust herein created, irrevocably grants and conveys to Trustee, in <br />trust, with power of sale, the following described property located in the County of HALL, State of <br />Nebraska: <br />LOT 5, EXCEPT THE EASTERLY 13 FEET AND THE WESTERLY 40 FEET, BLOCK 3, <br />WESTERHOFF'S FIRST SUBDIVISION, CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. <br />which has the address of 3119 WEST 18TH STREET, GRAND ISLAND, <br />[Street, City] , <br />Nebraska 68803 [zip Code] (herein "Property Address "); <br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, <br />rights, appurtenances and rents (subject however to the rights and authorities given herein to Lender to <br />collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered <br />by this Deed of Trust; and all of the foregoing, together with said property (or the leasehold estate if this <br />Deed of Trust is on a leasehold) are hereinafter referred to as the "Property "; Borrower understands and <br />agrees that MERS holds only legal title to the interests granted by Borrower in this Security Instrument, <br />but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors <br />and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right <br />to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, <br />releasing and canceling this Security Instrument. <br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated <br />SEPTEMBER 8, 2004 and extensions and renewals thereof (herein "Note "), in the principal sum of <br />U.S.$18,980.00, with interest thereon, providing for monthly installments of principal and interest, with <br />the balance of the indebtedness, if not sooner paid, due and payable on SEPTEMBER 13, 2019; the <br />payment of all other sums, with interest thereon, advanced in accordance herewith to protect the security <br />of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein <br />contained. <br />NEBRASKA- SECOND MORTGAGE- 1/80- FNMA /FHLMC MODIFIED INSTRUME Form 3828 (page 1 of 7pages) <br />I IIIIII VIII VIII VIII VIII VIII VIII VIII VIII VIII VIII VIII VIII VIII VIII VIII IIII IIII <br />�S s -® <br />