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Y <br />200409079 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Adjustable <br />Rate Rider. <br />"'C Qme::� (Seal) <br />ALAN R. OGG 0 - Borrower <br />&� 4�0'm_(Seal) <br />CONNIE J. OGG U - Borrower <br />_(Seal) <br />- Borrower <br />MULTISTATE ADJUSTABLE RATE RIDER (LIBOR Index) -- Single Family — Freddie Mac MODIFIED INSTRUMENT Form 3192 1/01 (page 3 of 3 pages) <br />T <br />