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After Recording Return To: <br />n <br />S <br />rn <br />n <br />Decision One Mortgage Company, LLC <br />6060 J.A. Jones Drive, Suite 1000 <br />Charlotte, North Carolina 28287 <br />DEFINITIONS <br />M <br />ra <br />-n <br />c <br />Z <br />y <br />N <br />S <br />=a <br />n = <br />200409079 <br />r�4 <br />d ?'s <br />M <br />ref <br />m <br />,v <br />r� <br />—a <br />O <br />Co <br />[Space Above This Line For Recording Data] <br />Loan Number 2280040976180 <br />MIN: 100077910002680524 <br />DEED OF TRUST <br />n cn <br />-i r'''+ <br />o Tt <br />= rr� <br />r.. rL7 <br />A <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated SEPTEMBER 8, 2004, together with all <br />Riders to this document. <br />(B) 'Borrower" is ALAN R. OGG, AND CONNIE J. OGG, HUSBAND AND WIFE. Borrower is the <br />trustor under this Security Instrument. <br />(C) "Lender" is Decision One Mortgage Company, LLC. Lender is a LD41TED LIABILITY COMPANY <br />organized and existing under the laws of NORTH CAROLINA. Lender's address is 6060 J.A. JONES <br />DRIVE, SUITE 1000, CHARLOTTE, NORTH CAROLINA 28287. <br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMP. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated SEPTEMBER 8, 2004. The Note states <br />that Borrower owes Lender SEVENTY -FIVE THOUSAND NINE HUNDRED TWENTY AND 00 /100ths <br />Dollars (U.S.$75,920.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments <br />and to pay the debt in full not later than SEPTEMBER 13, 2034. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />NEBRASKA- Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 (page 1 of 13 pages) <br />1 111111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 1111 IN <br />,T <br />o .D <br />N c� <br />O <br />C::3 <br />CO <br />CZ <br />—,j ray. <br />coz <br />O <br />YD. o <br />