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I <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated September 3rd, 2004 <br />together with all Riders to this document. <br />(B) 'Borrower" is MERLE G SIMMONS and JANICE M SIMMONS, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />-6(NE) (oom).o1 <br />Page 1 of 15 Initials: <br />VMP MORTGAGE FORMS - 18001521 -7291 <br />T <br />c n <br />n =C <br />z M <br />C) cf) <br />M <br />° <br />-r1 O <br />O N <br />l C <br />CD � <br />� z <br />N <br />c7 <br />rn — <br />—p D <br />D Cc O <br />O <br />3 r <br />oo <br />cn 3 <br />r- cyan o <br />CD C <br />CD <br />O <br />1� Z <br />Return To: 0 <br />CA 1 <br />Z <br />Home Federal Savings and Loan Association of Grand I <br />Island <br />221 South Locust S <br />St <br />Grand Island, NE 6 <br />68801 <br />Prepared By: <br />Nancy Knapp <br />221 South Locust S <br />St <br />Grand Island, NE 6 <br />68801 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated September 3rd, 2004 <br />together with all Riders to this document. <br />(B) 'Borrower" is MERLE G SIMMONS and JANICE M SIMMONS, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />-6(NE) (oom).o1 <br />Page 1 of 15 Initials: <br />VMP MORTGAGE FORMS - 18001521 -7291 <br />