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200408983 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />LANCE L BERGGREN Z - Borrower <br />(Seal) <br />KENNETH L BERGGREN - Borrower <br />_ (Seal) /// � V4 9611%%n (Seal) <br />- Borrower LORENE M BERGGREN - Borrower <br />_ (Seal) (Seal) <br />- Borrower - Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />229732 <br />6(NE) Ioom Page 14 of 15 Form 3028 1101 <br />